Last update: Oct 2026

Cost of Living Comparison Between Cotabato City and Ubud, Bali

For one person, living is cheaper in Cotabato City: $738 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

36

Cost of Living Index in Cotabato City
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Cotabato City Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cotabato City

🇵🇭 Philippines

$738

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Cotabato City and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cotabato City and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $738 in Cotabato City versus $1,349 in Ubud, Bali.

Cotabato City $738
Ubud, Bali $1,349

Estimated couple costs with rent: $1,139 in Cotabato City versus $2,305 in Ubud, Bali.

Cotabato City $1,139
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,539 in Cotabato City versus $3,261 in Ubud, Bali.

Cotabato City $1,539
Ubud, Bali $3,261

Living in Cotabato City costs roughly 45% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.81 ₱307

$3.32 Rp 60.4K

44.88%

Three-Course Dinner for Two, Mid-Range

$16.14 ₱1,031

$35.64 Rp 647.8K

-54.71%

Fast Food Meal (McDonalds, etc)

$3.97 ₱254

$5.53 Rp 100.6K

-28.21%

Cappuccino

$2.17 ₱139

$2.72 Rp 49.4K

-20.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₱67.6

$1.70 Rp 30.9K

-37.65%

Water (0.33 liter bottle)

$0.62 ₱39.75

$0.76 Rp 13.8K

-18.42%

Local Beer (0.5 liter draught)

$1.14 ₱73.1

$2.65 Rp 48.2K

-56.98%

Imported Beer (0.33 liter bottle)

$2.08 ₱133

$4.38 Rp 79.6K

-52.51%

Milk (1 liter)

$2.01 ₱128

$1.49 Rp 27.1K

34.90%

White Bread (500g)

$1.08 ₱68.8

$2.28 Rp 41.4K

-52.63%

Rice (white) (1kg)

$0.75 ₱48.19

$1.19 Rp 21.6K

-36.97%

Eggs

$1.90 ₱121

$2.04 Rp 37.0K

-6.86%

Local Cheese (1kg)

$6.44 ₱411

$17.70 Rp 321.7K

-63.62%

Chicken Fillets (1kg)

$4.59 ₱293

$3.96 Rp 72.0K

15.91%

Beef Round Steak (1kg)

$9.44 ₱603

$12.19 Rp 221.6K

-22.56%

Apples (1kg)

$2.76 ₱176

$3.66 Rp 66.4K

-24.59%

Banana (1kg)

$1.10 ₱70.0

$1.52 Rp 27.6K

-27.63%

Oranges (1kg)

$2.40 ₱153

$2.23 Rp 40.5K

7.62%

Tomato (1kg)

$1.17 ₱74.7

$1.97 Rp 35.9K

-40.61%

Potato (1kg)

$1.97 ₱126

$1.85 Rp 33.6K

6.49%

Onion (1kg)

$3.30 ₱211

$2.42 Rp 44.1K

36.36%

Lettuce (1 head)

$1.24 ₱78.9

$0.99 Rp 18.0K

25.25%

Water (1.5 liter bottle)

$0.66 ₱42.15

$0.51 Rp 9,332

29.41%

Cigarettes 20 Pack (Marlboro, Camel)

$2.40 ₱154

$2.22 Rp 40.4K

8.11%

Wine (Bottle)

$8.03 ₱513

$22.24 Rp 404.2K

-63.89%

Local Beer (0.5 liter bottle)

$1.27 ₱80.9

$2.26 Rp 41.1K

-43.81%

Imported Beer (0.33 liter bottle)

$1.64 ₱105

$2.97 Rp 54.0K

-44.78%

One-way Ticket (Public Transport)

$0.22 ₱13.98

$0.25 Rp 4,562

-12.00%

Public Transport Monthly Pass (Regular Price)

$11.32 ₱723

$7.82 Rp 142.2K

44.76%

Taxi Start (Normal Tariff)

$0.76 ₱48.30

$0.44 Rp 7,989

72.73%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.97

$0.43 Rp 7,817

-48.84%

Taxi 1hour Waiting (Normal Tariff)

$1.85 ₱118

$5.41 Rp 98.3K

-65.80%

Gasoline (1 liter)

$1.10 ₱70.2

$0.82 Rp 15.0K

34.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$23.8K Rp 433.3M

-12.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.8K ₱1.2M

$31.7K Rp 577.0M

-40.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$108 ₱6,875

$79.1 Rp 1.4M

36.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.43 ₱1,178

$6.45 Rp 117.2K

185.74%

Internet (50+ Mbps, Unlimited Data)

$30.97 ₱1,978

$18.58 Rp 337.7K

66.68%

Gym Membership (Monthly)

$30.96 ₱1,978

$49.48 Rp 899.4K

-37.43%

Tennis Court (1 Hour on Weekend)

$5.25 ₱335

$17.65 Rp 320.8K

-70.25%

Cinema Ticket

$4.73 ₱302

$4.27 Rp 77.7K

10.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$105 ₱6,684

$491 Rp 8.9M

-78.67%

International Primary School, 1 Child (Yearly)

$7,282 ₱465.3K

$5,674 Rp 103.1M

28.35%

Jeans (Levis 501 Or Similar)

$32.48 ₱2,075

$44.64 Rp 811.4K

-27.24%

Summer Dress (H&M, Zara, etc)

$19.49 ₱1,246

$34.95 Rp 635.3K

-44.23%

Sport Shoes (Adidas, Nike)

$69.5 ₱4,438

$79.9 Rp 1.5M

-13.07%

Men's Leather Business Shoes

$60.5 ₱3,862

$79.4 Rp 1.4M

-23.89%

1-bedroom Apartment, City Center (Monthly)

$224 ₱14.3K

$1,125 Rp 20.4M

-80.07%

1-bedroom Apartment, Outside City Center (Monthly)

$153 ₱9,753

$671 Rp 12.2M

-77.27%

3-bedroom Apartment, City Center (Monthly)

$447 ₱28.6K

$3,565 Rp 64.8M

-87.45%

3-bedroom Apartment, Outside City Center (Monthly)

$333 ₱21.3K

$1,723 Rp 31.3M

-80.66%

Buy Apartment in City Center (m2)

$2,692 ₱172.0K

$2,732 Rp 49.6M

-1.47%

Buy Apartment Outside City Center (m2)

$1,003 ₱64.1K

$2,284 Rp 41.5M

-56.08%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.31

13.78

-39.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cotabato City: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Cotabato City

$199 26.9%

Ubud, Bali

$288 21.4% 45.1% $90

Monthly Utilities & Internet

Cotabato City

$157 21.3%

Ubud, Bali

$104 7.7% 33.7% $53

Accommodation & Living

Cotabato City

$153 20.7%

Ubud, Bali

$672 49.8% 340% $519

Eating Out

Cotabato City

$93 12.6%

Ubud, Bali

$108 8% 15.7% $15

Clothing & Footwear

Cotabato City

$82 11.1%

Ubud, Bali

$108 8% 31.4% $26

Sport & Entertainment

Cotabato City

$40 5.5%

Ubud, Bali

$58 4.3% 43.6% $18

Getting Around

Cotabato City

$14 1.9%

Ubud, Bali

$11 0.9% 18.7% $2.6

Cost Breakdown

A one-bedroom apartment in the center runs $224 in Cotabato City and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $16 in Cotabato City vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $199 vs $288 per month, with Cotabato City cheaper across the board.

Good to know

🇵🇭 Cotabato City

🇮🇩 Ubud, Bali

🕒 Local time

09:24 9:24 AM

Same time as Cotabato City

🌤 Weather

👥 Population

325,079

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 29, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cotabato City Ubud, Bali 2,010 km ≈ 3 h nonstop flight

From you

Cotabato City
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cotabato City vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Cotabato City wins on cost – living expenses run 45% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Cotabato City the obvious pick if budget is a priority.

You’d need roughly $1,107 in Cotabato City and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $224 in Cotabato City versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $738 per month in Cotabato City versus $1,349 in Ubud, Bali – Cotabato City is about 45% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 31% less than in Cotabato City. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.