Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Christchurch

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,041 in Christchurch, rent and utilities included – about $8,300 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
99

Cost of Living Index in Christchurch
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Christchurch Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Christchurch

🇳🇿 New Zealand

$2,041

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Christchurch

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Christchurch actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,041 in Christchurch, rent included.

Ubud, Bali $1,349
Christchurch $2,041

A couple spends around $2,305 per month in Ubud, Bali vs $2,953 in Christchurch, rent included.

Ubud, Bali $2,305
Christchurch $2,953

A family of three spends $3,261 per month in Ubud, Bali vs $3,866 in Christchurch, rent included.

Ubud, Bali $3,261
Christchurch $3,866

Ubud, Bali is about 34% cheaper than Christchurch, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$14.17 NZ$25.26

-76.57%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$68.6 NZ$122

-48.04%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.94 NZ$15.94

-38.14%

Cappuccino

$2.72 Rp 49.4K

$3.24 NZ$5.77

-16.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.26 NZ$4.03

-24.78%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.84 NZ$3.28

-58.70%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$6.77 NZ$12.07

-60.86%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$6.63 NZ$11.81

-33.94%

Milk (1 liter)

$1.49 Rp 27.1K

$1.68 NZ$2.99

-11.31%

White Bread (500g)

$2.28 Rp 41.4K

$1.89 NZ$3.37

20.63%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.48 NZ$2.64

-19.59%

Eggs

$2.04 Rp 37.0K

$5.86 NZ$10.45

-65.19%

Local Cheese (1kg)

$17.70 Rp 321.7K

$7.53 NZ$13.43

135.06%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$9.28 NZ$16.54

-57.33%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$13.78 NZ$24.57

-11.54%

Apples (1kg)

$3.66 Rp 66.4K

$2.62 NZ$4.67

39.69%

Banana (1kg)

$1.52 Rp 27.6K

$2.36 NZ$4.20

-35.59%

Oranges (1kg)

$2.23 Rp 40.5K

$2.65 NZ$4.73

-15.85%

Tomato (1kg)

$1.97 Rp 35.9K

$3.91 NZ$6.97

-49.62%

Potato (1kg)

$1.85 Rp 33.6K

$1.50 NZ$2.67

23.33%

Onion (1kg)

$2.42 Rp 44.1K

$1.44 NZ$2.56

68.06%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.28 NZ$4.06

-56.58%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.28 NZ$2.29

-60.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$24.00 NZ$42.77

-90.75%

Wine (Bottle)

$22.24 Rp 404.2K

$8.74 NZ$15.58

154.46%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.51 NZ$6.25

-35.61%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$4.49 NZ$8.01

-33.85%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.72 NZ$3.06

-85.47%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$102 NZ$181

-92.32%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.51 NZ$4.48

-82.47%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.75 NZ$3.12

-75.43%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$28.85 NZ$51.4

-81.25%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.86 NZ$3.32

-55.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$28.6K NZ$50.9K

-16.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$23.1K NZ$41.2K

37.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$161 NZ$287

-50.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$23.03 NZ$41.04

-71.99%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$46.74 NZ$83.3

-60.25%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$23.98 NZ$42.74

106.34%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$9.43 NZ$16.80

87.17%

Cinema Ticket

$4.27 Rp 77.7K

$11.67 NZ$20.81

-63.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$678 NZ$1,208

-27.63%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$22.4K NZ$39.9K

-74.68%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$59.9 NZ$107

-25.50%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$40.61 NZ$72.4

-13.94%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$99.2 NZ$177

-19.49%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$124 NZ$221

-35.84%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,211 NZ$2,159

-7.14%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$945 NZ$1,685

-28.97%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,544 NZ$2,752

130.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,401 NZ$2,497

23.00%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$5,164 NZ$9,202

-47.10%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,735 NZ$4,875

-16.50%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,664 NZ$4,747

-93.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.91

133.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Christchurch: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Christchurch

$945 46.3% 40.8% $274

Groceries & Markets

Ubud, Bali

$288 21.4%

Christchurch

$309 15.1% 7% $20

Eating Out

Ubud, Bali

$108 8%

Christchurch

$243 11.9% 125% $135

Clothing & Footwear

Ubud, Bali

$108 8%

Christchurch

$146 7.1% 35.4% $38

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Christchurch

$231 11.3% 122% $127

Sport & Entertainment

Ubud, Bali

$58 4.3%

Christchurch

$47 2.3% 18.4% $11

Getting Around

Ubud, Bali

$11 0.9%

Christchurch

$120 5.9% 951% $109

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,211 in Christchurch. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Christchurch are about 16 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $69 in Christchurch. Monthly groceries follow the same trend: $288 vs $309 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇿 Christchurch

🕒 Local time

03:05 3:05 AM

08:05 8:05 AM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

380,600

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 NZD = 0.561 USD

1 NZD = 0.504 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

New Zealand Dollar exchange rates as of October 28, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Christchurch 6,760 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Christchurch

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Christchurch: Cost of Living - Frequently Asked Questions

Christchurch costs about 51% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,061 in Christchurch. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,211 in Christchurch. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Public transport costs about 92% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $678 in Christchurch. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,041 in Christchurch. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Christchurch makes more sense. Both are solid long-term options with distinct trade-offs.