Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Coffs Harbour

For one person, living is cheaper in Coffs Harbour: $2,422 a month against $2,663 in Austin, TX, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
119

Cost of Living Index in Coffs Harbour
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Coffs Harbour Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Coffs Harbour

🇦🇺 Australia

$2,422

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Coffs Harbour

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Coffs Harbour actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,422 in Coffs Harbour.

Austin, TX $2,663
Coffs Harbour $2,422

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,551 in Coffs Harbour.

Austin, TX $4,133
Coffs Harbour $3,551

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $4,680 in Coffs Harbour.

Austin, TX $5,603
Coffs Harbour $4,680

Living in Austin, TX is roughly 10% more expensive than in Coffs Harbour, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Coffs Harbour 79% above.

Meal at Budget Restaurant

$20.77 $20.77

$13.90 A$20.00

49.42%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$105 A$151

-19.15%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.16 A$13.18

34.50%

Cappuccino

$5.63 $5.63

$3.70 A$5.32

52.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.80 A$4.03

32.86%

Water (0.33 liter bottle)

$2.50 $2.50

$1.94 A$2.80

28.87%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.07 A$7.29

58.78%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$5.53 A$7.96

62.93%

Milk (1 liter)

$1.12 $1.12

$1.52 A$2.18

-26.32%

White Bread (500g)

$3.75 $3.75

$2.73 A$3.92

37.36%

Rice (white) (1kg)

$3.26 $3.26

$2.33 A$3.35

39.91%

Eggs

$4.17 $4.17

$3.40 A$4.89

22.65%

Local Cheese (1kg)

$12.90 $12.90

$9.04 A$13.00

42.70%

Chicken Fillets (1kg)

$14.16 $14.16

$7.15 A$10.28

98.04%

Beef Round Steak (1kg)

$16.22 $16.22

$14.16 A$20.38

14.55%

Apples (1kg)

$4.33 $4.33

$3.81 A$5.49

13.65%

Banana (1kg)

$1.46 $1.46

$3.03 A$4.37

-51.82%

Oranges (1kg)

$4.51 $4.51

$3.47 A$5.00

29.97%

Tomato (1kg)

$4.34 $4.34

$4.25 A$6.12

2.12%

Potato (1kg)

$2.58 $2.58

$1.35 A$1.95

91.11%

Onion (1kg)

$2.35 $2.35

$2.50 A$3.59

-6.00%

Lettuce (1 head)

$1.78 $1.78

$2.41 A$3.47

-26.14%

Water (1.5 liter bottle)

$2.22 $2.22

$2.33 A$3.35

-4.72%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$31.57 A$45.43

-68.70%

Wine (Bottle)

$15.08 $15.08

$14.01 A$20.16

7.64%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$5.90 A$8.49

-50.51%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$6.76 A$9.72

-48.82%

One-way Ticket (Public Transport)

$1.49 $1.49

$4.84 A$6.97

-69.21%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.10 A$3.03

30.00%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.55 A$2.24

7.10%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$35.59 A$51.2

-0.81%

Gasoline (1 liter)

$0.95 $0.95

$1.29 A$1.86

-26.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$26.5K A$38.2K

35.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$32.7K A$47.0K

-17.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$176 A$253

30.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$10.55 A$15.18

462.94%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$53.5 A$77.0

30.65%

Gym Membership (Monthly)

$57.2 $57.2

$108 A$155

-46.81%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$13.84 A$19.92

3.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$2,176 A$3,131

-30.79%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$11.8K A$17.0K

81.61%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$74.9 A$108

-29.48%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$54.0 A$77.7

-18.85%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$104 A$150

-18.55%

Men's Leather Business Shoes

$103 $103

$120 A$173

-14.20%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,387 A$1,997

37.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$1,259 A$1,812

1.16%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,108 A$3,033

73.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,939 A$2,790

30.90%

Buy Apartment in City Center (m2)

$7,614 $7,614

$3,557 A$5,119

114.04%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$3,546 A$5,102

-10.95%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$3,275 A$4,713

56.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.69

19.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Coffs Harbour: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Coffs Harbour

$1.3K 52% 1.1% $15

Groceries & Markets

Austin, TX

$405 15.2%

Coffs Harbour

$361 14.9% 10.8% $44

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Coffs Harbour

$240 9.9% 33.1% $119

Eating Out

Austin, TX

$354 13.3%

Coffs Harbour

$238 9.8% 32.6% $116

Clothing & Footwear

Austin, TX

$128 4.8%

Coffs Harbour

$159 6.6% 24.1% $31

Sport & Entertainment

Austin, TX

$86 3.2%

Coffs Harbour

$135 5.6% 57.7% $50

Getting Around

Austin, TX

$59 2.2%

Coffs Harbour

$29 * 1.2% 50.2% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,387 in Coffs Harbour. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 56% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $105 in Coffs Harbour. Groceries flip the comparison at $405 vs $361, with Coffs Harbour cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇦🇺 Coffs Harbour

🕒 Local time

13:11 1:11 PM

05:11 5:11 AM

16 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

78,759

💱 Currency

United States Dollar USD $

Australian Dollar AUD $

📈 Exchange rate

1 USD = 0.889 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, EUR to USD – United States Dollar Converter

🇦🇺 Australian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

AUD to USD in detail →

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Between locations

Austin, TX Coffs Harbour 13,340 km ≈ 17 h nonstop flight

From you

Austin, TX
Coffs Harbour

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Coffs Harbour: Cost of Living - Frequently Asked Questions

Coffs Harbour wins on cost – living expenses run 10% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Coffs Harbour the obvious pick if budget is a priority.

Average pay runs 56% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,387 in Coffs Harbour. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,506 in Austin, TX versus $2,176 in Coffs Harbour. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Coffs Harbour – a meal for two runs $105 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,422 in Coffs Harbour versus $2,663 in Austin, TX, a $2,500 budget is realistic in Coffs Harbour but tight or insufficient in Austin, TX. The gap between the two cities makes Coffs Harbour the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Coffs Harbour are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Coffs Harbour gentler on the wallet – expenses run 10% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.