Last update: Oct 2026

Cost of Living Comparison Between Chinhoyi and Cebu

For one person, living is cheaper in Chinhoyi: $644 a month against $918 in Cebu, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Chinhoyi
Learn more

Chinhoyi Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Chinhoyi

🇿🇼 Zimbabwe

$644

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Chinhoyi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chinhoyi and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $644 in Chinhoyi versus $918 in Cebu.

Chinhoyi $644
Cebu $918

Estimated couple costs with rent: $1,019 in Chinhoyi versus $1,409 in Cebu.

Chinhoyi $1,019
Cebu $1,409

Monthly costs for a family of three with rent: $1,394 in Chinhoyi versus $1,900 in Cebu.

Chinhoyi $1,394
Cebu $1,900

Living in Chinhoyi costs roughly 30% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Chinhoyi 52% lower, Cebu 32% lower.

Meal at Budget Restaurant

$2.05 ZWL 54.6

$3.09 ₱194

-33.66%

Three-Course Dinner for Two, Mid-Range

$45.45 ZWL 1,209

$24.22 ₱1,525

87.65%

Fast Food Meal (McDonalds, etc)

$4.59 ZWL 122

$3.92 ₱247

17.09%

Cappuccino

$1.02 ZWL 27.19

$2.51 ₱158

-59.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 ZWL 9.06

$1.59 ₱100

-78.62%

Water (0.33 liter bottle)

$0.24 ZWL 6.33

$0.53 ₱33.43

-54.72%

Local Beer (0.5 liter draught)

$1.01 ZWL 26.94

$1.78 ₱112

-43.26%

Imported Beer (0.33 liter bottle)

$2.05 ZWL 54.6

$2.17 ₱137

-5.53%

Milk (1 liter)

$1.49 ZWL 39.53

$1.92 ₱121

-22.40%

White Bread (500g)

$0.87 ZWL 23.27

$1.36 ₱85.4

-36.03%

Rice (white) (1kg)

$1.69 ZWL 45.10

$1.01 ₱63.5

67.33%

Eggs

$1.92 ZWL 51.0

$2.03 ₱128

-5.42%

Local Cheese (1kg)

$11.42 ZWL 304

$9.86 ₱621

15.82%

Chicken Fillets (1kg)

$3.03 ZWL 80.7

$4.39 ₱277

-30.98%

Beef Round Steak (1kg)

$3.96 ZWL 106

$7.60 ₱479

-47.89%

Apples (1kg)

$1.03 ZWL 27.29

$3.30 ₱208

-68.79%

Banana (1kg)

$1.03 ZWL 27.37

$1.39 ₱87.8

-25.90%

Oranges (1kg)

$0.98 ZWL 26.04

$2.33 ₱147

-57.94%

Tomato (1kg)

$1.01 ZWL 27.00

$1.50 ₱94.3

-32.67%

Potato (1kg)

$1.01 ZWL 26.99

$2.36 ₱149

-57.20%

Onion (1kg)

$0.99 ZWL 26.23

$1.90 ₱119

-47.89%

Lettuce (1 head)

$0.52 ZWL 13.78

$1.19 ₱74.9

-56.30%

Water (1.5 liter bottle)

$0.76 ZWL 20.28

$0.63 ₱39.71

20.63%

Cigarettes 20 Pack (Marlboro, Camel)

$1.95 ZWL 51.9

$3.00 ₱189

-35.00%

Wine (Bottle)

$7.12 ZWL 189

$6.03 ₱379

18.08%

Local Beer (0.5 liter bottle)

$0.48 ZWL 12.69

$1.23 ₱77.7

-60.98%

Imported Beer (0.33 liter bottle)

$0.98 ZWL 26.01

$1.75 ₱110

-44.00%

One-way Ticket (Public Transport)

$1.01 ZWL 26.92

$0.25 ₱15.86

304.00%

Public Transport Monthly Pass (Regular Price)

$30.52 ZWL 812

$12.64 ₱796

141.46%

Taxi Start (Normal Tariff)

$4.01 ZWL 107

$0.77 ₱48.62

420.78%

Taxi (Normal Tariff) (1km)

$2.05 ZWL 54.6

$0.23 ₱14.53

791.30%

Taxi 1hour Waiting (Normal Tariff)

$4.98 ZWL 132

$4.46 ₱281

11.66%

Gasoline (1 liter)

$1.40 ZWL 37.37

$1.31 ₱82.8

6.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K ZWL 582.8K

$21.2K ₱1.3M

3.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.0K ZWL 744.6K

$19.1K ₱1.2M

46.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.49 ZWL 1,078

$120 ₱7,569

-66.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.12 ZWL 535

$14.00 ₱882

43.71%

Internet (50+ Mbps, Unlimited Data)

$68.9 ZWL 1,832

$27.54 ₱1,734

150.00%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$10.08 ZWL 268

$5.65 ₱356

78.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$439 ZWL 11.7K

$275 ₱17.3K

59.47%

International Primary School, 1 Child (Yearly)

$8,600 ZWL 228.8K

$7,918 ₱498.5K

8.61%

Jeans (Levis 501 Or Similar)

$22.99 ZWL 612

$49.33 ₱3,106

-53.40%

Summer Dress (H&M, Zara, etc)

$20.86 ZWL 555

$25.24 ₱1,589

-17.35%

Sport Shoes (Adidas, Nike)

$38.30 ZWL 1,019

$77.0 ₱4,846

-50.23%

Men's Leather Business Shoes

$41.05 ZWL 1,092

$57.2 ₱3,601

-28.23%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$182 ZWL 4,835

$309 ₱19.4K

-41.17%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$296 ZWL 7,881

$615 ₱38.7K

-51.86%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$199 ZWL 5,291

$346 ₱21.8K

-42.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.69

7.2

90.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chinhoyi: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chinhoyi

$182 28.2%

Cebu

$309 33.6% 70% $127

Groceries & Markets

Chinhoyi

$154 24%

Cebu

$206 22.4% 33.3% $51

Monthly Utilities & Internet

Chinhoyi

$129 20.1%

Cebu

$162 17.6% 25% $32

Clothing & Footwear

Chinhoyi

$55 8.6%

Cebu

$94 10.2% 69.4% $38

Eating Out

Chinhoyi

$54 8.4%

Cebu

$88 9.6% 63.7% $34

Getting Around

Chinhoyi

$49 7.6%

Cebu

$16 1.7% 68.1% $33

Sport & Entertainment

Chinhoyi

$20 * 3.1%

Cebu

$44 4.8% 116% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Cebu pays 74% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Chinhoyi vs $24.00 in Cebu. Groceries flip the comparison at $154 vs $206, with Chinhoyi cheaper for home cooking.

Good to know

🇿🇼 Chinhoyi

🇵🇭 Cebu

🕒 Local time

10:04 10:04 AM

16:04 4:04 PM

6 h ahead of Chinhoyi

🌤 Weather

👥 Population

56,794

964,169

💱 Currency

Zimbabwean Dollar ZWL $

Philippine Peso PHP ₱

📈 Exchange rate

100 ZWL = 3.76 USD

100 ZWL = 3.34 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to ZWL – Zimbabwean Dollar Converter

🇺🇸 United States Dollar ($)

🇿🇼 Zimbabwean Dollar ($)

Zimbabwean Dollar exchange rates as of October 18, 2026: 1 USD = 26.61 ZWL (100 ZWL = 3.76 USD). 1 EUR = 29.92 ZWL (100 ZWL = 3.34 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to ZWL in detail →

On the map

Lowest

Highest

Between locations

Chinhoyi Cebu 10,740 km ≈ 14 h nonstop flight

From you

Chinhoyi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chinhoyi vs Cebu: Cost of Living - Frequently Asked Questions

Chinhoyi is cheaper overall, especially in groceries, clothing, and eating out. The 43% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 74% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

All in, you'll spend $644 per month in Chinhoyi versus $918 in Cebu – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Chinhoyi runs roughly 141% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Chinhoyi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Chinhoyi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Chinhoyi and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chinhoyi gentler on the wallet – expenses run 43% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.