Last update: Oct 2026

Cost of Living Comparison Between Clovis, NM and Chicago, IL

For one person, living is cheaper in Clovis, NM: $2,017 a month against $3,037 in Chicago, IL, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

97

Cost of Living Index in Clovis, NM
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Clovis, NM Living Index
147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Clovis, NM

🇺🇸 United States

$2,017

/mo nomad

Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Monthly Cost of Living

How much you'll spend in Clovis, NM and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Clovis, NM and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,017 per month in Clovis, NM vs $3,037 in Chicago, IL, rent included.

Clovis, NM $2,017
Chicago, IL $3,037

A couple spends around $2,893 per month in Clovis, NM vs $4,518 in Chicago, IL, rent included.

Clovis, NM $2,893
Chicago, IL $4,518

A family of three spends $3,770 per month in Clovis, NM vs $5,999 in Chicago, IL, rent included.

Clovis, NM $3,770
Chicago, IL $5,999

Clovis, NM is about 34% cheaper than Chicago, IL, and outside of rent the biggest gap is in clothing.

Both Clovis, NM and Chicago, IL sit above the global median – Clovis, NM by 48%, Chicago, IL by 123%.

Meal at Budget Restaurant

$17.28 $17.28

$20.71 $20.71

-16.56%

Three-Course Dinner for Two, Mid-Range

$78.8 $78.8

$89.2 $89.2

-11.70%

Fast Food Meal (McDonalds, etc)

$10.62 $10.62

$13.19 $13.19

-19.48%

Cappuccino

$5.48 $5.48

$5.66 $5.66

-3.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 $2.97

$2.64 $2.64

12.50%

Water (0.33 liter bottle)

$2.31 $2.31

$2.28 $2.28

1.32%

Local Beer (0.5 liter draught)

$5.38 $5.38

$6.87 $6.87

-21.69%

Imported Beer (0.33 liter bottle)

$7.12 $7.12

$8.84 $8.84

-19.46%

Milk (1 liter)

$0.69 $0.69

$1.25 $1.25

-44.80%

White Bread (500g)

$4.45 $4.45

$3.72 $3.72

19.62%

Rice (white) (1kg)

$5.66 $5.66

$5.39 $5.39

5.01%

Eggs

$4.23 $4.23

$4.74 $4.74

-10.76%

Local Cheese (1kg)

$16.83 $16.83

$13.84 $13.84

21.60%

Chicken Fillets (1kg)

$21.11 $21.11

$14.40 $14.40

46.60%

Beef Round Steak (1kg)

$16.74 $16.74

$18.38 $18.38

-8.92%

Apples (1kg)

$3.28 $3.28

$5.22 $5.22

-37.16%

Banana (1kg)

$1.29 $1.29

$1.98 $1.98

-34.85%

Oranges (1kg)

$2.99 $2.99

$4.06 $4.06

-26.35%

Tomato (1kg)

$2.10 $2.10

$4.97 $4.97

-57.75%

Potato (1kg)

$1.53 $1.53

$2.67 $2.67

-42.70%

Onion (1kg)

$2.06 $2.06

$2.66 $2.66

-22.56%

Lettuce (1 head)

$1.81 $1.81

$2.24 $2.24

-19.20%

Water (1.5 liter bottle)

$2.55 $2.55

$3.13 $3.13

-18.53%

Cigarettes 20 Pack (Marlboro, Camel)

$10.91 $10.91

$13.82 $13.82

-21.06%

Wine (Bottle)

$16.30 $16.30

$14.88 $14.88

9.54%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$2.54 $2.54

-18.90%

Imported Beer (0.33 liter bottle)

$4.08 $4.08

$3.51 $3.51

16.24%

One-way Ticket (Public Transport)

$2.43 $2.43

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

Taxi Start (Normal Tariff)

$3.18 $3.18

Taxi (Normal Tariff) (1km)

$1.39 $1.39

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

Gasoline (1 liter)

$1.01 $1.01

$1.20 $1.20

-15.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K $26.7K

$35.0K $35.0K

-23.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$26.7K $26.7K

-4.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$245 $245

$194 $194

26.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.97 $43.97

$69.5 $69.5

-36.69%

Internet (50+ Mbps, Unlimited Data)

$94.3 $94.3

$61.6 $61.6

52.95%

Gym Membership (Monthly)

$47.90 $47.90

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

Cinema Ticket

$17.83 $17.83

$17.81 $17.81

0.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,323 $1,323

$1,794 $1,794

-26.26%

International Primary School, 1 Child (Yearly)

$15.2K $15.2K

$31.9K $31.9K

-52.43%

Jeans (Levis 501 Or Similar)

$61.3 $61.3

$67.0 $67.0

-8.55%

Summer Dress (H&M, Zara, etc)

$57.0 $57.0

$52.1 $52.1

9.40%

Sport Shoes (Adidas, Nike)

$81.3 $81.3

$102 $102

-19.89%

Men's Leather Business Shoes

$144 $144

1-bedroom Apartment, City Center (Monthly)

$961 $961

$2,526 $2,526

-61.95%

1-bedroom Apartment, Outside City Center (Monthly)

$768 $768

$1,578 $1,578

-51.33%

3-bedroom Apartment, City Center (Monthly)

$1,320 $1,320

$4,738 $4,738

-72.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,077 $1,077

$2,693 $2,693

-59.99%

Buy Apartment in City Center (m2)

$1,405 $1,405

$4,190 $4,190

-66.46%

Buy Apartment Outside City Center (m2)

$1,402 $1,402

$2,768 $2,768

-49.35%

Average Monthly Net Salary (After Tax)

$5,173 $5,173

$4,931 $4,931

4.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.75

6.81

-30.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Clovis, NM: October 26, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Clovis, NM

$768 38.1%

Chicago, IL

$1.6K 52% 105% $810

Groceries & Markets

Clovis, NM

$442 21.9%

Chicago, IL

$447 14.7% 1.3% $5.8

Monthly Utilities & Internet

Clovis, NM

$384 19%

Chicago, IL

$326 10.7% 15.2% $58

Eating Out

Clovis, NM

$298 14.8%

Chicago, IL

$345 11.4% 15.7% $47

Clothing & Footwear

Clovis, NM

$90 * 4.5%

Chicago, IL

$164 5.4% 82.5% $74

Sport & Entertainment

Clovis, NM

$36 * 1.8%

Chicago, IL

$84 2.8% 134% $48

Getting Around

Clovis, NM

- * 0%

Chicago, IL

$93 3.1%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $961 in Clovis, NM versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Clovis, NM, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79 in Clovis, NM versus $89 in Chicago, IL. Monthly groceries follow the same trend: $442 vs $447 – making Clovis, NM the more affordable choice for daily food spending.

Good to know

🇺🇸 Clovis, NM

🇺🇸 Chicago, IL

🕒 Local time

11:42 11:42 AM

12:42 12:42 PM

1 h ahead of Clovis, NM

🌤 Weather

👥 Population

38,567

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

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Between locations

Clovis, NM Chicago, IL 1,590 km ≈ 2 h 30 min nonstop flight

From you

Clovis, NM
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Clovis, NM vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,017 in Clovis, NM, $3,037 in Chicago, IL – roughly 51% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,026 per month in Clovis, NM and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Clovis, NM, especially for central apartments: a one-bedroom in the center costs $961 there versus $2,526 in Chicago, IL.

Kindergarten costs $1,323 per month in Clovis, NM and $1,794 in Chicago, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Monthly expenses with rent come to $2,017 in Clovis, NM and $3,037 in Chicago, IL. That’s a gap of about 51%.

$2,000 is a stretch for both – monthly costs hit $2,017 in Clovis, NM and $3,037 in Chicago, IL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Clovis, NM – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.