Cost of Living Comparison Between Ubud, Bali and Christchurch Cost of Living Comparison Between Ubud, Bali and Christchurch

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $2,184 in Christchurch, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $3,148 in Christchurch, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $4,112 in Christchurch, rent included.

Ubud, Bali is about 37% cheaper than Christchurch, driven mainly by Eating Out.

Both Ubud, Bali and Christchurch sit above the global median – Ubud, Bali by 0%, Christchurch by 58%.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$14.60 NZ$25.10

-77.19%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$71.9 NZ$124

-50.18%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$9.62 NZ$16.54

-41.48%

Cappuccino

$2.82 Rp 49.7K

$3.36 NZ$5.77

-16.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.33 NZ$4.01

-24.89%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.93 NZ$3.33

-58.55%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$6.87 NZ$11.81

-55.75%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$7.26 NZ$12.48

-40.77%

Milk (1 liter)

$1.61 Rp 28.3K

$1.73 NZ$2.98

-6.94%

White Bread (500g)

$2.27 Rp 39.9K

$1.89 NZ$3.25

20.11%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.52 NZ$2.62

-23.03%

Eggs

$2.17 Rp 38.2K

$6.20 NZ$10.67

-65.00%

Local Cheese (1kg)

$17.63 Rp 310.5K

$7.77 NZ$13.35

126.90%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$9.94 NZ$17.10

-59.26%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$13.93 NZ$23.95

-12.56%

Apples (1kg)

$3.62 Rp 63.7K

$2.57 NZ$4.42

40.86%

Banana (1kg)

$1.64 Rp 28.8K

$2.58 NZ$4.43

-36.43%

Oranges (1kg)

$2.31 Rp 40.6K

$2.80 NZ$4.81

-17.50%

Tomato (1kg)

$1.96 Rp 34.5K

$4.12 NZ$7.09

-52.43%

Potato (1kg)

$1.84 Rp 32.5K

$1.63 NZ$2.79

12.88%

Onion (1kg)

$2.37 Rp 41.7K

$1.46 NZ$2.51

62.33%

Lettuce (1 head)

$1.05 Rp 18.5K

$2.30 NZ$3.95

-54.35%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.46 NZ$2.51

-63.01%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$24.57 NZ$42.24

-90.64%

Wine (Bottle)

$23.08 Rp 406.4K

$9.06 NZ$15.58

154.75%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$3.54 NZ$6.09

-33.90%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$4.50 NZ$7.74

-31.78%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.78 NZ$3.06

-85.96%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$108 NZ$185

-91.25%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$2.68 NZ$4.61

-81.72%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.78 NZ$3.06

-73.60%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$29.90 NZ$51.4

-81.27%

Gasoline (1 liter)

$0.81 Rp 14.2K

$2.03 NZ$3.48

-60.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$26.3K NZ$45.2K

-4.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$25.6K NZ$44.0K

21.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$164 NZ$282

-49.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$23.68 NZ$40.71

-72.59%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$46.15 NZ$79.3

-59.28%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$24.97 NZ$42.93

121.23%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$9.60 NZ$16.50

89.69%

Cinema Ticket

$4.30 Rp 75.7K

$11.98 NZ$20.59

-64.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$703 NZ$1,209

-29.70%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$23.2K NZ$39.9K

-74.47%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$61.1 NZ$105

-24.27%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$40.60 NZ$69.8

-10.25%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$105 NZ$181

-23.14%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$130 NZ$223

-39.26%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$1,238 NZ$2,129

-10.02%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$1,019 NZ$1,752

-31.95%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,630 NZ$2,802

123.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$1,544 NZ$2,655

10.87%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$5,355 NZ$9,206

-48.45%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$2,826 NZ$4,859

-18.87%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$2,734 NZ$4,701

-93.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.91

133.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Christchurch: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $1,238 in Christchurch. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1536% higher in Christchurch, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $72.0 in Christchurch. Monthly groceries follow the same trend: $294 vs $321 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Christchurch: Cost of Living - Frequently Asked Questions

Christchurch costs about 58% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $3,276 in Christchurch. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 1042% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $494 per month in Ubud, Bali and $703 in Christchurch. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Christchurch at $2,184. In Ubud, Bali it covers expenses comfortably, while in Christchurch it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,378 versus $2,184 in Christchurch. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Christchurch makes more sense. Both are solid long-term options with distinct trade-offs.