ðMonthly costs for one person with rent: $1,232 in Phuket versus $1,840 in Cromwell.
ðEstimated couple costs with rent: $2,255 in Phuket versus $2,818 in Cromwell.
ðMonthly costs for a family of three with rent: $3,279 in Phuket versus $3,795 in Cromwell.
ðLiving in Phuket costs roughly 33% less than in Cromwell, driven mainly by Eating Out.
ðThe two cities straddle the global median: Phuket is 8% below, Cromwell is 37% above.
Currency
ð― Eating Out
Phuket
Cromwell
Difference
Meal at Budget Restaurant
$4.63āļŋ151
$12.28NZ$20.99
-62.30%
Three-Course Dinner for Two, Mid-Range
$46.84āļŋ1,532
$72.6NZ$124
-35.50%
Fast Food Meal(McDonalds, etc)
$8.84āļŋ289
$10.98NZ$18.78
-19.49%
Cappuccino
$3.00āļŋ98.0
$3.47NZ$5.93
-13.54%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.74āļŋ24.25
$2.27NZ$3.88
-67.40%
Water(0.33 liter bottle)
$0.37āļŋ11.95
$2.01NZ$3.44
-81.59%
Local Beer(0.5 liter draught)
$2.44āļŋ79.8
$7.10NZ$12.15
-65.63%
Imported Beer(0.33 liter bottle)
$3.61āļŋ118
$5.93NZ$10.15
-39.12%
ð Groceries & Markets
Phuket
Cromwell
Difference
Milk(1 liter)
$2.26āļŋ73.9
$2.11NZ$3.61
7.11%
White Bread(500g)
$1.84āļŋ60.1
$1.97NZ$3.37
-6.60%
Rice(white)(1kg)
$2.24āļŋ73.4
$1.91NZ$3.26
17.28%
Eggs
$2.32āļŋ75.7
$5.61NZ$9.60
-58.65%
Local Cheese(1kg)
$19.67āļŋ643
$8.24NZ$14.09
138.71%
Chicken Fillets(1kg)
$3.65āļŋ119
$10.89NZ$18.62
-66.48%
Beef Round Steak(1kg)
$13.10āļŋ428
$13.04NZ$22.29
0.46%
Apples(1kg)
$3.39āļŋ111
$2.98NZ$5.10
13.76%
Banana(1kg)
$1.64āļŋ53.7
$2.35NZ$4.02
-30.21%
Oranges(1kg)
$2.41āļŋ79.0
$3.39NZ$5.79
-28.91%
Tomato(1kg)
$2.03āļŋ66.4
$4.49NZ$7.67
-54.79%
Potato(1kg)
$1.56āļŋ50.9
$1.97NZ$3.37
-20.81%
Onion(1kg)
$1.50āļŋ48.94
$2.02NZ$3.45
-25.74%
Lettuce(1 head)
$1.02āļŋ33.50
$2.44NZ$4.17
-58.20%
Water(1.5 liter bottle)
$0.49āļŋ16.00
$1.08NZ$1.84
-54.63%
Cigarettes 20 Pack(Marlboro, Camel)
$4.45āļŋ145
$24.15NZ$41.30
-81.57%
Wine(Bottle)
$18.88āļŋ617
$9.08NZ$15.53
107.93%
Local Beer(0.5 liter bottle)
$1.78āļŋ58.1
$2.50NZ$4.28
-28.80%
Imported Beer(0.33 liter bottle)
$2.75āļŋ90.1
$3.69NZ$6.31
-25.47%
ð Getting Around
Phuket
Cromwell
Difference
One-way Ticket(Public Transport)
$1.40āļŋ45.81
$2.14NZ$3.66
-34.58%
Public Transport Monthly Pass(Regular Price)
$11.48āļŋ376
$63.9NZ$109
-82.04%
Taxi Start(Normal Tariff)
$3.12āļŋ102
$2.70NZ$4.61
15.56%
Taxi(Normal Tariff)(1km)
$1.00āļŋ32.67
$1.15NZ$1.97
-13.04%
Taxi 1hour Waiting(Normal Tariff)
$14.09āļŋ461
$29.56NZ$50.6
-52.33%
Gasoline(1 liter)
$1.35āļŋ44.19
$1.66NZ$2.84
-18.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2Kāļŋ888.9K
$19.7KNZ$33.6K
38.34%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9Kāļŋ1.1M
$25.9KNZ$44.3K
27.22%
ð§ū Monthly Utilities & Internet
Phuket
Cromwell
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$125āļŋ4,087
$100NZ$171
24.71%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.57āļŋ444
$36.38NZ$62.2
-62.70%
Internet(50+ Mbps, Unlimited Data)
$18.52āļŋ606
$54.9NZ$93.9
-66.27%
ð Sport & Entertainment
Phuket
Cromwell
Difference
Gym Membership(Monthly)
$61.5āļŋ2,010
$37.29NZ$63.8
64.87%
Tennis Court(1 Hour on Weekend)
$16.84āļŋ551
$12.24NZ$20.93
37.58%
Cinema Ticket
$9.19āļŋ300
$9.23NZ$15.78
-0.43%
ð§ļ Childcare & Education
Phuket
Cromwell
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$698āļŋ22.8K
$594NZ$1,016
17.53%
International Primary School, 1 Child(Yearly)
$15.6Kāļŋ509.9K
$13.0KNZ$22.3K
19.59%
ðð Clothing & Footwear
Phuket
Cromwell
Difference
Jeans(Levis 501 Or Similar)
$57.8āļŋ1,889
$67.1NZ$115
-13.89%
Summer Dress(H&M, Zara, etc)
$35.24āļŋ1,152
$35.35NZ$60.5
-0.31%
Sport Shoes(Adidas, Nike)
$113āļŋ3,699
$96.6NZ$165
17.15%
Men's Leather Business Shoes
$86.4āļŋ2,825
$123NZ$210
-29.69%
ð Accommodation & Living
Phuket
Cromwell
Difference
1-bedroom Apartment, City Center(Monthly)
$616āļŋ20.1K
$973NZ$1,664
-36.71%
1-bedroom Apartment, Outside City Center(Monthly)
$446āļŋ14.6K
$783NZ$1,339
-43.02%
3-bedroom Apartment, City Center(Monthly)
$2,048āļŋ67.0K
$1,557NZ$2,663
31.51%
3-bedroom Apartment, Outside City Center(Monthly)
$1,492āļŋ48.8K
$1,404NZ$2,401
6.28%
Buy Apartment in City Center(m2)
$3,779āļŋ123.6K
$4,855NZ$8,303
-22.18%
Buy Apartment Outside City Center(m2)
$2,649āļŋ86.6K
$3,419NZ$5,847
-22.53%
ðĩ Salaries & Financials
Phuket
Cromwell
Difference
Average Monthly Net Salary(After Tax)
$524āļŋ17.1K
$3,122NZ$5,338
-83.22%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
6.6
-19.24%
CityCost data is based on AI and user input â minor inaccuracies may occur.
Last update for Phuket: April 27, 2026
Last update for Cromwell: April 25, 2026
Cost Breakdown
ð A one-bedroom apartment in the center runs $616 in Phuket and $973 in Cromwell. Housing cost is often the main lever when comparing two cities.
ð°Cromwell pays 496% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
ðDining out: $47.00 in Phuket vs $73.0 in Cromwell for a mid-range dinner for two. Groceries echo the gap at $292 vs $325 per month, with Phuket cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Cromwell: Cost of Living - Frequently Asked Questions
Is Cromwell cheaper than Phuket?
Phuket is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 49% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Phuket or Cromwell?
On paper, Cromwell earns 496% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Phuket and Cromwell?
Rent for a central apartment: $616 in Phuket versus $973 in Cromwell. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Phuket and Cromwell?
Supermarket bills run roughly 11% higher in Cromwell. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Phuket or Cromwell?
Dining out is cheaper in Phuket â a meal for two runs $47.00 versus $73.0 in Cromwell. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Phuket or Cromwell?
At $1,232 in Phuket versus $1,840 in Cromwell, a $1,500 budget is realistic in Phuket but tight or insufficient in Cromwell. The gap between the two cities makes Phuket the clear choice for anyone on this budget.
Is Phuket or Cromwell more family-friendly?
For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Cromwell, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Phuket or Cromwell?
Safety-wise, Phuket and Cromwell are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Phuket gentler on the wallet â expenses run 49% less than in Cromwell. Beyond cost, consider language, visa policies, and how big the international community is in each city.