Last update: Oct 2026

Cost of Living Comparison Between Christchurch and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,041 in Christchurch, rent and utilities included – about $8,300 less a year. Rent and utilities account for about half of the difference.

99

Cost of Living Index in Christchurch
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Christchurch Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Christchurch

🇳🇿 New Zealand

$2,041

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Christchurch and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Christchurch and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,041 per month in Christchurch vs $1,349 in Ubud, Bali, rent included.

Christchurch $2,041
Ubud, Bali $1,349

A couple spends around $2,953 per month in Christchurch vs $2,305 in Ubud, Bali, rent included.

Christchurch $2,953
Ubud, Bali $2,305

A family of three spends $3,866 per month in Christchurch vs $3,261 in Ubud, Bali, rent included.

Christchurch $3,866
Ubud, Bali $3,261

Christchurch costs about 51% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$14.17 NZ$25.26

$3.32 Rp 60.4K

326.81%

Three-Course Dinner for Two, Mid-Range

$68.6 NZ$122

$35.64 Rp 647.8K

92.45%

Fast Food Meal (McDonalds, etc)

$8.94 NZ$15.94

$5.53 Rp 100.6K

61.66%

Cappuccino

$3.24 NZ$5.77

$2.72 Rp 49.4K

19.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 NZ$4.03

$1.70 Rp 30.9K

32.94%

Water (0.33 liter bottle)

$1.84 NZ$3.28

$0.76 Rp 13.8K

142.11%

Local Beer (0.5 liter draught)

$6.77 NZ$12.07

$2.65 Rp 48.2K

155.47%

Imported Beer (0.33 liter bottle)

$6.63 NZ$11.81

$4.38 Rp 79.6K

51.37%

Milk (1 liter)

$1.68 NZ$2.99

$1.49 Rp 27.1K

12.75%

White Bread (500g)

$1.89 NZ$3.37

$2.28 Rp 41.4K

-17.11%

Rice (white) (1kg)

$1.48 NZ$2.64

$1.19 Rp 21.6K

24.37%

Eggs

$5.86 NZ$10.45

$2.04 Rp 37.0K

187.25%

Local Cheese (1kg)

$7.53 NZ$13.43

$17.70 Rp 321.7K

-57.46%

Chicken Fillets (1kg)

$9.28 NZ$16.54

$3.96 Rp 72.0K

134.34%

Beef Round Steak (1kg)

$13.78 NZ$24.57

$12.19 Rp 221.6K

13.04%

Apples (1kg)

$2.62 NZ$4.67

$3.66 Rp 66.4K

-28.42%

Banana (1kg)

$2.36 NZ$4.20

$1.52 Rp 27.6K

55.26%

Oranges (1kg)

$2.65 NZ$4.73

$2.23 Rp 40.5K

18.83%

Tomato (1kg)

$3.91 NZ$6.97

$1.97 Rp 35.9K

98.48%

Potato (1kg)

$1.50 NZ$2.67

$1.85 Rp 33.6K

-18.92%

Onion (1kg)

$1.44 NZ$2.56

$2.42 Rp 44.1K

-40.50%

Lettuce (1 head)

$2.28 NZ$4.06

$0.99 Rp 18.0K

130.30%

Water (1.5 liter bottle)

$1.28 NZ$2.29

$0.51 Rp 9,332

150.98%

Cigarettes 20 Pack (Marlboro, Camel)

$24.00 NZ$42.77

$2.22 Rp 40.4K

981.08%

Wine (Bottle)

$8.74 NZ$15.58

$22.24 Rp 404.2K

-60.70%

Local Beer (0.5 liter bottle)

$3.51 NZ$6.25

$2.26 Rp 41.1K

55.31%

Imported Beer (0.33 liter bottle)

$4.49 NZ$8.01

$2.97 Rp 54.0K

51.18%

One-way Ticket (Public Transport)

$1.72 NZ$3.06

$0.25 Rp 4,562

588.00%

Public Transport Monthly Pass (Regular Price)

$102 NZ$181

$7.82 Rp 142.2K

1202.17%

Taxi Start (Normal Tariff)

$2.51 NZ$4.48

$0.44 Rp 7,989

470.45%

Taxi (Normal Tariff) (1km)

$1.75 NZ$3.12

$0.43 Rp 7,817

306.98%

Taxi 1hour Waiting (Normal Tariff)

$28.85 NZ$51.4

$5.41 Rp 98.3K

433.27%

Gasoline (1 liter)

$1.86 NZ$3.32

$0.82 Rp 15.0K

126.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K NZ$50.9K

$23.8K Rp 433.3M

19.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K NZ$41.2K

$31.7K Rp 577.0M

-27.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 NZ$287

$79.1 Rp 1.4M

103.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.03 NZ$41.04

$6.45 Rp 117.2K

257.05%

Internet (50+ Mbps, Unlimited Data)

$46.74 NZ$83.3

$18.58 Rp 337.7K

151.56%

Gym Membership (Monthly)

$23.98 NZ$42.74

$49.48 Rp 899.4K

-51.54%

Tennis Court (1 Hour on Weekend)

$9.43 NZ$16.80

$17.65 Rp 320.8K

-46.57%

Cinema Ticket

$11.67 NZ$20.81

$4.27 Rp 77.7K

173.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$678 NZ$1,208

$491 Rp 8.9M

38.18%

International Primary School, 1 Child (Yearly)

$22.4K NZ$39.9K

$5,674 Rp 103.1M

294.95%

Jeans (Levis 501 Or Similar)

$59.9 NZ$107

$44.64 Rp 811.4K

34.23%

Summer Dress (H&M, Zara, etc)

$40.61 NZ$72.4

$34.95 Rp 635.3K

16.19%

Sport Shoes (Adidas, Nike)

$99.2 NZ$177

$79.9 Rp 1.5M

24.21%

Men's Leather Business Shoes

$124 NZ$221

$79.4 Rp 1.4M

55.85%

1-bedroom Apartment, City Center (Monthly)

$1,211 NZ$2,159

$1,125 Rp 20.4M

7.68%

1-bedroom Apartment, Outside City Center (Monthly)

$945 NZ$1,685

$671 Rp 12.2M

40.79%

3-bedroom Apartment, City Center (Monthly)

$1,544 NZ$2,752

$3,565 Rp 64.8M

-56.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,401 NZ$2,497

$1,723 Rp 31.3M

-18.70%

Buy Apartment in City Center (m2)

$5,164 NZ$9,202

$2,732 Rp 49.6M

89.03%

Buy Apartment Outside City Center (m2)

$2,735 NZ$4,875

$2,284 Rp 41.5M

19.76%

Average Monthly Net Salary (After Tax)

$2,664 NZ$4,747

$164 Rp 3.0M

1525.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.91

13.78

-57.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Christchurch

$945 46.3%

Ubud, Bali

$672 49.8% 29% $274

Groceries & Markets

Christchurch

$309 15.1%

Ubud, Bali

$288 21.4% 6.6% $20

Eating Out

Christchurch

$243 11.9%

Ubud, Bali

$108 8% 55.6% $135

Monthly Utilities & Internet

Christchurch

$231 11.3%

Ubud, Bali

$104 7.7% 54.9% $127

Clothing & Footwear

Christchurch

$146 7.1%

Ubud, Bali

$108 8% 26.2% $38

Getting Around

Christchurch

$120 5.9%

Ubud, Bali

$11 0.9% 90.5% $109

Sport & Entertainment

Christchurch

$47 2.3%

Ubud, Bali

$58 4.3% 22.6% $11

Cost Breakdown

A central one-bedroom costs $1,211 in Christchurch versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Christchurch are about 16 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69 in Christchurch versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $309 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇳🇿 Christchurch

🇮🇩 Ubud, Bali

🕒 Local time

07:07 7:07 AM

02:07 2:07 AM

5 h behind Christchurch

🌤 Weather

👥 Population

380,600

74,800

💱 Currency

New Zealand Dollar NZD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 NZD = 0.561 USD

1 NZD = 0.504 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 28, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to NZD in detail →

On the map

Lowest

Highest

Between locations

Christchurch Ubud, Bali 6,760 km ≈ 9 h nonstop flight

From you

Christchurch
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Christchurch vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Christchurch costs about 51% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,061 per month in Christchurch and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,211 in Christchurch and $1,125 in Ubud, Bali. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Public transport costs about 92% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $678 per month in Christchurch and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,041 in Christchurch and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Christchurch makes more sense. Both are solid long-term options with distinct trade-offs.