Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Clovis, NM

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,017 in Clovis, NM, rent and utilities included – about $8,000 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
97

Cost of Living Index in Clovis, NM
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Clovis, NM Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Clovis, NM

🇺🇸 United States

$2,017

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Clovis, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Clovis, NM actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,017 in Clovis, NM, rent included.

Ubud, Bali $1,349
Clovis, NM $2,017

A couple spends around $2,305 per month in Ubud, Bali vs $2,893 in Clovis, NM, rent included.

Ubud, Bali $2,305
Clovis, NM $2,893

A family of three spends $3,261 per month in Ubud, Bali vs $3,770 in Clovis, NM, rent included.

Ubud, Bali $3,261
Clovis, NM $3,770

Ubud, Bali is about 33% cheaper than Clovis, NM, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$17.28 $17.28

-80.79%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$78.8 $78.8

-54.77%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$10.62 $10.62

-47.93%

Cappuccino

$2.72 Rp 49.3K

$5.48 $5.48

-50.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.97 $2.97

-42.76%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.31 $2.31

-67.10%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$5.38 $5.38

-50.74%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$7.12 $7.12

-38.48%

Milk (1 liter)

$1.49 Rp 27.0K

$0.69 $0.69

115.94%

White Bread (500g)

$2.28 Rp 41.3K

$4.45 $4.45

-48.76%

Rice (white) (1kg)

$1.19 Rp 21.6K

$5.66 $5.66

-78.98%

Eggs

$2.04 Rp 36.9K

$4.23 $4.23

-51.77%

Local Cheese (1kg)

$17.70 Rp 321.1K

$16.83 $16.83

5.17%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$21.11 $21.11

-81.24%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$16.74 $16.74

-27.18%

Apples (1kg)

$3.66 Rp 66.3K

$3.28 $3.28

11.59%

Banana (1kg)

$1.52 Rp 27.5K

$1.29 $1.29

17.83%

Oranges (1kg)

$2.23 Rp 40.4K

$2.99 $2.99

-25.42%

Tomato (1kg)

$1.97 Rp 35.8K

$2.10 $2.10

-6.19%

Potato (1kg)

$1.85 Rp 33.5K

$1.53 $1.53

20.92%

Onion (1kg)

$2.42 Rp 44.0K

$2.06 $2.06

17.48%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.81 $1.81

-45.30%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$2.55 $2.55

-80.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$10.91 $10.91

-79.65%

Wine (Bottle)

$22.24 Rp 403.4K

$16.30 $16.30

36.44%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.06 $2.06

9.71%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.08 $4.08

-27.21%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.01 $1.01

-18.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$26.7K $26.7K

-10.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$25.4K $25.4K

25.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$245 $245

-67.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$43.97 $43.97

-85.33%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$94.3 $94.3

-80.29%

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$17.83 $17.83

-76.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,323 $1,323

-62.92%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$15.2K $15.2K

-62.66%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$61.3 $61.3

-27.17%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$57.0 $57.0

-38.73%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$81.3 $81.3

-1.77%

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$961 $961

17.00%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$768 $768

-12.58%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,320 $1,320

170.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,077 $1,077

59.94%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,405 $1,405

94.39%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,402 $1,402

62.91%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$5,173 $5,173

-96.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.75

190.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Clovis, NM: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Clovis, NM

$768 38.1% 14.4% $97

Groceries & Markets

Ubud, Bali

$288 21.4%

Clovis, NM

$442 21.9% 53.1% $153

Eating Out

Ubud, Bali

$108 8%

Clovis, NM

$298 14.8% 177% $190

Clothing & Footwear

Ubud, Bali

$108 8%

Clovis, NM

$90 * 4.5% 16.4% $18

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Clovis, NM

$384 19% 269% $280

Sport & Entertainment

Ubud, Bali

$58 4.3%

Clovis, NM

$36 * 1.8% 38.5% $22

Getting Around

Ubud, Bali

$11 0.9%

Clovis, NM

- * 0% 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $961 in Clovis, NM. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Clovis, NM are about 32 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $79 in Clovis, NM. Monthly groceries follow the same trend: $288 vs $442 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Clovis, NM

🕒 Local time

14:33 2:33 PM

23:33 11:33 PM

15 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

38,567

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Clovis, NM 15,150 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Clovis, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Clovis, NM: Cost of Living - Frequently Asked Questions

Clovis, NM costs about 50% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,026 in Clovis, NM. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Clovis, NM, especially for central apartments: a one-bedroom in the center costs $961 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $79 in Clovis, NM. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 53% more in Clovis, NM, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,017 in Clovis, NM. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,017 in Clovis, NM. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Clovis, NM makes more sense. Both are solid long-term options with distinct trade-offs.