Last update: Oct 2026

Cost of Living Comparison Between Coffs Harbour and Austin, TX

For one person, living is cheaper in Coffs Harbour: $2,422 a month against $2,663 in Austin, TX, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

119

Cost of Living Index in Coffs Harbour
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Coffs Harbour Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Coffs Harbour

🇦🇺 Australia

$2,422

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Coffs Harbour and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Coffs Harbour and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,422 in Coffs Harbour versus $2,663 in Austin, TX.

Coffs Harbour $2,422
Austin, TX $2,663

Estimated couple costs with rent: $3,551 in Coffs Harbour versus $4,133 in Austin, TX.

Coffs Harbour $3,551
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,680 in Coffs Harbour versus $5,603 in Austin, TX.

Coffs Harbour $4,680
Austin, TX $5,603

Living in Coffs Harbour costs roughly 9% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Coffs Harbour 79% above, Austin, TX 97% above.

Meal at Budget Restaurant

$13.90 A$20.00

$20.77 $20.77

-33.08%

Three-Course Dinner for Two, Mid-Range

$105 A$151

$84.6 $84.6

23.68%

Fast Food Meal (McDonalds, etc)

$9.16 A$13.18

$12.32 $12.32

-25.65%

Cappuccino

$3.70 A$5.32

$5.63 $5.63

-34.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 A$4.03

$3.72 $3.72

-24.73%

Water (0.33 liter bottle)

$1.94 A$2.80

$2.50 $2.50

-22.40%

Local Beer (0.5 liter draught)

$5.07 A$7.29

$8.05 $8.05

-37.02%

Imported Beer (0.33 liter bottle)

$5.53 A$7.96

$9.01 $9.01

-38.62%

Milk (1 liter)

$1.52 A$2.18

$1.12 $1.12

35.71%

White Bread (500g)

$2.73 A$3.92

$3.75 $3.75

-27.20%

Rice (white) (1kg)

$2.33 A$3.35

$3.26 $3.26

-28.53%

Eggs

$3.40 A$4.89

$4.17 $4.17

-18.47%

Local Cheese (1kg)

$9.04 A$13.00

$12.90 $12.90

-29.92%

Chicken Fillets (1kg)

$7.15 A$10.28

$14.16 $14.16

-49.51%

Beef Round Steak (1kg)

$14.16 A$20.38

$16.22 $16.22

-12.70%

Apples (1kg)

$3.81 A$5.49

$4.33 $4.33

-12.01%

Banana (1kg)

$3.03 A$4.37

$1.46 $1.46

107.53%

Oranges (1kg)

$3.47 A$5.00

$4.51 $4.51

-23.06%

Tomato (1kg)

$4.25 A$6.12

$4.34 $4.34

-2.07%

Potato (1kg)

$1.35 A$1.95

$2.58 $2.58

-47.67%

Onion (1kg)

$2.50 A$3.59

$2.35 $2.35

6.38%

Lettuce (1 head)

$2.41 A$3.47

$1.78 $1.78

35.39%

Water (1.5 liter bottle)

$2.33 A$3.35

$2.22 $2.22

4.95%

Cigarettes 20 Pack (Marlboro, Camel)

$31.57 A$45.43

$9.88 $9.88

219.53%

Wine (Bottle)

$14.01 A$20.16

$15.08 $15.08

-7.10%

Local Beer (0.5 liter bottle)

$5.90 A$8.49

$2.92 $2.92

102.05%

Imported Beer (0.33 liter bottle)

$6.76 A$9.72

$3.46 $3.46

95.38%

One-way Ticket (Public Transport)

$4.84 A$6.97

$1.49 $1.49

224.83%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.10 A$3.03

$2.73 $2.73

-23.08%

Taxi (Normal Tariff) (1km)

$1.55 A$2.24

$1.66 $1.66

-6.63%

Taxi 1hour Waiting (Normal Tariff)

$35.59 A$51.2

$35.30 $35.30

0.82%

Gasoline (1 liter)

$1.29 A$1.86

$0.95 $0.95

35.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K A$38.2K

$36.0K $36.0K

-26.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K A$47.0K

$27.1K $27.1K

20.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 A$253

$229 $229

-23.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.55 A$15.18

$59.4 $59.4

-82.24%

Internet (50+ Mbps, Unlimited Data)

$53.5 A$77.0

$69.9 $69.9

-23.46%

Gym Membership (Monthly)

$108 A$155

$57.2 $57.2

88.02%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$13.84 A$19.92

$14.28 $14.28

-3.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,176 A$3,131

$1,506 $1,506

44.49%

International Primary School, 1 Child (Yearly)

$11.8K A$17.0K

$21.5K $21.5K

-44.94%

Jeans (Levis 501 Or Similar)

$74.9 A$108

$52.8 $52.8

41.81%

Summer Dress (H&M, Zara, etc)

$54.0 A$77.7

$43.82 $43.82

23.23%

Sport Shoes (Adidas, Nike)

$104 A$150

$84.8 $84.8

22.77%

Men's Leather Business Shoes

$120 A$173

$103 $103

16.55%

1-bedroom Apartment, City Center (Monthly)

$1,387 A$1,997

$1,907 $1,907

-27.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,259 A$1,812

$1,274 $1,274

-1.15%

3-bedroom Apartment, City Center (Monthly)

$2,108 A$3,033

$3,664 $3,664

-42.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,939 A$2,790

$2,538 $2,538

-23.61%

Buy Apartment in City Center (m2)

$3,557 A$5,119

$7,614 $7,614

-53.28%

Buy Apartment Outside City Center (m2)

$3,546 A$5,102

$3,157 $3,157

12.30%

Average Monthly Net Salary (After Tax)

$3,275 A$4,713

$5,121 $5,121

-36.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.69

6.79

-16.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Coffs Harbour: October 12, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Coffs Harbour

$1.3K 52%

Austin, TX

$1.3K 47.8% 1.2% $15

Groceries & Markets

Coffs Harbour

$361 14.9%

Austin, TX

$405 15.2% 12.2% $44

Monthly Utilities & Internet

Coffs Harbour

$240 9.9%

Austin, TX

$358 13.5% 49.6% $119

Eating Out

Coffs Harbour

$238 9.8%

Austin, TX

$354 13.3% 48.5% $116

Clothing & Footwear

Coffs Harbour

$159 6.6%

Austin, TX

$128 4.8% 19.4% $31

Sport & Entertainment

Coffs Harbour

$135 5.6%

Austin, TX

$86 3.2% 36.6% $50

Getting Around

Coffs Harbour

$29 * 1.2%

Austin, TX

$59 2.2% 101% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,387 in Coffs Harbour and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 56% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $105 in Coffs Harbour vs $85.0 in Austin, TX. Groceries flip the comparison at $361 vs $405, with Coffs Harbour cheaper for home cooking.

Good to know

🇦🇺 Coffs Harbour

🇺🇸 Austin, TX

🕒 Local time

02:42 2:42 AM

10:42 10:42 AM

16 h behind Coffs Harbour

🌤 Weather

👥 Population

78,759

974,447

💱 Currency

Australian Dollar AUD $

United States Dollar USD $

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to AUD in detail →

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Between locations

Coffs Harbour Austin, TX 13,340 km ≈ 17 h nonstop flight

From you

Coffs Harbour
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Coffs Harbour vs Austin, TX: Cost of Living - Frequently Asked Questions

Coffs Harbour wins on cost – living expenses run 10% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Coffs Harbour the obvious pick if budget is a priority.

On paper, salaries run 56% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,387 in Coffs Harbour versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,176 in Coffs Harbour versus $1,506 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Coffs Harbour – a meal for two runs $105 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,422 in Coffs Harbour versus $2,663 in Austin, TX, a $2,500 budget is realistic in Coffs Harbour but tight or insufficient in Austin, TX. The gap between the two cities makes Coffs Harbour the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Coffs Harbour and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Coffs Harbour gentler on the wallet – expenses run 10% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.