Cost of Living Comparison Between Ubud, Bali and Chrzanow Cost of Living Comparison Between Ubud, Bali and Chrzanow

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,406 in Chrzanow, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,070 in Chrzanow, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,735 in Chrzanow, rent included.

Ubud, Bali costs about 1% more than Chrzanow, driven mainly by Groceries & Markets.

Both Ubud, Bali and Chrzanow sit above the global median – Ubud, Bali by 6%, Chrzanow by 5%.

Currency
🍽 Eating Out
Ubud, Bali
Chrzanow
Difference
Meal at Budget Restaurant
$3.56 Rp 63.9K
$10.75 zł 39.25
-66.88%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 586.8K
$42.86 zł 157
-23.64%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 88.7K
$8.08 zł 29.52
-38.74%
Cappuccino
$2.71 Rp 48.6K
$3.48 zł 12.70
-22.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.1K
$1.92 zł 7.02
-30.21%
Water (0.33 liter bottle)
$0.70 Rp 12.5K
$1.81 zł 6.63
-61.33%
Local Beer (0.5 liter draught)
$2.92 Rp 52.3K
$2.14 zł 7.82
36.45%
Imported Beer (0.33 liter bottle)
$3.96 Rp 70.9K
$2.19 zł 8.01
80.82%
🛒 Groceries & Markets
Ubud, Bali
Chrzanow
Difference
Milk (1 liter)
$1.81 Rp 32.4K
$1.03 zł 3.75
75.73%
White Bread (500g)
$2.52 Rp 45.1K
$1.61 zł 5.89
56.52%
Rice (white) (1kg)
$1.16 Rp 20.8K
$1.50 zł 5.48
-22.67%
Eggs
$2.46 Rp 44.1K
$3.15 zł 11.52
-21.90%
Local Cheese (1kg)
$14.71 Rp 263.7K
$10.55 zł 38.53
39.43%
Chicken Fillets (1kg)
$4.32 Rp 77.4K
$6.08 zł 22.20
-28.95%
Beef Round Steak (1kg)
$12.14 Rp 217.5K
$10.94 zł 39.96
10.97%
Apples (1kg)
$3.84 Rp 68.8K
$1.05 zł 3.85
265.71%
Banana (1kg)
$1.56 Rp 27.9K
$1.67 zł 6.09
-6.59%
Oranges (1kg)
$2.83 Rp 50.8K
$1.71 zł 6.26
65.50%
Tomato (1kg)
$2.33 Rp 41.7K
$2.94 zł 10.74
-20.75%
Potato (1kg)
$1.91 Rp 34.3K
$1.00 zł 3.67
91.00%
Onion (1kg)
$2.20 Rp 39.5K
$0.95 zł 3.47
131.58%
Lettuce (1 head)
$1.01 Rp 18.2K
$1.28 zł 4.68
-21.09%
Water (1.5 liter bottle)
$0.78 Rp 13.9K
$0.62 zł 2.27
25.81%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.4K
$5.36 zł 19.56
-38.06%
Wine (Bottle)
$23.74 Rp 425.5K
$6.70 zł 24.47
254.33%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.0K
$1.09 zł 3.98
155.96%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.3K
$1.85 zł 6.77
54.59%
🚌 Getting Around
Ubud, Bali
Chrzanow
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,819
$1.12 zł 4.07
-75.89%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 143.9K
$33.07 zł 121
-75.72%
Taxi Start (Normal Tariff)
$0.46 Rp 8,181
$2.11 zł 7.69
-78.20%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,068
$0.78 zł 2.84
-42.31%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.3K
$10.90 zł 39.81
-44.04%
Gasoline (1 liter)
$0.79 Rp 14.2K
$1.71 zł 6.25
-53.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 468.8M
$33.5K zł 122.5K
-22.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 575.8M
$30.2K zł 110.3K
6.33%
🧾 Monthly Utilities & Internet
Ubud, Bali
Chrzanow
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$239 zł 872
-66.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.9K
$8.43 zł 30.80
-51.84%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 421.6K
$15.00 zł 54.8
56.80%
🎉 Sport & Entertainment
Ubud, Bali
Chrzanow
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$36.36 zł 133
171.45%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 118.8K
$19.33 zł 70.6
-65.70%
Cinema Ticket
$4.15 Rp 74.3K
$7.13 zł 26.03
-41.80%
🧸 Childcare & Education
Ubud, Bali
Chrzanow
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$313 zł 1,144
-2.97%
International Primary School, 1 Child (Yearly)
$6,613 Rp 118.5M
$11.0K zł 40.2K
-39.96%
👕👟 Clothing & Footwear
Ubud, Bali
Chrzanow
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 995.6K
$86.7 zł 317
-35.94%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 686.7K
$35.69 zł 130
7.34%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$97.2 zł 355
-8.81%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$96.4 zł 352
-19.20%
🏠 Accommodation & Living
Ubud, Bali
Chrzanow
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.0M
$640 zł 2,338
57.24%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.1M
$503 zł 1,839
34.17%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 61.7M
$966 zł 3,527
256.47%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.6M
$818 zł 2,989
149.21%
Buy Apartment in City Center (m2)
$2,841 Rp 50.9M
$3,010 zł 11.0K
-5.62%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.6M
$2,291 zł 8,370
-1.19%
💵 Salaries & Financials
Ubud, Bali
Chrzanow
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.92
91.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Chrzanow: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $640 in Chrzanow. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $43.00 in Chrzanow. Groceries tell a different story – $302 in Ubud, Bali vs $217 in Chrzanow – so Chrzanow wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Chrzanow: Cost of Living - Frequently Asked Questions
Is Chrzanow cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 1%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,108 in Chrzanow. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Chrzanow, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Ubud, Bali vs Chrzanow?
Monthly expenses with rent come to $1,419 in Ubud, Bali and $1,406 in Chrzanow. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 312% less in Chrzanow. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for Ubud, Bali or Chrzanow?
A $1,500 monthly budget goes further in Chrzanow, where all-in costs run around $1,406, than in Ubud, Bali at $1,419. In Chrzanow it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Chrzanow more family-friendly?
Families tend to lean toward Chrzanow – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Chrzanow?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Chrzanow. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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