Last update: Oct 2026

Cost of Living Comparison Between Cebu and Chinhoyi

For one person, living is cheaper in Chinhoyi: $644 a month against $918 in Cebu, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
31

Cost of Living Index in Chinhoyi
Learn more

Chinhoyi Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Chinhoyi

🇿🇼 Zimbabwe

$644

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Chinhoyi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Chinhoyi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $644 in Chinhoyi.

Cebu $918
Chinhoyi $644

Estimated couple costs with rent: $1,409 in Cebu versus $1,019 in Chinhoyi.

Cebu $1,409
Chinhoyi $1,019

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,394 in Chinhoyi.

Cebu $1,900
Chinhoyi $1,394

Living in Cebu is roughly 43% more expensive than in Chinhoyi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Chinhoyi 52% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.05 ZWL 54.6

50.73%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$45.45 ZWL 1,209

-46.71%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.59 ZWL 122

-14.60%

Cappuccino

$2.51 ₱158

$1.02 ZWL 27.19

146.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.34 ZWL 9.06

367.65%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.24 ZWL 6.33

120.83%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.01 ZWL 26.94

76.24%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.05 ZWL 54.6

5.85%

Milk (1 liter)

$1.92 ₱121

$1.49 ZWL 39.53

28.86%

White Bread (500g)

$1.36 ₱85.4

$0.87 ZWL 23.27

56.32%

Rice (white) (1kg)

$1.01 ₱63.5

$1.69 ZWL 45.10

-40.24%

Eggs

$2.03 ₱128

$1.92 ZWL 51.0

5.73%

Local Cheese (1kg)

$9.86 ₱621

$11.42 ZWL 304

-13.66%

Chicken Fillets (1kg)

$4.39 ₱277

$3.03 ZWL 80.7

44.88%

Beef Round Steak (1kg)

$7.60 ₱479

$3.96 ZWL 106

91.92%

Apples (1kg)

$3.30 ₱208

$1.03 ZWL 27.29

220.39%

Banana (1kg)

$1.39 ₱87.8

$1.03 ZWL 27.37

34.95%

Oranges (1kg)

$2.33 ₱147

$0.98 ZWL 26.04

137.76%

Tomato (1kg)

$1.50 ₱94.3

$1.01 ZWL 27.00

48.51%

Potato (1kg)

$2.36 ₱149

$1.01 ZWL 26.99

133.66%

Onion (1kg)

$1.90 ₱119

$0.99 ZWL 26.23

91.92%

Lettuce (1 head)

$1.19 ₱74.9

$0.52 ZWL 13.78

128.85%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.76 ZWL 20.28

-17.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.95 ZWL 51.9

53.85%

Wine (Bottle)

$6.03 ₱379

$7.12 ZWL 189

-15.31%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.48 ZWL 12.69

156.25%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$0.98 ZWL 26.01

78.57%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.01 ZWL 26.92

-75.25%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$30.52 ZWL 812

-58.58%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$4.01 ZWL 107

-80.80%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$2.05 ZWL 54.6

-88.78%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$4.98 ZWL 132

-10.44%

Gasoline (1 liter)

$1.31 ₱82.8

$1.40 ZWL 37.37

-6.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$21.9K ZWL 582.8K

-3.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$28.0K ZWL 744.6K

-31.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$40.49 ZWL 1,078

196.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$20.12 ZWL 535

-30.42%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$68.9 ZWL 1,832

-60.00%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$10.08 ZWL 268

-43.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$439 ZWL 11.7K

-37.29%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$8,600 ZWL 228.8K

-7.93%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$22.99 ZWL 612

114.57%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$20.86 ZWL 555

21.00%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$38.30 ZWL 1,019

100.94%

Men's Leather Business Shoes

$57.2 ₱3,601

$41.05 ZWL 1,092

39.34%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$182 ZWL 4,835

69.98%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$296 ZWL 7,881

107.72%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$199 ZWL 5,291

73.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

13.69

-47.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Chinhoyi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Chinhoyi

$182 28.2% 41.2% $127

Groceries & Markets

Cebu

$206 22.4%

Chinhoyi

$154 24% 25% $51

Monthly Utilities & Internet

Cebu

$162 17.6%

Chinhoyi

$129 20.1% 20% $32

Clothing & Footwear

Cebu

$94 10.2%

Chinhoyi

$55 8.6% 41% $38

Eating Out

Cebu

$88 9.6%

Chinhoyi

$54 8.4% 38.9% $34

Sport & Entertainment

Cebu

$44 4.8%

Chinhoyi

$20 * 3.1% 53.8% $23

Getting Around

Cebu

$16 1.7%

Chinhoyi

$49 7.6% 214% $33

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Cebu pays 74% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $45.00 in Chinhoyi. Groceries flip the comparison at $206 vs $154, with Chinhoyi cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇿🇼 Chinhoyi

🕒 Local time

20:29 8:29 PM

14:29 2:29 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

56,794

💱 Currency

Philippine Peso PHP ₱

Zimbabwean Dollar ZWL $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 ZWL = 3.76 USD

100 ZWL = 3.34 EUR

Exchange rates and currency converter

ZWL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Zimbabwean Dollar exchange rates as of October 18, 2026: 1 USD = 26.61 ZWL (100 ZWL = 3.76 USD). 1 EUR = 29.92 ZWL (100 ZWL = 3.34 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Chinhoyi 10,740 km ≈ 14 h nonstop flight

From you

Cebu
Chinhoyi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Chinhoyi: Cost of Living - Frequently Asked Questions

Chinhoyi is cheaper overall, especially in groceries, clothing, and eating out. The 43% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 74% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

All in, you'll spend $918 per month in Cebu versus $644 in Chinhoyi – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Chinhoyi runs roughly 141% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Chinhoyi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Chinhoyi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Chinhoyi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chinhoyi gentler on the wallet – expenses run 43% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.