Cost of Living Comparison Between Christchurch and Ubud, Bali Cost of Living Comparison Between Christchurch and Ubud, Bali

Monthly Cost of Living

A single person spends $2,264 per month in Christchurch vs $1,408 in Ubud, Bali, rent included.

A couple spends around $3,122 per month in Christchurch vs $2,585 in Ubud, Bali, rent included.

A family of three spends $3,980 per month in Christchurch vs $3,763 in Ubud, Bali, rent included.

Christchurch costs about 61% more than Ubud, Bali, driven mainly by Eating Out.

Both Christchurch and Ubud, Bali sit above the global median – Christchurch by 69%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$16.63 NZ$28.46

$3.45 Rp 61.8K

382.03%

Three-Course Dinner for Two, Mid-Range

$72.1 NZ$123

$32.34 Rp 578.5K

122.85%

Fast Food Meal (McDonalds, etc)

$9.81 NZ$16.78

$4.84 Rp 86.7K

102.69%

Cappuccino

$3.36 NZ$5.74

$2.75 Rp 49.1K

22.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 NZ$4.01

$1.38 Rp 24.8K

69.57%

Water (0.33 liter bottle)

$2.07 NZ$3.54

$0.75 Rp 13.4K

176.00%

Local Beer (0.5 liter draught)

$7.41 NZ$12.68

$2.99 Rp 53.5K

147.83%

Imported Beer (0.33 liter bottle)

$7.03 NZ$12.02

$3.85 Rp 68.9K

82.60%

Milk (1 liter)

$1.91 NZ$3.28

$1.74 Rp 31.1K

9.77%

White Bread (500g)

$2.00 NZ$3.41

$2.46 Rp 44.0K

-18.70%

Rice (white) (1kg)

$1.72 NZ$2.95

$1.17 Rp 20.9K

47.01%

Eggs

$6.50 NZ$11.11

$2.43 Rp 43.5K

167.49%

Local Cheese (1kg)

$8.04 NZ$13.76

$14.50 Rp 259.5K

-44.55%

Chicken Fillets (1kg)

$9.20 NZ$15.75

$4.35 Rp 77.8K

111.49%

Beef Round Steak (1kg)

$12.67 NZ$21.67

$11.98 Rp 214.3K

5.76%

Apples (1kg)

$3.03 NZ$5.19

$3.72 Rp 66.5K

-18.55%

Banana (1kg)

$2.59 NZ$4.43

$1.63 Rp 29.1K

58.90%

Oranges (1kg)

$2.96 NZ$5.06

$2.74 Rp 49.1K

8.03%

Tomato (1kg)

$5.73 NZ$9.81

$2.24 Rp 40.1K

155.80%

Potato (1kg)

$2.03 NZ$3.48

$1.92 Rp 34.3K

5.73%

Onion (1kg)

$2.22 NZ$3.80

$2.28 Rp 40.7K

-2.63%

Lettuce (1 head)

$2.95 NZ$5.05

$1.06 Rp 19.0K

178.30%

Water (1.5 liter bottle)

$1.46 NZ$2.49

$0.72 Rp 12.9K

102.78%

Cigarettes 20 Pack (Marlboro, Camel)

$24.18 NZ$41.37

$3.29 Rp 58.8K

634.95%

Wine (Bottle)

$8.47 NZ$14.49

$23.19 Rp 414.9K

-63.48%

Local Beer (0.5 liter bottle)

$3.76 NZ$6.43

$2.78 Rp 49.7K

35.25%

Imported Beer (0.33 liter bottle)

$5.03 NZ$8.61

$2.73 Rp 48.9K

84.25%

One-way Ticket (Public Transport)

$1.24 NZ$2.13

$0.27 Rp 4,765

359.26%

Public Transport Monthly Pass (Regular Price)

$41.90 NZ$71.7

$8.11 Rp 145.0K

416.65%

Taxi Start (Normal Tariff)

$2.67 NZ$4.57

$0.48 Rp 8,636

456.25%

Taxi (Normal Tariff) (1km)

$1.73 NZ$2.96

$0.42 Rp 7,511

311.90%

Taxi 1hour Waiting (Normal Tariff)

$30.58 NZ$52.3

$6.22 Rp 111.3K

391.64%

Gasoline (1 liter)

$1.65 NZ$2.82

$0.81 Rp 14.6K

103.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K NZ$46.0K

$26.6K Rp 476.1M

0.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K NZ$33.7K

$32.2K Rp 575.9M

-38.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 NZ$196

$78.4 Rp 1.4M

46.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.13 NZ$53.3

$4.07 Rp 72.8K

664.86%

Internet (50+ Mbps, Unlimited Data)

$52.9 NZ$90.5

$24.33 Rp 435.2K

117.43%

Gym Membership (Monthly)

$35.21 NZ$60.2

$98.6 Rp 1.8M

-64.29%

Tennis Court (1 Hour on Weekend)

$15.68 NZ$26.82

$6.34 Rp 113.3K

147.32%

Cinema Ticket

$11.18 NZ$19.12

$3.99 Rp 71.3K

180.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$636 NZ$1,089

$305 Rp 5.5M

108.58%

International Primary School, 1 Child (Yearly)

$9,381 NZ$16.0K

$6,642 Rp 118.8M

41.23%

Jeans (Levis 501 Or Similar)

$64.8 NZ$111

$54.1 Rp 968.6K

19.60%

Summer Dress (H&M, Zara, etc)

$42.98 NZ$73.5

$37.81 Rp 676.3K

13.67%

Sport Shoes (Adidas, Nike)

$91.0 NZ$156

$86.8 Rp 1.6M

4.84%

Men's Leather Business Shoes

$152 NZ$261

$76.4 Rp 1.4M

99.44%

1-bedroom Apartment, City Center (Monthly)

$1,530 NZ$2,618

$992 Rp 17.7M

54.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,193 NZ$2,040

$673 Rp 12.0M

77.27%

3-bedroom Apartment, City Center (Monthly)

$2,061 NZ$3,527

$3,375 Rp 60.4M

-38.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,485 NZ$2,541

$2,050 Rp 36.7M

-27.56%

Buy Apartment in City Center (m2)

$4,768 NZ$8,158

$2,805 Rp 50.2M

70.02%

Buy Apartment Outside City Center (m2)

$2,591 NZ$4,432

$2,227 Rp 39.8M

16.33%

Average Monthly Net Salary (After Tax)

$2,703 NZ$4,625

$167 Rp 3.0M

1519.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

13.28

-49.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,530 in Christchurch versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1519% higher in Christchurch, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72.0 in Christchurch versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $337 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Christchurch vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Christchurch costs about 61% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,395 per month in Christchurch and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 417% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $636 per month in Christchurch and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Christchurch at $2,264. In Ubud, Bali it covers expenses comfortably, while in Christchurch it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,408 versus $2,264 in Christchurch. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Christchurch makes more sense. Both are solid long-term options with distinct trade-offs.