Cost of Living Comparison Between Chingola and Ubud, Bali Cost of Living Comparison Between Chingola and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $338 in Chingola versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $579 in Chingola versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $821 in Chingola versus $3,763 in Ubud, Bali.

Living in Chingola costs roughly 76% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Chingola is 75% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$12.20 ZMW 222

$3.45 Rp 62.1K

253.62%

Three-Course Dinner for Two, Mid-Range

$21.15 ZMW 385

$32.34 Rp 581.1K

-34.60%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

Cappuccino

$2.75 Rp 49.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ZMW 7.22

$1.38 Rp 24.9K

-71.01%

Water (0.33 liter bottle)

$0.30 ZMW 5.48

$0.75 Rp 13.5K

-60.00%

Local Beer (0.5 liter draught)

$0.48 ZMW 8.66

$2.99 Rp 53.8K

-83.95%

Imported Beer (0.33 liter bottle)

$1.02 ZMW 18.50

$3.85 Rp 69.2K

-73.51%

Milk (1 liter)

$1.00 ZMW 18.12

$1.74 Rp 31.2K

-42.53%

White Bread (500g)

$0.82 ZMW 14.89

$2.46 Rp 44.2K

-66.67%

Rice (white) (1kg)

$2.11 ZMW 38.40

$1.17 Rp 21.0K

80.34%

Eggs

$1.14 ZMW 20.66

$2.43 Rp 43.7K

-53.09%

Local Cheese (1kg)

$14.50 Rp 260.6K

Chicken Fillets (1kg)

$2.04 ZMW 37.20

$4.35 Rp 78.2K

-53.10%

Beef Round Steak (1kg)

$3.65 ZMW 66.4

$11.98 Rp 215.3K

-69.53%

Apples (1kg)

$1.68 ZMW 30.53

$3.72 Rp 66.8K

-54.84%

Banana (1kg)

$1.67 ZMW 30.45

$1.63 Rp 29.2K

2.45%

Oranges (1kg)

$1.64 ZMW 29.94

$2.74 Rp 49.3K

-40.15%

Tomato (1kg)

$1.69 ZMW 30.79

$2.24 Rp 40.3K

-24.55%

Potato (1kg)

$2.53 ZMW 46.04

$1.92 Rp 34.5K

31.77%

Onion (1kg)

$1.22 ZMW 22.21

$2.28 Rp 40.9K

-46.49%

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.69 ZMW 12.50

$0.72 Rp 12.9K

-4.17%

Cigarettes 20 Pack (Marlboro, Camel)

$1.27 ZMW 23.05

$3.29 Rp 59.0K

-61.40%

Wine (Bottle)

$5.66 ZMW 103

$23.19 Rp 416.8K

-75.59%

Local Beer (0.5 liter bottle)

$0.48 ZMW 8.81

$2.78 Rp 49.9K

-82.73%

Imported Beer (0.33 liter bottle)

$0.60 ZMW 10.95

$2.73 Rp 49.1K

-78.02%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

Taxi (Normal Tariff) (1km)

$0.45 ZMW 8.17

$0.42 Rp 7,545

7.14%

Taxi 1hour Waiting (Normal Tariff)

$8.31 ZMW 151

$6.22 Rp 111.8K

33.60%

Gasoline (1 liter)

$1.22 ZMW 22.13

$0.81 Rp 14.6K

50.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.20 ZMW 768

$78.4 Rp 1.4M

-46.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

Gym Membership (Monthly)

$8.08 ZMW 147

$98.6 Rp 1.8M

-91.81%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

Jeans (Levis 501 Or Similar)

$16.57 ZMW 302

$54.1 Rp 972.9K

-69.39%

Summer Dress (H&M, Zara, etc)

$10.28 ZMW 187

$37.81 Rp 679.4K

-72.81%

Sport Shoes (Adidas, Nike)

$40.97 ZMW 746

$86.8 Rp 1.6M

-52.82%

Men's Leather Business Shoes

$62.6 ZMW 1,139

$76.4 Rp 1.4M

-18.06%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$16.9K ZMW 306.9K

$2,227 Rp 40.0M

657.25%

Average Monthly Net Salary (After Tax)

$120 ZMW 2,183

$167 Rp 3.0M

-28.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chingola: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

Ubud, Bali pays 39% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Chingola vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $119 vs $297 per month, with Chingola cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chingola vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Chingola is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 317% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 39% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 150% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Chingola – a meal for two runs $21.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $338 in Chingola versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Chingola but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chingola the clear choice for anyone on this budget.

For families, Chingola is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Chingola and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chingola gentler on the wallet – expenses run 317% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.