Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cotabato City

For one person, living is cheaper in Cotabato City: $738 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
36

Cost of Living Index in Cotabato City
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Cotabato City Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Cotabato City

🇵🇭 Philippines

$738

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cotabato City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cotabato City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $738 in Cotabato City.

Ubud, Bali $1,349
Cotabato City $738

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,139 in Cotabato City.

Ubud, Bali $2,305
Cotabato City $1,139

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,539 in Cotabato City.

Ubud, Bali $3,261
Cotabato City $1,539

Living in Ubud, Bali is roughly 83% more expensive than in Cotabato City, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$4.81 ₱308

-30.98%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$16.14 ₱1,033

120.82%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$3.97 ₱254

39.29%

Cappuccino

$2.72 Rp 49.4K

$2.17 ₱139

25.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.06 ₱67.7

60.38%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.62 ₱39.81

22.58%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$1.14 ₱73.2

132.46%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$2.08 ₱133

110.58%

Milk (1 liter)

$1.49 Rp 27.1K

$2.01 ₱129

-25.87%

White Bread (500g)

$2.28 Rp 41.4K

$1.08 ₱68.9

111.11%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.75 ₱48.27

58.67%

Eggs

$2.04 Rp 37.0K

$1.90 ₱121

7.37%

Local Cheese (1kg)

$17.70 Rp 321.9K

$6.44 ₱412

174.84%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$4.59 ₱294

-13.73%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$9.44 ₱604

29.13%

Apples (1kg)

$3.66 Rp 66.5K

$2.76 ₱176

32.61%

Banana (1kg)

$1.52 Rp 27.6K

$1.10 ₱70.2

38.18%

Oranges (1kg)

$2.23 Rp 40.5K

$2.40 ₱154

-7.08%

Tomato (1kg)

$1.97 Rp 35.9K

$1.17 ₱74.8

68.38%

Potato (1kg)

$1.85 Rp 33.6K

$1.97 ₱126

-6.09%

Onion (1kg)

$2.42 Rp 44.1K

$3.30 ₱211

-26.67%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.24 ₱79.1

-20.16%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.66 ₱42.21

-22.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.40 ₱154

-7.50%

Wine (Bottle)

$22.24 Rp 404.4K

$8.03 ₱514

176.96%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.27 ₱81.0

77.95%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.64 ₱105

81.10%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.22 ₱14.00

13.64%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$11.32 ₱724

-30.92%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$0.76 ₱48.37

-42.11%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.22 ₱13.99

95.45%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$1.85 ₱118

192.43%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.10 ₱70.3

-25.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$20.8K ₱1.3M

14.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$18.8K ₱1.2M

69.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$108 ₱6,886

-26.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$18.43 ₱1,180

-65.00%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$30.97 ₱1,982

-40.01%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$30.96 ₱1,981

59.82%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$5.25 ₱336

236.19%

Cinema Ticket

$4.27 Rp 77.7K

$4.73 ₱302

-9.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$105 ₱6,694

368.92%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$7,282 ₱466.0K

-22.09%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$32.48 ₱2,078

37.44%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$19.49 ₱1,247

79.32%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$69.5 ₱4,445

15.03%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$60.5 ₱3,868

31.38%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$224 ₱14.3K

401.69%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$153 ₱9,769

339.89%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$447 ₱28.6K

696.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$333 ₱21.3K

417.01%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$2,692 ₱172.2K

1.49%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,003 ₱64.2K

127.70%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.31

65.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Cotabato City: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Cotabato City

$153 20.7% 77.3% $519

Groceries & Markets

Ubud, Bali

$288 21.4%

Cotabato City

$199 26.9% 31.1% $90

Eating Out

Ubud, Bali

$108 8%

Cotabato City

$93 12.6% 13.5% $15

Clothing & Footwear

Ubud, Bali

$108 8%

Cotabato City

$82 11.1% 23.9% $26

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Cotabato City

$157 21.3% 50.8% $53

Sport & Entertainment

Ubud, Bali

$58 4.3%

Cotabato City

$40 5.5% 30.4% $18

Getting Around

Ubud, Bali

$11 0.9%

Cotabato City

$14 1.9% 22.9% $2.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $224 in Cotabato City. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $16 in Cotabato City for a mid-range dinner for two. Groceries echo the gap at $288 vs $199 per month, with Cotabato City cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Cotabato City

🕒 Local time

11:09 11:09 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

325,079

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 29, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.24 PHP (100 PHP = 1.4 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cotabato City 2,010 km ≈ 3 h nonstop flight

From you

Ubud, Bali
Cotabato City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cotabato City: Cost of Living - Frequently Asked Questions

Cotabato City wins on cost – living expenses run 45% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Cotabato City the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $1,107 in Cotabato City to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $224 in Cotabato City. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $738 in Cotabato City – Cotabato City is about 45% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 31% less than in Cotabato City. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.