Last update: Oct 2026

Cost of Living Comparison Between Clovis, NM and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,017 in Clovis, NM, rent and utilities included – about $8,000 less a year. Other living expenses account for most of the difference.

97

Cost of Living Index in Clovis, NM
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Clovis, NM Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Clovis, NM

🇺🇸 United States

$2,017

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Clovis, NM and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Clovis, NM and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,017 per month in Clovis, NM vs $1,349 in Ubud, Bali, rent included.

Clovis, NM $2,017
Ubud, Bali $1,349

A couple spends around $2,893 per month in Clovis, NM vs $2,305 in Ubud, Bali, rent included.

Clovis, NM $2,893
Ubud, Bali $2,305

A family of three spends $3,770 per month in Clovis, NM vs $3,261 in Ubud, Bali, rent included.

Clovis, NM $3,770
Ubud, Bali $3,261

Clovis, NM costs about 50% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.28 $17.28

$3.32 Rp 59.9K

420.48%

Three-Course Dinner for Two, Mid-Range

$78.8 $78.8

$35.64 Rp 642.4K

121.07%

Fast Food Meal (McDonalds, etc)

$10.62 $10.62

$5.53 Rp 99.7K

92.04%

Cappuccino

$5.48 $5.48

$2.72 Rp 49.0K

101.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 $2.97

$1.70 Rp 30.7K

74.71%

Water (0.33 liter bottle)

$2.31 $2.31

$0.76 Rp 13.7K

203.95%

Local Beer (0.5 liter draught)

$5.38 $5.38

$2.65 Rp 47.8K

103.02%

Imported Beer (0.33 liter bottle)

$7.12 $7.12

$4.38 Rp 79.0K

62.56%

Milk (1 liter)

$0.69 $0.69

$1.49 Rp 26.9K

-53.69%

White Bread (500g)

$4.45 $4.45

$2.28 Rp 41.0K

95.18%

Rice (white) (1kg)

$5.66 $5.66

$1.19 Rp 21.5K

375.63%

Eggs

$4.23 $4.23

$2.04 Rp 36.7K

107.35%

Local Cheese (1kg)

$16.83 $16.83

$17.70 Rp 319.1K

-4.92%

Chicken Fillets (1kg)

$21.11 $21.11

$3.96 Rp 71.4K

433.08%

Beef Round Steak (1kg)

$16.74 $16.74

$12.19 Rp 219.7K

37.33%

Apples (1kg)

$3.28 $3.28

$3.66 Rp 65.9K

-10.38%

Banana (1kg)

$1.29 $1.29

$1.52 Rp 27.4K

-15.13%

Oranges (1kg)

$2.99 $2.99

$2.23 Rp 40.2K

34.08%

Tomato (1kg)

$2.10 $2.10

$1.97 Rp 35.6K

6.60%

Potato (1kg)

$1.53 $1.53

$1.85 Rp 33.3K

-17.30%

Onion (1kg)

$2.06 $2.06

$2.42 Rp 43.7K

-14.88%

Lettuce (1 head)

$1.81 $1.81

$0.99 Rp 17.8K

82.83%

Water (1.5 liter bottle)

$2.55 $2.55

$0.51 Rp 9,255

400.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.91 $10.91

$2.22 Rp 40.0K

391.44%

Wine (Bottle)

$16.30 $16.30

$22.24 Rp 400.9K

-26.71%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$2.26 Rp 40.7K

-8.85%

Imported Beer (0.33 liter bottle)

$4.08 $4.08

$2.97 Rp 53.5K

37.37%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

Gasoline (1 liter)

$1.01 $1.01

$0.82 Rp 14.9K

23.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K $26.7K

$23.8K Rp 429.7M

12.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$31.7K Rp 572.3M

-20.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$245 $245

$79.1 Rp 1.4M

210.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.97 $43.97

$6.45 Rp 116.2K

581.71%

Internet (50+ Mbps, Unlimited Data)

$94.3 $94.3

$18.58 Rp 334.9K

407.43%

Gym Membership (Monthly)

$49.48 Rp 892.0K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$17.83 $17.83

$4.27 Rp 77.0K

317.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,323 $1,323

$491 Rp 8.8M

169.66%

International Primary School, 1 Child (Yearly)

$15.2K $15.2K

$5,674 Rp 102.3M

167.84%

Jeans (Levis 501 Or Similar)

$61.3 $61.3

$44.64 Rp 804.7K

37.30%

Summer Dress (H&M, Zara, etc)

$57.0 $57.0

$34.95 Rp 630.1K

63.20%

Sport Shoes (Adidas, Nike)

$81.3 $81.3

$79.9 Rp 1.4M

1.80%

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$961 $961

$1,125 Rp 20.3M

-14.53%

1-bedroom Apartment, Outside City Center (Monthly)

$768 $768

$671 Rp 12.1M

14.39%

3-bedroom Apartment, City Center (Monthly)

$1,320 $1,320

$3,565 Rp 64.3M

-62.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,077 $1,077

$1,723 Rp 31.1M

-37.48%

Buy Apartment in City Center (m2)

$1,405 $1,405

$2,732 Rp 49.2M

-48.56%

Buy Apartment Outside City Center (m2)

$1,402 $1,402

$2,284 Rp 41.2M

-38.62%

Average Monthly Net Salary (After Tax)

$5,173 $5,173

$164 Rp 3.0M

3057.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.75

13.78

-65.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Clovis, NM: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Clovis, NM

$768 38.1%

Ubud, Bali

$672 49.8% 12.6% $97

Groceries & Markets

Clovis, NM

$442 21.9%

Ubud, Bali

$288 21.4% 34.7% $153

Monthly Utilities & Internet

Clovis, NM

$384 19%

Ubud, Bali

$104 7.7% 72.9% $280

Eating Out

Clovis, NM

$298 14.8%

Ubud, Bali

$108 8% 63.9% $190

Clothing & Footwear

Clovis, NM

$90 * 4.5%

Ubud, Bali

$108 8% 19.6% $18

Sport & Entertainment

Clovis, NM

$36 * 1.8%

Ubud, Bali

$58 4.3% 62.7% $22

Getting Around

Clovis, NM

- * 0%

Ubud, Bali

$11 0.9%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $961 in Clovis, NM versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Clovis, NM are about 32 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79 in Clovis, NM versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $442 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Clovis, NM

🇮🇩 Ubud, Bali

🕒 Local time

08:03 8:03 AM

22:03 10:03 PM

14 h ahead of Clovis, NM

🌤 Weather

👥 Population

38,567

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.899 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

IDR to USD in detail →

On the map

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Between locations

Clovis, NM Ubud, Bali 15,150 km ≈ 19 h nonstop flight

From you

Clovis, NM
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Clovis, NM vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Clovis, NM costs about 50% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,026 per month in Clovis, NM and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Clovis, NM, especially for central apartments: a one-bedroom in the center costs $961 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $79 in Clovis, NM and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 53% more in Clovis, NM, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 is a stretch for both – monthly costs hit $2,017 in Clovis, NM and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,017 in Clovis, NM. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Clovis, NM makes more sense. Both are solid long-term options with distinct trade-offs.