🙂A single person spends $444 per month in Chingola vs $932 in Chiang Mai, rent included.
🙂A couple spends around $742 per month in Chingola vs $1,399 in Chiang Mai, rent included.
🙂A family of three spends $1,040 per month in Chingola vs $1,866 in Chiang Mai, rent included.
🙂Chingola is about 52% cheaper than Chiang Mai, driven mainly by Groceries & Markets.
📊Both Chingola and Chiang Mai are more affordable than the global median – Chingola68% lower, Chiang Mai32% lower.
Currency
🍽 Eating Out
Chingola
Chiang Mai
Difference
Meal at Budget Restaurant
$15.75ZMW 308
$2.08฿69.5
657.21%
Three-Course Dinner for Two, Mid-Range
$26.01ZMW 508
$19.61฿655
32.64%
Fast Food Meal(McDonalds, etc)
-
$5.67฿189
-
Cappuccino
-
$1.81฿60.3
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.54ZMW 10.57
$0.77฿25.65
-29.87%
Water(0.33 liter bottle)
$0.38ZMW 7.34
$0.35฿11.53
8.57%
Local Beer(0.5 liter draught)
$0.61ZMW 11.85
$2.21฿73.9
-72.40%
Imported Beer(0.33 liter bottle)
$1.31ZMW 25.50
$3.79฿127
-65.44%
🛒 Groceries & Markets
Chingola
Chiang Mai
Difference
Milk(1 liter)
$1.82ZMW 35.55
$2.05฿68.4
-11.22%
White Bread(500g)
$1.25ZMW 24.46
$1.51฿50.6
-17.22%
Rice(white)(1kg)
$2.63ZMW 51.3
$1.40฿46.69
87.86%
Eggs
$1.81ZMW 35.30
$2.26฿75.4
-19.91%
Local Cheese(1kg)
-
$16.19฿540
-
Chicken Fillets(1kg)
$5.13ZMW 100
$2.90฿96.7
76.90%
Beef Round Steak(1kg)
$4.59ZMW 89.7
$9.42฿314
-51.27%
Apples(1kg)
$2.05ZMW 39.95
$2.68฿89.4
-23.51%
Banana(1kg)
$2.02ZMW 39.50
$1.09฿36.37
85.32%
Oranges(1kg)
$2.03ZMW 39.64
$1.62฿54.0
25.31%
Tomato(1kg)
$2.13ZMW 41.56
$1.46฿48.74
45.89%
Potato(1kg)
$3.05ZMW 59.5
$1.28฿42.65
138.28%
Onion(1kg)
$1.52ZMW 29.70
$1.06฿35.31
43.40%
Lettuce(1 head)
-
$0.72฿23.94
-
Water(1.5 liter bottle)
$0.91ZMW 17.69
$0.53฿17.56
71.70%
Cigarettes 20 Pack(Marlboro, Camel)
$1.57ZMW 30.62
$4.23฿141
-62.88%
Wine(Bottle)
$5.21ZMW 102
$18.29฿611
-71.51%
Local Beer(0.5 liter bottle)
$0.65ZMW 12.66
$1.63฿54.4
-60.12%
Imported Beer(0.33 liter bottle)
$0.79ZMW 15.44
$2.90฿96.8
-72.76%
🚌 Getting Around
Chingola
Chiang Mai
Difference
One-way Ticket(Public Transport)
-
$0.88฿29.32
-
Public Transport Monthly Pass(Regular Price)
-
$53.8฿1,795
-
Taxi Start(Normal Tariff)
-
$1.17฿39.14
-
Taxi(Normal Tariff)(1km)
$0.64ZMW 12.45
$0.58฿19.30
10.34%
Taxi 1hour Waiting(Normal Tariff)
$10.53ZMW 206
$2.39฿79.6
340.59%
Gasoline(1 liter)
$1.37ZMW 26.72
$1.45฿48.41
-5.52%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$21.0K฿701.4K
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$26.4K฿882.0K
-
🧾 Monthly Utilities & Internet
Chingola
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$52.6ZMW 1,027
$63.7฿2,125
-17.34%
SIM Card Monthly Plan(Calls and 10GB+ Data)
-
$12.89฿430
-
Internet(50+ Mbps, Unlimited Data)
-
$20.52฿685
-
🎉 Sport & Entertainment
Chingola
Chiang Mai
Difference
Gym Membership(Monthly)
$10.37ZMW 202
$39.02฿1,302
-73.42%
Tennis Court(1 Hour on Weekend)
-
$3.92฿131
-
Cinema Ticket
-
$6.58฿220
-
🧸 Childcare & Education
Chingola
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$784฿26.2K
-
International Primary School, 1 Child(Yearly)
-
$14.7K฿489.8K
-
👕👟 Clothing & Footwear
Chingola
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$20.47ZMW 400
$55.1฿1,840
-62.86%
Summer Dress(H&M, Zara, etc)
$13.12ZMW 256
$24.74฿826
-46.97%
Sport Shoes(Adidas, Nike)
$51.2ZMW 999
$94.1฿3,142
-45.63%
Men's Leather Business Shoes
$77.6ZMW 1,515
$74.0฿2,469
4.89%
🏠 Accommodation & Living
Chingola
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
-
$490฿16.4K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$288฿9,620
-
3-bedroom Apartment, City Center(Monthly)
-
$891฿29.8K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$521฿17.4K
-
Buy Apartment in City Center(m2)
-
$1,974฿65.9K
-
Buy Apartment Outside City Center(m2)
$15.3KZMW 299.0K
$1,444฿48.2K
960.10%
💵 Salaries & Financials
Chingola
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$113ZMW 2,208
$602฿20.1K
-81.21%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
5.57
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chingola: September 15, 2026
Last update for Chiang Mai: September 13, 2026
Cost Breakdown
💰Salaries run about 432% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $26.00 in Chingola versus $20.00 in Chiang Mai. Groceries tell a different story – $167 in Chingola vs $241 in Chiang Mai – so Chingola wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chingola vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chingola or Chiang Mai?
Chiang Mai costs about 110% more than Chingola, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chingola and in Chiang Mai?
For a comfortable life, plan on about $667 per month in Chingola and $1,398 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does it cost to live in Chingola compared to Chiang Mai?
Monthly expenses with rent come to $444 in Chingola and $932 in Chiang Mai. The difference isn't just one category – it shows up across housing, food, transport, and services.
Are groceries more expensive in Chingola or in Chiang Mai?
Groceries cost about 44% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,500/month in Chingola or in Chiang Mai?
A $1,500 monthly budget goes further in Chingola, where all-in costs run around $444, than in Chiang Mai at $932. In Chingola it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chingola or Chiang Mai?
For digital nomads, it depends on budget. Chingola costs $444 versus $932 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chingola compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chingola or to Chiang Mai?
If budget matters most, go with Chingola. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.