Cost of Living Comparison Between Phuket and Cromwell Cost of Living Comparison Between Phuket and Cromwell

Monthly Cost of Living

Monthly costs for one person with rent: $1,232 in Phuket versus $1,840 in Cromwell.

Estimated couple costs with rent: $2,255 in Phuket versus $2,818 in Cromwell.

Monthly costs for a family of three with rent: $3,279 in Phuket versus $3,795 in Cromwell.

Living in Phuket costs roughly 33% less than in Cromwell, driven mainly by Eating Out.

The two cities straddle the global median: Phuket is 8% below, Cromwell is 37% above.

Currency
ðŸ― Eating Out
Phuket
Cromwell
Difference
Meal at Budget Restaurant
$4.63 āļŋ151
$12.28 NZ$20.99
-62.30%
Three-Course Dinner for Two, Mid-Range
$46.84 āļŋ1,532
$72.6 NZ$124
-35.50%
Fast Food Meal (McDonalds, etc)
$8.84 āļŋ289
$10.98 NZ$18.78
-19.49%
Cappuccino
$3.00 āļŋ98.0
$3.47 NZ$5.93
-13.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.74 āļŋ24.25
$2.27 NZ$3.88
-67.40%
Water (0.33 liter bottle)
$0.37 āļŋ11.95
$2.01 NZ$3.44
-81.59%
Local Beer (0.5 liter draught)
$2.44 āļŋ79.8
$7.10 NZ$12.15
-65.63%
Imported Beer (0.33 liter bottle)
$3.61 āļŋ118
$5.93 NZ$10.15
-39.12%
🛒 Groceries & Markets
Phuket
Cromwell
Difference
Milk (1 liter)
$2.26 āļŋ73.9
$2.11 NZ$3.61
7.11%
White Bread (500g)
$1.84 āļŋ60.1
$1.97 NZ$3.37
-6.60%
Rice (white) (1kg)
$2.24 āļŋ73.4
$1.91 NZ$3.26
17.28%
Eggs
$2.32 āļŋ75.7
$5.61 NZ$9.60
-58.65%
Local Cheese (1kg)
$19.67 āļŋ643
$8.24 NZ$14.09
138.71%
Chicken Fillets (1kg)
$3.65 āļŋ119
$10.89 NZ$18.62
-66.48%
Beef Round Steak (1kg)
$13.10 āļŋ428
$13.04 NZ$22.29
0.46%
Apples (1kg)
$3.39 āļŋ111
$2.98 NZ$5.10
13.76%
Banana (1kg)
$1.64 āļŋ53.7
$2.35 NZ$4.02
-30.21%
Oranges (1kg)
$2.41 āļŋ79.0
$3.39 NZ$5.79
-28.91%
Tomato (1kg)
$2.03 āļŋ66.4
$4.49 NZ$7.67
-54.79%
Potato (1kg)
$1.56 āļŋ50.9
$1.97 NZ$3.37
-20.81%
Onion (1kg)
$1.50 āļŋ48.94
$2.02 NZ$3.45
-25.74%
Lettuce (1 head)
$1.02 āļŋ33.50
$2.44 NZ$4.17
-58.20%
Water (1.5 liter bottle)
$0.49 āļŋ16.00
$1.08 NZ$1.84
-54.63%
Cigarettes 20 Pack (Marlboro, Camel)
$4.45 āļŋ145
$24.15 NZ$41.30
-81.57%
Wine (Bottle)
$18.88 āļŋ617
$9.08 NZ$15.53
107.93%
Local Beer (0.5 liter bottle)
$1.78 āļŋ58.1
$2.50 NZ$4.28
-28.80%
Imported Beer (0.33 liter bottle)
$2.75 āļŋ90.1
$3.69 NZ$6.31
-25.47%
🚌 Getting Around
Phuket
Cromwell
Difference
One-way Ticket (Public Transport)
$1.40 āļŋ45.81
$2.14 NZ$3.66
-34.58%
Public Transport Monthly Pass (Regular Price)
$11.48 āļŋ376
$63.9 NZ$109
-82.04%
Taxi Start (Normal Tariff)
$3.12 āļŋ102
$2.70 NZ$4.61
15.56%
Taxi (Normal Tariff) (1km)
$1.00 āļŋ32.67
$1.15 NZ$1.97
-13.04%
Taxi 1hour Waiting (Normal Tariff)
$14.09 āļŋ461
$29.56 NZ$50.6
-52.33%
Gasoline (1 liter)
$1.35 āļŋ44.19
$1.66 NZ$2.84
-18.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2K āļŋ888.9K
$19.7K NZ$33.6K
38.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9K āļŋ1.1M
$25.9K NZ$44.3K
27.22%
ðŸ§ū Monthly Utilities & Internet
Phuket
Cromwell
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 āļŋ4,087
$100 NZ$171
24.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.57 āļŋ444
$36.38 NZ$62.2
-62.70%
Internet (50+ Mbps, Unlimited Data)
$18.52 āļŋ606
$54.9 NZ$93.9
-66.27%
🎉 Sport & Entertainment
Phuket
Cromwell
Difference
Gym Membership (Monthly)
$61.5 āļŋ2,010
$37.29 NZ$63.8
64.87%
Tennis Court (1 Hour on Weekend)
$16.84 āļŋ551
$12.24 NZ$20.93
37.58%
Cinema Ticket
$9.19 āļŋ300
$9.23 NZ$15.78
-0.43%
ðŸ§ļ Childcare & Education
Phuket
Cromwell
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$698 āļŋ22.8K
$594 NZ$1,016
17.53%
International Primary School, 1 Child (Yearly)
$15.6K āļŋ509.9K
$13.0K NZ$22.3K
19.59%
👕👟 Clothing & Footwear
Phuket
Cromwell
Difference
Jeans (Levis 501 Or Similar)
$57.8 āļŋ1,889
$67.1 NZ$115
-13.89%
Summer Dress (H&M, Zara, etc)
$35.24 āļŋ1,152
$35.35 NZ$60.5
-0.31%
Sport Shoes (Adidas, Nike)
$113 āļŋ3,699
$96.6 NZ$165
17.15%
Men's Leather Business Shoes
$86.4 āļŋ2,825
$123 NZ$210
-29.69%
🏠 Accommodation & Living
Phuket
Cromwell
Difference
1-bedroom Apartment, City Center (Monthly)
$616 āļŋ20.1K
$973 NZ$1,664
-36.71%
1-bedroom Apartment, Outside City Center (Monthly)
$446 āļŋ14.6K
$783 NZ$1,339
-43.02%
3-bedroom Apartment, City Center (Monthly)
$2,048 āļŋ67.0K
$1,557 NZ$2,663
31.51%
3-bedroom Apartment, Outside City Center (Monthly)
$1,492 āļŋ48.8K
$1,404 NZ$2,401
6.28%
Buy Apartment in City Center (m2)
$3,779 āļŋ123.6K
$4,855 NZ$8,303
-22.18%
Buy Apartment Outside City Center (m2)
$2,649 āļŋ86.6K
$3,419 NZ$5,847
-22.53%
ðŸ’ĩ Salaries & Financials
Phuket
Cromwell
Difference
Average Monthly Net Salary (After Tax)
$524 āļŋ17.1K
$3,122 NZ$5,338
-83.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.33
6.6
-19.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: April 27, 2026

Last update for Cromwell: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $616 in Phuket and $973 in Cromwell. Housing cost is often the main lever when comparing two cities.

Cromwell pays 496% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $47.00 in Phuket vs $73.0 in Cromwell for a mid-range dinner for two. Groceries echo the gap at $292 vs $325 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Cromwell: Cost of Living - Frequently Asked Questions
Is Cromwell cheaper than Phuket?
Phuket is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 49% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Phuket or Cromwell?
On paper, Cromwell earns 496% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Phuket and Cromwell?
Rent for a central apartment: $616 in Phuket versus $973 in Cromwell. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Phuket and Cromwell?
Supermarket bills run roughly 11% higher in Cromwell. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Phuket or Cromwell?
Dining out is cheaper in Phuket – a meal for two runs $47.00 versus $73.0 in Cromwell. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Phuket or Cromwell?
At $1,232 in Phuket versus $1,840 in Cromwell, a $1,500 budget is realistic in Phuket but tight or insufficient in Cromwell. The gap between the two cities makes Phuket the clear choice for anyone on this budget.
Is Phuket or Cromwell more family-friendly?
For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Cromwell, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Phuket or Cromwell?
Safety-wise, Phuket and Cromwell are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Phuket gentler on the wallet – expenses run 49% less than in Cromwell. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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