Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Clovis, NM

For one person, living is cheaper in Clovis, NM: $2,017 a month against $3,037 in Chicago, IL, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
97

Cost of Living Index in Clovis, NM
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Clovis, NM Living Index

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Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Clovis, NM

🇺🇸 United States

$2,017

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Clovis, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Clovis, NM actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,017 in Clovis, NM, rent included.

Chicago, IL $3,037
Clovis, NM $2,017

A couple spends around $4,518 per month in Chicago, IL vs $2,893 in Clovis, NM, rent included.

Chicago, IL $4,518
Clovis, NM $2,893

A family of three spends $5,999 per month in Chicago, IL vs $3,770 in Clovis, NM, rent included.

Chicago, IL $5,999
Clovis, NM $3,770

Chicago, IL costs about 51% more than Clovis, NM, and outside of rent the biggest gap is in clothing.

Both Chicago, IL and Clovis, NM sit above the global median – Chicago, IL by 123%, Clovis, NM by 48%.

Meal at Budget Restaurant

$20.71 $20.71

$17.28 $17.28

19.85%

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$78.8 $78.8

13.25%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$10.62 $10.62

24.20%

Cappuccino

$5.66 $5.66

$5.48 $5.48

3.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.97 $2.97

-11.11%

Water (0.33 liter bottle)

$2.28 $2.28

$2.31 $2.31

-1.30%

Local Beer (0.5 liter draught)

$6.87 $6.87

$5.38 $5.38

27.70%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$7.12 $7.12

24.16%

Milk (1 liter)

$1.25 $1.25

$0.69 $0.69

81.16%

White Bread (500g)

$3.72 $3.72

$4.45 $4.45

-16.40%

Rice (white) (1kg)

$5.39 $5.39

$5.66 $5.66

-4.77%

Eggs

$4.74 $4.74

$4.23 $4.23

12.06%

Local Cheese (1kg)

$13.84 $13.84

$16.83 $16.83

-17.77%

Chicken Fillets (1kg)

$14.40 $14.40

$21.11 $21.11

-31.79%

Beef Round Steak (1kg)

$18.38 $18.38

$16.74 $16.74

9.80%

Apples (1kg)

$5.22 $5.22

$3.28 $3.28

59.15%

Banana (1kg)

$1.98 $1.98

$1.29 $1.29

53.49%

Oranges (1kg)

$4.06 $4.06

$2.99 $2.99

35.79%

Tomato (1kg)

$4.97 $4.97

$2.10 $2.10

136.67%

Potato (1kg)

$2.67 $2.67

$1.53 $1.53

74.51%

Onion (1kg)

$2.66 $2.66

$2.06 $2.06

29.13%

Lettuce (1 head)

$2.24 $2.24

$1.81 $1.81

23.76%

Water (1.5 liter bottle)

$3.13 $3.13

$2.55 $2.55

22.75%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 $13.82

$10.91 $10.91

26.67%

Wine (Bottle)

$14.88 $14.88

$16.30 $16.30

-8.71%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$2.06 $2.06

23.30%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$4.08 $4.08

-13.97%

One-way Ticket (Public Transport)

$2.43 $2.43

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

Taxi Start (Normal Tariff)

$3.18 $3.18

Taxi (Normal Tariff) (1km)

$1.39 $1.39

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

Gasoline (1 liter)

$1.20 $1.20

$1.01 $1.01

18.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$26.7K $26.7K

31.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$25.4K $25.4K

5.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$245 $245

-20.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$43.97 $43.97

57.95%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$94.3 $94.3

-34.62%

Gym Membership (Monthly)

$47.90 $47.90

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

Cinema Ticket

$17.81 $17.81

$17.83 $17.83

-0.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,794 $1,794

$1,323 $1,323

35.61%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$15.2K $15.2K

110.20%

Jeans (Levis 501 Or Similar)

$67.0 $67.0

$61.3 $61.3

9.35%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$57.0 $57.0

-8.59%

Sport Shoes (Adidas, Nike)

$102 $102

$81.3 $81.3

24.82%

Men's Leather Business Shoes

$144 $144

1-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$961 $961

162.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$768 $768

105.45%

3-bedroom Apartment, City Center (Monthly)

$4,738 $4,738

$1,320 $1,320

259.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$1,077 $1,077

149.92%

Buy Apartment in City Center (m2)

$4,190 $4,190

$1,405 $1,405

198.14%

Buy Apartment Outside City Center (m2)

$2,768 $2,768

$1,402 $1,402

97.43%

Average Monthly Net Salary (After Tax)

$4,931 $4,931

$5,173 $5,173

-4.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

4.75

43.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Clovis, NM: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52%

Clovis, NM

$768 38.1% 51.3% $810

Groceries & Markets

Chicago, IL

$447 14.7%

Clovis, NM

$442 21.9% 1.3% $5.8

Eating Out

Chicago, IL

$345 11.4%

Clovis, NM

$298 14.8% 13.6% $47

Monthly Utilities & Internet

Chicago, IL

$326 10.7%

Clovis, NM

$384 19% 17.9% $58

Clothing & Footwear

Chicago, IL

$164 5.4%

Clovis, NM

$90 * 4.5% 45.2% $74

Getting Around

Chicago, IL

$93 3.1%

Clovis, NM

- * 0% 100%

Sport & Entertainment

Chicago, IL

$84 2.8%

Clovis, NM

$36 * 1.8% 57.3% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $961 in Clovis, NM. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Clovis, NM, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $89 in Chicago, IL versus $79 in Clovis, NM. Monthly groceries follow the same trend: $447 vs $442 – making Clovis, NM the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Clovis, NM

🕒 Local time

16:07 4:07 PM

15:07 3:07 PM

1 h behind Chicago, IL

🌤 Weather

👥 Population

2,746,388

38,567

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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Between locations

Chicago, IL Clovis, NM 1,590 km ≈ 2 h 30 min nonstop flight

From you

Chicago, IL
Clovis, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Clovis, NM: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,037 in Chicago, IL, $2,017 in Clovis, NM – Clovis, NM comes out roughly 34% cheaper. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $4,555 per month in Chicago, IL and $3,026 in Clovis, NM. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Clovis, NM, especially for central apartments: a one-bedroom in the center costs $961 there versus $2,526 in Chicago, IL.

Kindergarten costs $1,794 per month in Chicago, IL and $1,323 in Clovis, NM. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Monthly expenses with rent come to $3,037 in Chicago, IL and $2,017 in Clovis, NM. That makes Clovis, NM about 34% cheaper.

$2,000 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $2,017 in Clovis, NM. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Clovis, NM – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.