Last update: Oct 2026

Cost of Living Comparison Between Chrzanow and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,477 in Chrzanow, rent and utilities included – about $1,300 less a year. Rent and utilities account for most of the difference.

Chrzanow
🇵🇱 Poland
$1,477
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Chrzanow and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chrzanow and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,477 per month in Chrzanow vs $1,368 in Ubud, Bali, rent included.

  • Chrzanow $1,477
  • Ubud, Bali $1,368

A couple spends around $2,085 per month in Chrzanow vs $2,314 in Ubud, Bali, rent included.

  • Chrzanow $2,085
  • Ubud, Bali $2,314

A family of three spends $2,692 per month in Chrzanow vs $3,260 in Ubud, Bali, rent included.

  • Chrzanow $2,692
  • Ubud, Bali $3,260

Chrzanow costs about 8% more than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Chrzanow and Ubud, Bali sit above the global median – Chrzanow by 9%, Ubud, Bali by 1%.

Currency
🍽 Eating Out
Chrzanow
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.12 zł 39.33
$3.33 Rp 59.9K
203.90%
Three-Course Dinner for Two, Mid-Range
$34.80 zł 135
$35.18 Rp 633.2K
-1.08%
Fast Food Meal (McDonalds, etc)
$7.59 zł 29.49
$5.80 Rp 104.5K
30.86%
Cappuccino
$3.46 zł 13.43
$2.73 Rp 49.1K
26.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 zł 6.80
$1.64 Rp 29.5K
6.71%
Water (0.33 liter bottle)
$1.74 zł 6.78
$0.83 Rp 15.0K
109.64%
Local Beer (0.5 liter draught)
$2.07 zł 8.04
$2.70 Rp 48.6K
-23.33%
Imported Beer (0.33 liter bottle)
$1.98 zł 7.70
$4.30 Rp 77.4K
-53.95%
🛒 Groceries & Markets
Chrzanow
Ubud, Bali
Difference
Milk (1 liter)
$0.97 zł 3.76
$1.50 Rp 27.1K
-35.33%
White Bread (500g)
$1.19 zł 4.62
$2.30 Rp 41.4K
-48.26%
Rice (white) (1kg)
$1.43 zł 5.57
$1.18 Rp 21.2K
21.19%
Eggs
$3.21 zł 12.45
$2.14 Rp 38.6K
50.00%
Local Cheese (1kg)
$7.96 zł 30.93
$17.48 Rp 314.6K
-54.46%
Chicken Fillets (1kg)
$5.61 zł 21.80
$4.03 Rp 72.5K
39.21%
Beef Round Steak (1kg)
$13.55 zł 52.6
$12.23 Rp 220.1K
10.79%
Apples (1kg)
$1.08 zł 4.19
$3.55 Rp 63.9K
-69.58%
Banana (1kg)
$1.44 zł 5.60
$1.57 Rp 28.3K
-8.28%
Oranges (1kg)
$1.46 zł 5.69
$2.24 Rp 40.2K
-34.82%
Tomato (1kg)
$2.50 zł 9.73
$1.93 Rp 34.7K
29.53%
Potato (1kg)
$0.91 zł 3.52
$1.88 Rp 33.9K
-51.60%
Onion (1kg)
$0.89 zł 3.44
$2.29 Rp 41.3K
-61.14%
Lettuce (1 head)
$1.28 zł 4.95
$0.99 Rp 17.9K
29.29%
Water (1.5 liter bottle)
$0.65 zł 2.52
$0.53 Rp 9,475
22.64%
Cigarettes 20 Pack (Marlboro, Camel)
$5.76 zł 22.37
$2.28 Rp 41.1K
152.63%
Wine (Bottle)
$6.42 zł 24.94
$23.01 Rp 414.2K
-72.10%
Local Beer (0.5 liter bottle)
$1.05 zł 4.08
$2.34 Rp 42.2K
-55.13%
Imported Beer (0.33 liter bottle)
$1.64 zł 6.38
$2.91 Rp 52.4K
-43.64%
🚌 Getting Around
Chrzanow
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.05 zł 4.10
$0.24 Rp 4,315
337.50%
Public Transport Monthly Pass (Regular Price)
$30.65 zł 119
$8.82 Rp 158.7K
247.51%
Taxi Start (Normal Tariff)
$1.82 zł 7.08
$0.48 Rp 8,684
279.17%
Taxi (Normal Tariff) (1km)
$0.68 zł 2.63
$0.46 Rp 8,233
47.83%
Taxi 1hour Waiting (Normal Tariff)
$10.58 zł 41.10
$5.45 Rp 98.2K
94.13%
Gasoline (1 liter)
$1.73 zł 6.72
$0.88 Rp 15.9K
96.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0K zł 120.4K
$24.6K Rp 442.2M
26.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K zł 100.8K
$31.2K Rp 561.4M
-16.84%
🧾 Monthly Utilities & Internet
Chrzanow
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$274 zł 1,063
$83.0 Rp 1.5M
229.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.74 zł 30.06
$6.45 Rp 116.0K
20.00%
Internet (50+ Mbps, Unlimited Data)
$17.58 zł 68.3
$18.57 Rp 334.2K
-5.33%
🎉 Sport & Entertainment
Chrzanow
Ubud, Bali
Difference
Gym Membership (Monthly)
$38.84 zł 151
$55.8 Rp 1.0M
-30.42%
Tennis Court (1 Hour on Weekend)
$19.53 zł 75.9
$18.11 Rp 326.0K
7.84%
Cinema Ticket
$7.10 zł 27.57
$4.38 Rp 78.9K
62.10%
🧸 Childcare & Education
Chrzanow
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$572 zł 2,223
$493 Rp 8.9M
16.08%
International Primary School, 1 Child (Yearly)
$12.3K zł 47.8K
$5,754 Rp 103.6M
113.64%
👕👟 Clothing & Footwear
Chrzanow
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$69.7 zł 271
$46.19 Rp 831.4K
50.90%
Summer Dress (H&M, Zara, etc)
$30.94 zł 120
$35.33 Rp 636.0K
-12.43%
Sport Shoes (Adidas, Nike)
$88.4 zł 343
$79.1 Rp 1.4M
11.73%
Men's Leather Business Shoes
$92.8 zł 361
$78.4 Rp 1.4M
18.37%
🏠 Accommodation & Living
Chrzanow
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$530 zł 2,060
$1,142 Rp 20.6M
-53.59%
1-bedroom Apartment, Outside City Center (Monthly)
$581 zł 2,258
$676 Rp 12.2M
-13.98%
3-bedroom Apartment, City Center (Monthly)
$1,075 zł 4,177
$3,503 Rp 63.1M
-69.31%
3-bedroom Apartment, Outside City Center (Monthly)
$893 zł 3,470
$1,700 Rp 30.6M
-47.46%
Buy Apartment in City Center (m2)
$2,934 zł 11.4K
$2,784 Rp 50.1M
5.38%
Buy Apartment Outside City Center (m2)
$2,213 zł 8,597
$2,241 Rp 40.3M
-1.24%
💵 Salaries & Financials
Chrzanow
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$165 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.19
13.78
-47.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chrzanow: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chrzanow
$581
Ubud, Bali
$676 16.3% $94
Monthly Utilities & Internet
Chrzanow
$299
Ubud, Bali
$108 63.9% $191
Groceries & Markets
Chrzanow
$204
Ubud, Bali
$290 42.4% $87
Eating Out
Chrzanow
$174
Ubud, Bali
$109 37.3% $65
Clothing & Footwear
Chrzanow
$127
Ubud, Bali
$108 15.2% $19
Sport & Entertainment
Chrzanow
$53
Ubud, Bali
$65 21.8% $12
Getting Around
Chrzanow
$40
Ubud, Bali
$13 68.7% $28

Cost Breakdown

A central one-bedroom costs $530 in Chrzanow versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Chrzanow versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $204 vs $290 – making Chrzanow the more affordable choice for daily food spending.

Good to know
🇵🇱 Chrzanow
🇮🇩 Ubud, Bali
🕒 Local time
22:43 10:43 PM
04:43 4:43 AM
6 h ahead of Chrzanow
🌤 Weather
👥 Population
35,881
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Chrzanow Ubud, Bali 11,150 km ≈ 14 h nonstop flight
From you
  • Chrzanow
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chrzanow vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Chrzanow?
Yes – Chrzanow is pricier by about 8%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,216 per month in Chrzanow and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Chrzanow and in Ubud, Bali?
Monthly expenses with rent come to $1,477 in Chrzanow and $1,368 in Ubud, Bali. That's a gap of about 8%.
Which city has cheaper public transport?
Public transport costs about 248% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for living in Chrzanow or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Chrzanow at $1,477. In Ubud, Bali it covers expenses comfortably, while in Chrzanow it requires careful planning or may not stretch far enough.
Is Chrzanow or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Chrzanow or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chrzanow makes more sense. Both are solid long-term options with distinct trade-offs.

Chrzanow vs other spots: cost of living compared

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