Cost of Living Comparison Between Ubud, Bali and Chingola Cost of Living Comparison Between Ubud, Bali and Chingola

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $338 in Chingola.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $579 in Chingola.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $821 in Chingola.

Living in Ubud, Bali is roughly 317% more expensive than in Chingola, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Chingola is 75% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$12.20 ZMW 222

-71.72%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$21.15 ZMW 385

52.91%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

Cappuccino

$2.75 Rp 49.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.40 ZMW 7.22

245.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.30 ZMW 5.48

150.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$0.48 ZMW 8.66

522.92%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.02 ZMW 18.50

277.45%

Milk (1 liter)

$1.74 Rp 31.2K

$1.00 ZMW 18.12

74.00%

White Bread (500g)

$2.46 Rp 44.2K

$0.82 ZMW 14.89

200.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.11 ZMW 38.40

-44.55%

Eggs

$2.43 Rp 43.7K

$1.14 ZMW 20.66

113.16%

Local Cheese (1kg)

$14.50 Rp 260.6K

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$2.04 ZMW 37.20

113.24%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$3.65 ZMW 66.4

228.22%

Apples (1kg)

$3.72 Rp 66.8K

$1.68 ZMW 30.53

121.43%

Banana (1kg)

$1.63 Rp 29.2K

$1.67 ZMW 30.45

-2.40%

Oranges (1kg)

$2.74 Rp 49.3K

$1.64 ZMW 29.94

67.07%

Tomato (1kg)

$2.24 Rp 40.3K

$1.69 ZMW 30.79

32.54%

Potato (1kg)

$1.92 Rp 34.5K

$2.53 ZMW 46.04

-24.11%

Onion (1kg)

$2.28 Rp 40.9K

$1.22 ZMW 22.21

86.89%

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.69 ZMW 12.50

4.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$1.27 ZMW 23.05

159.06%

Wine (Bottle)

$23.19 Rp 416.8K

$5.66 ZMW 103

309.72%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.48 ZMW 8.81

479.17%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$0.60 ZMW 10.95

355.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.45 ZMW 8.17

-6.67%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$8.31 ZMW 151

-25.15%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.22 ZMW 22.13

-33.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$42.20 ZMW 768

85.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

Gym Membership (Monthly)

$98.6 Rp 1.8M

$8.08 ZMW 147

1120.42%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$16.57 ZMW 302

226.74%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$10.28 ZMW 187

267.80%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$40.97 ZMW 746

111.96%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$62.6 ZMW 1,139

22.04%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$16.9K ZMW 306.9K

-86.79%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$120 ZMW 2,183

39.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Chingola: July 11, 2026

Cost Breakdown

Ubud, Bali pays 39% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $21.00 in Chingola for a mid-range dinner for two. Groceries echo the gap at $297 vs $119 per month, with Chingola cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chingola: Cost of Living - Frequently Asked Questions

Chingola is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 317% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 39% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 150% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Chingola – a meal for two runs $21.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $338 in Chingola versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Chingola but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chingola the clear choice for anyone on this budget.

For families, Chingola is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Chingola are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chingola gentler on the wallet – expenses run 317% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.