Cost of Living Comparison Between Ubud, Bali and Cotabato City Cost of Living Comparison Between Ubud, Bali and Cotabato City

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $724 in Cotabato City.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,154 in Cotabato City.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,584 in Cotabato City.

Living in Ubud, Bali is roughly 96% more expensive than Cotabato City, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Cotabato City is 46% below.

Currency
🍽 Eating Out
Ubud, Bali
Cotabato City
Difference
Meal at Budget Restaurant
$3.56 Rp 64.8K
$4.41 ₱272
-19.27%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 594.6K
$23.90 ₱1,473
36.95%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 89.9K
$4.63 ₱285
6.91%
Cappuccino
$2.71 Rp 49.3K
$2.03 ₱125
33.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.4K
$0.87 ₱53.4
54.02%
Water (0.33 liter bottle)
$0.70 Rp 12.7K
$0.53 ₱32.60
32.08%
Local Beer (0.5 liter draught)
$2.92 Rp 53.0K
$1.41 ₱86.8
107.09%
Imported Beer (0.33 liter bottle)
$3.96 Rp 71.9K
$1.75 ₱108
126.29%
🛒 Groceries & Markets
Ubud, Bali
Cotabato City
Difference
Milk (1 liter)
$1.81 Rp 32.8K
$1.04 ₱64.2
74.04%
White Bread (500g)
$2.52 Rp 45.7K
$0.34 ₱20.95
641.18%
Rice (white) (1kg)
$1.16 Rp 21.0K
$0.91 ₱55.9
27.47%
Eggs
$2.46 Rp 44.7K
$2.01 ₱124
22.39%
Local Cheese (1kg)
$14.71 Rp 267.3K
$5.86 ₱361
151.02%
Chicken Fillets (1kg)
$4.32 Rp 78.4K
$3.26 ₱201
32.52%
Beef Round Steak (1kg)
$12.14 Rp 220.5K
$7.43 ₱458
63.39%
Apples (1kg)
$3.84 Rp 69.8K
$1.40 ₱86.4
174.29%
Banana (1kg)
$1.56 Rp 28.3K
$1.04 ₱64.1
50.00%
Oranges (1kg)
$2.83 Rp 51.5K
$1.07 ₱66.1
164.49%
Tomato (1kg)
$2.33 Rp 42.2K
$1.12 ₱69.0
108.04%
Potato (1kg)
$1.91 Rp 34.8K
$1.26 ₱77.9
51.59%
Onion (1kg)
$2.20 Rp 40.0K
$1.50 ₱92.4
46.67%
Lettuce (1 head)
$1.01 Rp 18.4K
$0.51 ₱31.14
98.04%
Water (1.5 liter bottle)
$0.78 Rp 14.1K
$0.57 ₱34.95
36.84%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 60.2K
$0.86 ₱52.8
286.05%
Wine (Bottle)
$23.74 Rp 431.2K
$8.11 ₱500
192.73%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.7K
$1.42 ₱87.3
96.48%
Imported Beer (0.33 liter bottle)
$2.86 Rp 52.0K
$1.50 ₱92.3
90.67%
🚌 Getting Around
Ubud, Bali
Cotabato City
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,883
$0.28 ₱17.27
-3.57%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 145.9K
-
-
Taxi Start (Normal Tariff)
$0.46 Rp 8,291
$0.88 ₱54.1
-47.73%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,176
$0.25 ₱15.49
80.00%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 110.7K
$2.09 ₱129
191.87%
Gasoline (1 liter)
$0.79 Rp 14.4K
$1.10 ₱68.1
-28.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 475.0M
$22.4K ₱1.4M
16.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 583.5M
$21.3K ₱1.3M
51.08%
🧾 Monthly Utilities & Internet
Ubud, Bali
Cotabato City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.5M
$105 ₱6,483
-24.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 73.8K
$34.22 ₱2,109
-88.14%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 427.3K
$36.53 ₱2,252
-35.61%
🎉 Sport & Entertainment
Ubud, Bali
Cotabato City
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$34.34 ₱2,117
187.42%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 120.4K
$4.33 ₱267
53.12%
Cinema Ticket
$4.15 Rp 75.3K
$3.14 ₱194
32.17%
🧸 Childcare & Education
Ubud, Bali
Cotabato City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.5M
$117 ₱7,234
158.98%
International Primary School, 1 Child (Yearly)
$6,613 Rp 120.1M
$4,325 ₱266.6K
52.91%
👕👟 Clothing & Footwear
Ubud, Bali
Cotabato City
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 1.0M
$46.46 ₱2,864
19.54%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 695.9K
$29.70 ₱1,831
28.99%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$79.0 ₱4,872
12.10%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$68.8 ₱4,239
13.23%
🏠 Accommodation & Living
Ubud, Bali
Cotabato City
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.3M
$263 ₱16.2K
283.18%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.3M
$179 ₱11.0K
277.89%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 62.5M
$576 ₱35.5K
497.21%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 37.0M
$397 ₱24.4K
414.22%
Buy Apartment in City Center (m2)
$2,841 Rp 51.6M
$2,371 ₱146.2K
19.81%
Buy Apartment Outside City Center (m2)
$2,264 Rp 41.1M
$1,070 ₱66.0K
111.49%
💵 Salaries & Financials
Ubud, Bali
Cotabato City
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
9.56
38.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Cotabato City: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $263 in Cotabato City. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $24.00 in Cotabato City for a mid-range dinner for two. Groceries echo the gap at $302 vs $147 per month, with Cotabato City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Cotabato City: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Cotabato City?
Cotabato City wins on cost – living expenses run 96% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Cotabato City the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Cotabato City?
You'd need roughly $2,129 in Ubud, Bali and $1,086 in Cotabato City to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Cotabato City?
Rent for a central apartment: $1,006 in Ubud, Bali versus $263 in Cotabato City. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or Cotabato City?
Supermarket bills run roughly 106% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Ubud, Bali compared to Cotabato City?
All in, you'll spend $1,419 per month in Ubud, Bali versus $724 in Cotabato City – a 96% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or Cotabato City?
At $724 in Cotabato City versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Cotabato City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cotabato City the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Cotabato City?
Both work as nomad bases, but Cotabato City delivers better value – similar infrastructure at $724 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cotabato City hard to pass up.
How safe is Ubud, Bali compared to Cotabato City?
Safety-wise, Ubud, Bali and Cotabato City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Cotabato City gentler on the wallet – expenses run 96% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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