Cost of Living Comparison Between Ubud, Bali and Cromwell Cost of Living Comparison Between Ubud, Bali and Cromwell

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,840 in Cromwell.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,818 in Cromwell.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $3,795 in Cromwell.

Living in Ubud, Bali costs roughly 22% less than in Cromwell, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Cromwell 37% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$12.28 NZ$20.99

-70.93%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$72.6 NZ$124

-55.14%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$10.98 NZ$18.78

-53.83%

Cappuccino

$2.83 Rp 49.0K

$3.47 NZ$5.93

-18.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.27 NZ$3.88

-40.97%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$2.01 NZ$3.44

-65.67%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$7.10 NZ$12.15

-57.89%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$5.93 NZ$10.15

-35.08%

Milk (1 liter)

$1.74 Rp 30.2K

$2.11 NZ$3.61

-17.54%

White Bread (500g)

$2.54 Rp 44.0K

$1.97 NZ$3.37

28.93%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.91 NZ$3.26

-37.70%

Eggs

$2.43 Rp 42.0K

$5.61 NZ$9.60

-56.68%

Local Cheese (1kg)

$14.66 Rp 254.1K

$8.24 NZ$14.09

77.91%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$10.89 NZ$18.62

-61.62%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$13.04 NZ$22.29

-8.44%

Apples (1kg)

$3.69 Rp 63.9K

$2.98 NZ$5.10

23.83%

Banana (1kg)

$1.61 Rp 27.8K

$2.35 NZ$4.02

-31.49%

Oranges (1kg)

$2.69 Rp 46.5K

$3.39 NZ$5.79

-20.65%

Tomato (1kg)

$2.33 Rp 40.4K

$4.49 NZ$7.67

-48.11%

Potato (1kg)

$1.91 Rp 33.0K

$1.97 NZ$3.37

-3.05%

Onion (1kg)

$2.19 Rp 37.9K

$2.02 NZ$3.45

8.42%

Lettuce (1 head)

$1.06 Rp 18.3K

$2.44 NZ$4.17

-56.56%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.08 NZ$1.84

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$24.15 NZ$41.30

-87.04%

Wine (Bottle)

$23.49 Rp 407.1K

$9.08 NZ$15.53

158.70%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.50 NZ$4.28

9.60%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.69 NZ$6.31

-21.95%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$2.14 NZ$3.66

-86.45%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$63.9 NZ$109

-87.22%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$2.70 NZ$4.61

-83.33%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.15 NZ$1.97

-63.48%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$29.56 NZ$50.6

-79.16%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.66 NZ$2.84

-49.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$19.7K NZ$33.6K

33.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$25.9K NZ$44.3K

25.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$100 NZ$171

-21.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$36.38 NZ$62.2

-89.14%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$54.9 NZ$93.9

-55.56%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$37.29 NZ$63.8

158.89%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$12.24 NZ$20.93

-48.12%

Cinema Ticket

$4.04 Rp 70.0K

$9.23 NZ$15.78

-56.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$594 NZ$1,016

-49.06%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$13.0K NZ$22.3K

-49.97%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$67.1 NZ$115

-19.74%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$35.35 NZ$60.5

7.44%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$96.6 NZ$165

-10.14%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$123 NZ$210

-35.81%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$973 NZ$1,664

4.02%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$783 NZ$1,339

-13.84%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$1,557 NZ$2,663

117.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$1,404 NZ$2,401

49.45%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$4,855 NZ$8,303

-38.53%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$3,419 NZ$5,847

-31.59%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$3,122 NZ$5,338

-94.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.6

101.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Cromwell: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $973 in Cromwell. Housing cost is often the main lever when comparing two cities.

Cromwell pays 1703% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $73.0 in Cromwell for a mid-range dinner for two. Groceries echo the gap at $298 vs $325 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cromwell: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 28% gap adds up to real monthly savings that compound significantly over time.

On paper, Cromwell earns 1703% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $973 in Cromwell. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 9% higher in Cromwell. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $73.0 in Cromwell. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,438 in Ubud, Bali versus $1,840 in Cromwell, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cromwell. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cromwell, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Cromwell are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 28% less than in Cromwell. Beyond cost, consider language, visa policies, and how big the international community is in each city.