ðMonthly costs for one person with rent: $1,840 in Cromwell versus $1,232 in Phuket.
ðEstimated couple costs with rent: $2,818 in Cromwell versus $2,255 in Phuket.
ðMonthly costs for a family of three with rent: $3,795 in Cromwell versus $3,279 in Phuket.
ðLiving in Cromwell is roughly 49% more expensive than Phuket, driven mainly by Eating Out.
ðThe two cities straddle the global median: Cromwell is 37% above, Phuket is 8% below.
Currency
ð― Eating Out
Cromwell
Phuket
Difference
Meal at Budget Restaurant
$12.28NZ$20.87
$4.63āļŋ151
165.23%
Three-Course Dinner for Two, Mid-Range
$72.6NZ$123
$46.84āļŋ1,523
55.04%
Fast Food Meal(McDonalds, etc)
$10.98NZ$18.67
$8.84āļŋ287
24.21%
Cappuccino
$3.47NZ$5.89
$3.00āļŋ97.4
15.67%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.27NZ$3.86
$0.74āļŋ24.11
206.76%
Water(0.33 liter bottle)
$2.01NZ$3.42
$0.37āļŋ11.88
443.24%
Local Beer(0.5 liter draught)
$7.10NZ$12.08
$2.44āļŋ79.3
190.98%
Imported Beer(0.33 liter bottle)
$5.93NZ$10.09
$3.61āļŋ117
64.27%
ð Groceries & Markets
Cromwell
Phuket
Difference
Milk(1 liter)
$2.11NZ$3.59
$2.26āļŋ73.5
-6.64%
White Bread(500g)
$1.97NZ$3.35
$1.84āļŋ59.8
7.07%
Rice(white)(1kg)
$1.91NZ$3.24
$2.24āļŋ73.0
-14.73%
Eggs
$5.61NZ$9.54
$2.32āļŋ75.3
141.81%
Local Cheese(1kg)
$8.24NZ$14.01
$19.67āļŋ639
-58.11%
Chicken Fillets(1kg)
$10.89NZ$18.51
$3.65āļŋ119
198.36%
Beef Round Steak(1kg)
$13.04NZ$22.16
$13.10āļŋ426
-0.46%
Apples(1kg)
$2.98NZ$5.07
$3.39āļŋ110
-12.09%
Banana(1kg)
$2.35NZ$4.00
$1.64āļŋ53.4
43.29%
Oranges(1kg)
$3.39NZ$5.75
$2.41āļŋ78.5
40.66%
Tomato(1kg)
$4.49NZ$7.63
$2.03āļŋ66.0
121.18%
Potato(1kg)
$1.97NZ$3.35
$1.56āļŋ50.6
26.28%
Onion(1kg)
$2.02NZ$3.43
$1.50āļŋ48.66
34.67%
Lettuce(1 head)
$2.44NZ$4.15
$1.02āļŋ33.30
139.22%
Water(1.5 liter bottle)
$1.08NZ$1.83
$0.49āļŋ15.91
120.41%
Cigarettes 20 Pack(Marlboro, Camel)
$24.15NZ$41.05
$4.45āļŋ145
442.70%
Wine(Bottle)
$9.08NZ$15.44
$18.88āļŋ614
-51.91%
Local Beer(0.5 liter bottle)
$2.50NZ$4.26
$1.78āļŋ57.7
40.45%
Imported Beer(0.33 liter bottle)
$3.69NZ$6.28
$2.75āļŋ89.5
34.18%
ð Getting Around
Cromwell
Phuket
Difference
One-way Ticket(Public Transport)
$2.14NZ$3.63
$1.40āļŋ45.54
52.86%
Public Transport Monthly Pass(Regular Price)
$63.9NZ$109
$11.48āļŋ373
456.79%
Taxi Start(Normal Tariff)
$2.70NZ$4.58
$3.12āļŋ101
-13.46%
Taxi(Normal Tariff)(1km)
$1.15NZ$1.96
$1.00āļŋ32.48
15.00%
Taxi 1hour Waiting(Normal Tariff)
$29.56NZ$50.3
$14.09āļŋ458
109.79%
Gasoline(1 liter)
$1.66NZ$2.82
$1.35āļŋ43.93
22.96%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.7KNZ$33.4K
$27.2Kāļŋ883.7K
-27.71%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9KNZ$44.0K
$32.9Kāļŋ1.1M
-21.40%
ð§ū Monthly Utilities & Internet
Cromwell
Phuket
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$100NZ$170
$125āļŋ4,063
-19.81%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$36.38NZ$61.8
$13.57āļŋ441
168.09%
Internet(50+ Mbps, Unlimited Data)
$54.9NZ$93.4
$18.52āļŋ602
196.49%
ð Sport & Entertainment
Cromwell
Phuket
Difference
Gym Membership(Monthly)
$37.29NZ$63.4
$61.5āļŋ1,999
-39.35%
Tennis Court(1 Hour on Weekend)
$12.24NZ$20.80
$16.84āļŋ547
-27.32%
Cinema Ticket
$9.23NZ$15.69
$9.19āļŋ299
0.44%
ð§ļ Childcare & Education
Cromwell
Phuket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$594NZ$1,010
$698āļŋ22.7K
-14.92%
International Primary School, 1 Child(Yearly)
$13.0KNZ$22.2K
$15.6Kāļŋ506.9K
-16.38%
ðð Clothing & Footwear
Cromwell
Phuket
Difference
Jeans(Levis 501 Or Similar)
$67.1NZ$114
$57.8āļŋ1,878
16.14%
Summer Dress(H&M, Zara, etc)
$35.35NZ$60.1
$35.24āļŋ1,146
0.31%
Sport Shoes(Adidas, Nike)
$96.6NZ$164
$113āļŋ3,677
-14.64%
Men's Leather Business Shoes
$123NZ$209
$86.4āļŋ2,808
42.22%
ð Accommodation & Living
Cromwell
Phuket
Difference
1-bedroom Apartment, City Center(Monthly)
$973NZ$1,654
$616āļŋ20.0K
57.99%
1-bedroom Apartment, Outside City Center(Monthly)
$783NZ$1,331
$446āļŋ14.5K
75.51%
3-bedroom Apartment, City Center(Monthly)
$1,557NZ$2,647
$2,048āļŋ66.6K
-23.96%
3-bedroom Apartment, Outside City Center(Monthly)
$1,404NZ$2,387
$1,492āļŋ48.5K
-5.91%
Buy Apartment in City Center(m2)
$4,855NZ$8,254
$3,779āļŋ122.8K
28.50%
Buy Apartment Outside City Center(m2)
$3,419NZ$5,812
$2,649āļŋ86.1K
29.09%
ðĩ Salaries & Financials
Cromwell
Phuket
Difference
Average Monthly Net Salary(After Tax)
$3,122NZ$5,307
$524āļŋ17.0K
495.96%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.6
5.33
23.83%
CityCost data is based on AI and user input â minor inaccuracies may occur.
Last update for Cromwell: April 25, 2026
Last update for Phuket: April 27, 2026
Cost Breakdown
ð A one-bedroom apartment in the center runs $973 in Cromwell and $616 in Phuket. Housing cost is often the main lever when comparing two cities.
ð°Cromwell pays 496% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
ðDining out: $73.0 in Cromwell vs $47.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $325 vs $292 per month, with Phuket cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cromwell vs Phuket: Cost of Living - Frequently Asked Questions
Is Phuket cheaper than Cromwell?
Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 49% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cromwell or Phuket?
Cromwell pays 496% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Cromwell and Phuket?
Rent for a central apartment: $973 in Cromwell versus $616 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Cromwell and Phuket?
Supermarket bills run roughly 11% higher in Cromwell. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Cromwell or Phuket?
Dining out is cheaper in Phuket â a meal for two runs $47.00 versus $73.0 in Cromwell. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Cromwell or Phuket?
At $1,232 in Phuket versus $1,840 in Cromwell, a $1,500 budget is realistic in Phuket but tight or insufficient in Cromwell. The gap between the two cities makes Phuket the clear choice for anyone on this budget.
Is Cromwell or Phuket more family-friendly?
For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Cromwell, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cromwell or Phuket?
Safety-wise, Cromwell and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Phuket gentler on the wallet â expenses run 49% less than in Cromwell. Beyond cost, consider language, visa policies, and how big the international community is in each city.