Cost of Living Comparison Between Chingola and Chiang Mai Cost of Living Comparison Between Chingola and Chiang Mai

Monthly Cost of Living

A single person spends $339 per month in Chingola vs $848 in Chiang Mai, rent included.

A couple spends around $575 per month in Chingola vs $1,331 in Chiang Mai, rent included.

A family of three spends $811 per month in Chingola vs $1,814 in Chiang Mai, rent included.

Chingola is about 60% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both Chingola and Chiang Mai are more affordable than the global median – Chingola 75% lower, Chiang Mai 36% lower.

Currency
🍽 Eating Out
Chingola
Chiang Mai
Difference
Meal at Budget Restaurant
$12.28 ZMW 217
$1.96 ฿63.6
526.53%
Three-Course Dinner for Two, Mid-Range
$20.66 ZMW 365
$18.39 ฿598
12.34%
Fast Food Meal (McDonalds, etc)
-
$7.87 ฿256
-
Cappuccino
-
$1.95 ฿63.4
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 ZMW 6.92
$0.85 ฿27.57
-54.12%
Water (0.33 liter bottle)
$0.30 ZMW 5.33
$0.32 ฿10.52
-6.25%
Local Beer (0.5 liter draught)
$0.52 ZMW 9.11
$2.14 ฿69.6
-75.70%
Imported Beer (0.33 liter bottle)
$1.06 ZMW 18.75
$3.68 ฿120
-71.20%
🛒 Groceries & Markets
Chingola
Chiang Mai
Difference
Milk (1 liter)
$1.04 ZMW 18.37
$1.66 ฿53.9
-37.35%
White Bread (500g)
$0.78 ZMW 13.68
$1.56 ฿50.7
-50.00%
Rice (white) (1kg)
$2.05 ZMW 36.14
$1.19 ฿38.63
72.27%
Eggs
$1.10 ZMW 19.39
$1.99 ฿64.7
-44.72%
Local Cheese (1kg)
-
$16.24 ฿528
-
Chicken Fillets (1kg)
$2.03 ZMW 35.76
$3.17 ฿103
-35.96%
Beef Round Steak (1kg)
$3.66 ZMW 64.5
$10.84 ฿352
-66.24%
Apples (1kg)
$1.64 ZMW 28.89
$2.65 ฿86.2
-38.11%
Banana (1kg)
$1.64 ZMW 28.90
$1.22 ฿39.67
34.43%
Oranges (1kg)
$1.68 ZMW 29.65
$1.65 ฿53.7
1.82%
Tomato (1kg)
$1.69 ZMW 29.77
$1.55 ฿50.3
9.03%
Potato (1kg)
$2.56 ZMW 45.11
$1.33 ฿43.17
92.48%
Onion (1kg)
$1.26 ZMW 22.29
$1.21 ฿39.43
4.13%
Lettuce (1 head)
-
$0.68 ฿22.04
-
Water (1.5 liter bottle)
$0.74 ZMW 13.09
$0.57 ฿18.38
29.82%
Cigarettes 20 Pack (Marlboro, Camel)
$1.26 ZMW 22.15
$4.68 ฿152
-73.08%
Wine (Bottle)
$5.57 ZMW 98.3
$16.99 ฿552
-67.22%
Local Beer (0.5 liter bottle)
$0.51 ZMW 9.00
$1.82 ฿59.3
-71.98%
Imported Beer (0.33 liter bottle)
$0.63 ZMW 11.13
$3.18 ฿103
-80.19%
🚌 Getting Around
Chingola
Chiang Mai
Difference
One-way Ticket (Public Transport)
-
$0.91 ฿29.46
-
Public Transport Monthly Pass (Regular Price)
-
$18.74 ฿609
-
Taxi Start (Normal Tariff)
-
$1.41 ฿45.80
-
Taxi (Normal Tariff) (1km)
$0.45 ZMW 7.93
$1.34 ฿43.52
-66.42%
Taxi 1hour Waiting (Normal Tariff)
$8.08 ZMW 143
$8.14 ฿265
-0.74%
Gasoline (1 liter)
$1.23 ZMW 21.69
$1.28 ฿41.53
-3.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$21.8K ฿709.3K
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$22.4K ฿728.0K
-
🧾 Monthly Utilities & Internet
Chingola
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$40.93 ZMW 722
$70.5 ฿2,291
-41.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
-
$14.05 ฿457
-
Internet (50+ Mbps, Unlimited Data)
-
$17.65 ฿574
-
🎉 Sport & Entertainment
Chingola
Chiang Mai
Difference
Gym Membership (Monthly)
$8.17 ZMW 144
$41.29 ฿1,342
-80.21%
Tennis Court (1 Hour on Weekend)
-
$6.76 ฿220
-
Cinema Ticket
-
$5.96 ฿194
-
🧸 Childcare & Education
Chingola
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$303 ฿9,846
-
International Primary School, 1 Child (Yearly)
-
$15.0K ฿486.2K
-
👕👟 Clothing & Footwear
Chingola
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$16.46 ZMW 290
$54.7 ฿1,778
-69.91%
Summer Dress (H&M, Zara, etc)
$10.34 ZMW 182
$26.29 ฿854
-60.67%
Sport Shoes (Adidas, Nike)
$41.50 ZMW 732
$85.8 ฿2,788
-51.62%
Men's Leather Business Shoes
$62.7 ZMW 1,105
$69.7 ฿2,265
-10.10%
🏠 Accommodation & Living
Chingola
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
-
$428 ฿13.9K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$239 ฿7,769
-
3-bedroom Apartment, City Center (Monthly)
-
$811 ฿26.4K
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$510 ฿16.6K
-
Buy Apartment in City Center (m2)
-
$2,025 ฿65.8K
-
Buy Apartment Outside City Center (m2)
$16.9K ZMW 298.8K
$1,502 ฿48.8K
1027.75%
💵 Salaries & Financials
Chingola
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$126 ZMW 2,228
$623 ฿20.2K
-79.71%
20-Year Fixed Mortgage Interest Rate (Annual %)
0
5
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chingola: June 15, 2026

Last update for Chiang Mai: June 13, 2026

Cost Breakdown

Salaries run about 393% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21.00 in Chingola versus $18.00 in Chiang Mai. Groceries tell a different story – $119 in Chingola vs $242 in Chiang Mai – so Chingola wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chingola vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chingola or Chiang Mai?
Chiang Mai costs about 150% more than Chingola, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chingola vs Chiang Mai?
For a comfortable life, plan on about $509 per month in Chingola and $1,272 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does it cost to live in Chingola compared to Chiang Mai?
Monthly expenses with rent come to $339 in Chingola and $848 in Chiang Mai. The difference isn't just one category – it shows up across housing, food, transport, and services.
Are groceries more expensive in Chingola or Chiang Mai?
Groceries cost about 103% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chingola or Chiang Mai?
$1,000 covers both cities comfortably – all-in costs are $339 in Chingola and $848 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chingola or Chiang Mai?
For digital nomads, it depends on budget. Chingola costs $339 versus $848 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chingola compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chingola or Chiang Mai?
If budget matters most, go with Chingola. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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