Cost of Living Comparison Between Cook Islands and United Kingdom Cost of Living Comparison Between Cook Islands and United Kingdom

Name: United Kingdom
Address: GB

Monthly Cost of Living

Monthly costs for one person with rent: $1,103 in Cook Islands versus $2,363 in United Kingdom.

Estimated couple costs with rent: $1,682 in Cook Islands versus $3,473 in United Kingdom.

Monthly costs for a family of three with rent: $2,260 in Cook Islands versus $4,583 in United Kingdom.

Living in Cook Islands costs about 53% less than in United Kingdom on average.

Cook Islands (18% below) and United Kingdom (76% above) straddle the global median.

Internal cost variation is higher in United Kingdom: monthly costs span $1,682 to $4,026, compared to $850–$1,355 in Cook Islands. City choice carries more weight in United Kingdom.

Meal at Budget Restaurant

$12.08 NZ$20.66

$20.74 £15.39

-41.76%

Three-Course Dinner for Two, Mid-Range

$60.8 NZ$104

$87.2 £64.7

-30.21%

Fast Food Meal (McDonalds, etc)

$9.07 NZ$15.51

$10.05 £7.46

-9.75%

Cappuccino

$4.17 NZ$7.13

$4.67 £3.46

-10.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 NZ$4.26

$2.39 £1.77

4.18%

Water (0.33 liter bottle)

$2.37 NZ$4.05

$1.71 £1.27

38.60%

Local Beer (0.5 liter draught)

$6.69 NZ$11.44

$6.66 £4.94

0.45%

Imported Beer (0.33 liter bottle)

$5.29 NZ$9.05

$6.37 £4.73

-16.95%

Milk (1 liter)

$2.17 NZ$3.70

$1.71 £1.27

26.90%

White Bread (500g)

$3.12 NZ$5.34

$1.63 £1.21

91.41%

Rice (white) (1kg)

$1.67 NZ$2.86

$2.18 £1.62

-23.39%

Eggs

$5.67 NZ$9.70

$4.09 £3.04

38.63%

Local Cheese (1kg)

$9.78 NZ$16.72

$9.99 £7.42

-2.10%

Chicken Fillets (1kg)

$7.68 NZ$13.13

$8.70 £6.46

-11.72%

Beef Round Steak (1kg)

$8.89 NZ$15.21

$13.97 £10.36

-36.36%

Apples (1kg)

$2.94 NZ$5.03

$2.97 £2.21

-1.01%

Banana (1kg)

$2.42 NZ$4.14

$1.69 £1.25

43.20%

Oranges (1kg)

$3.62 NZ$6.18

$2.91 £2.16

24.40%

Tomato (1kg)

$6.40 NZ$10.95

$3.55 £2.63

80.28%

Potato (1kg)

$2.38 NZ$4.08

$1.64 £1.22

45.12%

Onion (1kg)

$1.92 NZ$3.29

$1.60 £1.18

20.00%

Lettuce (1 head)

$2.17 NZ$3.71

$1.13 £0.84

92.04%

Water (1.5 liter bottle)

$3.26 NZ$5.58

$1.52 £1.13

114.47%

Cigarettes 20 Pack (Marlboro, Camel)

$15.29 NZ$26.14

$20.51 £15.22

-25.45%

Wine (Bottle)

$13.21 NZ$22.58

$10.88 £8.07

21.42%

Local Beer (0.5 liter bottle)

$3.53 NZ$6.04

$2.78 £2.06

26.98%

Imported Beer (0.33 liter bottle)

$4.92 NZ$8.42

$3.37 £2.50

45.99%

One-way Ticket (Public Transport)

$3.09 NZ$5.28

$3.33 £2.47

-7.21%

Public Transport Monthly Pass (Regular Price)

$96.7 £71.7

Taxi Start (Normal Tariff)

$21.22 NZ$36.29

$5.34 £3.96

297.38%

Taxi (Normal Tariff) (1km)

$1.53 £1.14

Taxi 1hour Waiting (Normal Tariff)

$36.64 NZ$62.7

$26.88 £19.95

36.31%

Gasoline (1 liter)

$1.76 NZ$3.00

$1.99 £1.48

-11.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.0K NZ$20.5K

$38.7K £28.7K

-68.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K £30.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 NZ$179

$327 £243

-67.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.92 NZ$51.2

$17.71 £13.14

68.94%

Internet (50+ Mbps, Unlimited Data)

$106 NZ$181

$43.17 £32.03

144.96%

Gym Membership (Monthly)

$24.82 NZ$42.44

$46.96 £34.84

-47.15%

Tennis Court (1 Hour on Weekend)

$23.94 NZ$40.94

$15.91 £11.80

50.47%

Cinema Ticket

$6.99 NZ$11.96

$13.79 £10.23

-49.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,751 £1,300

International Primary School, 1 Child (Yearly)

$1,443 NZ$2,467

$21.0K £15.6K

-93.14%

Jeans (Levis 501 Or Similar)

$66.8 NZ$114

$92.6 £68.7

-27.91%

Summer Dress (H&M, Zara, etc)

$45.06 £33.44

Sport Shoes (Adidas, Nike)

$101 £74.6

Men's Leather Business Shoes

$75.4 NZ$129

$104 £77.3

-27.60%

1-bedroom Apartment, City Center (Monthly)

$314 NZ$537

$1,374 £1,019

-77.13%

1-bedroom Apartment, Outside City Center (Monthly)

$321 NZ$549

$1,151 £854

-72.11%

3-bedroom Apartment, City Center (Monthly)

$354 NZ$605

$2,335 £1,733

-84.85%

3-bedroom Apartment, Outside City Center (Monthly)

$475 NZ$812

$1,854 £1,376

-74.40%

Buy Apartment in City Center (m2)

$5,153 NZ$8,812

$5,933 £4,403

-13.15%

Buy Apartment Outside City Center (m2)

$751 NZ$1,284

$4,638 £3,442

-83.81%

Average Monthly Net Salary (After Tax)

$4,164 NZ$7,120

$3,384 £2,511

23.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.75

39.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cook Islands: April 21, 2026

Last update for United Kingdom: April 20, 2026

Cost Breakdown

National rent averages: $323 in Cook Islands, $1,266 in United Kingdom. Capital cities: $156 in Avarua vs $3,031 in London.

National salary averages: $4,055 in Cook Islands, $3,202 in United Kingdom. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 292% higher in United Kingdom.

Dining out costs 42% more in United Kingdom.

Salaries are 27% higher in Cook Islands, giving Cook Islands stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cook Islands vs United Kingdom: Cost of Living - Frequently Asked Questions

At $1,103 per month in Cook Islands and $2,854 in United Kingdom, there's a 159% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Cook Islands is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in United Kingdom beats Cook Islands across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In Cook Islands, $2,000 covers most cities easily. In United Kingdom, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after. Cook Islands wins on affordability; United Kingdom may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.