Cost of Living Comparison Between Ubud, Bali and Cromwell Cost of Living Comparison Between Ubud, Bali and Cromwell

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $1,901 in Cromwell.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $2,853 in Cromwell.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $3,805 in Cromwell.

Living in Ubud, Bali costs roughly 27% less than in Cromwell, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Cromwell 39% above.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$14.50 NZ$24.36

-77.17%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$66.0 NZ$111

-40.80%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$11.94 NZ$20.05

-52.93%

Cappuccino

$2.64 Rp 46.9K

$3.38 NZ$5.68

-21.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$2.33 NZ$3.90

-32.19%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$2.32 NZ$3.89

-69.40%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$7.05 NZ$11.85

-61.28%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$5.73 NZ$9.61

-24.61%

Milk (1 liter)

$1.54 Rp 27.4K

$1.85 NZ$3.11

-16.76%

White Bread (500g)

$2.30 Rp 40.8K

$1.74 NZ$2.92

32.18%

Rice (white) (1kg)

$1.03 Rp 18.3K

$1.80 NZ$3.02

-42.78%

Eggs

$2.12 Rp 37.7K

$6.05 NZ$10.16

-64.96%

Local Cheese (1kg)

$17.30 Rp 307.5K

$8.11 NZ$13.63

113.32%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$10.13 NZ$17.01

-60.22%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$17.39 NZ$29.21

-28.58%

Apples (1kg)

$3.70 Rp 65.7K

$3.19 NZ$5.36

15.99%

Banana (1kg)

$1.62 Rp 28.7K

$2.48 NZ$4.16

-34.68%

Oranges (1kg)

$2.27 Rp 40.3K

$3.30 NZ$5.54

-31.21%

Tomato (1kg)

$1.99 Rp 35.4K

$5.25 NZ$8.82

-62.10%

Potato (1kg)

$1.83 Rp 32.5K

$1.91 NZ$3.20

-4.19%

Onion (1kg)

$2.25 Rp 40.1K

$1.95 NZ$3.27

15.38%

Lettuce (1 head)

$1.04 Rp 18.6K

$2.46 NZ$4.12

-57.72%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.64 NZ$1.07

-12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$21.97 NZ$36.89

-89.90%

Wine (Bottle)

$23.22 Rp 412.7K

$9.20 NZ$15.44

152.39%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$3.25 NZ$5.46

-26.46%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$1.31 NZ$2.19

119.08%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$1.82 NZ$3.06

-86.26%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$77.5 NZ$130

-90.75%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$2.40 NZ$4.03

-80.83%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$1.68 NZ$2.82

-72.62%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$29.28 NZ$49.17

-80.53%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.84 NZ$3.08

-58.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$27.0K NZ$45.4K

-9.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$26.8K NZ$45.0K

15.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$99.6 NZ$167

-17.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$28.73 NZ$48.24

-77.97%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$54.1 NZ$90.9

-65.75%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$39.51 NZ$66.4

41.86%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$7.05 NZ$11.83

161.13%

Cinema Ticket

$4.26 Rp 75.8K

$8.78 NZ$14.75

-51.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$854 NZ$1,434

-42.70%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$12.9K NZ$21.6K

-54.95%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$59.8 NZ$100

-23.05%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$36.98 NZ$62.1

-3.03%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$94.6 NZ$159

-15.95%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$142 NZ$238

-42.81%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$947 NZ$1,590

20.85%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$839 NZ$1,409

-17.54%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$1,544 NZ$2,592

128.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$1,333 NZ$2,238

28.26%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$4,938 NZ$8,292

-43.61%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$3,495 NZ$5,870

-35.31%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$3,159 NZ$5,304

-94.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.6

108.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Cromwell: August 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $947 in Cromwell. Housing cost is often the main lever when comparing two cities.

Cromwell pays 1766% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $66.0 in Cromwell for a mid-range dinner for two. Groceries echo the gap at $293 vs $329 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cromwell: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 38% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1766% lower in Cromwell. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,144 in Ubud, Bali versus $947 in Cromwell. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Cromwell. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $66.0 in Cromwell. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,379 in Ubud, Bali versus $1,901 in Cromwell, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cromwell. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cromwell, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Cromwell are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 38% less than in Cromwell. Beyond cost, consider language, visa policies, and how big the international community is in each city.