Cost of Living Comparison Between Ubud, Bali and Chingola Cost of Living Comparison Between Ubud, Bali and Chingola

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $340 in Chingola.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $580 in Chingola.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $820 in Chingola.

Living in Ubud, Bali is roughly 317% more expensive than Chingola, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Chingola is 75% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$12.64 ZMW 226

-71.84%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$20.63 ZMW 368

58.65%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

Cappuccino

$2.71 Rp 48.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.39 ZMW 6.99

243.59%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.30 ZMW 5.37

133.33%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$0.52 ZMW 9.23

461.54%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$1.03 ZMW 18.38

284.47%

Milk (1 liter)

$1.81 Rp 32.3K

$1.03 ZMW 18.41

75.73%

White Bread (500g)

$2.52 Rp 45.0K

$0.83 ZMW 14.76

203.61%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.13 ZMW 38.01

-45.54%

Eggs

$2.46 Rp 43.9K

$1.09 ZMW 19.39

125.69%

Local Cheese (1kg)

$14.71 Rp 262.7K

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$2.02 ZMW 36.09

113.86%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$3.74 ZMW 66.8

224.60%

Apples (1kg)

$3.84 Rp 68.6K

$1.62 ZMW 28.83

137.04%

Banana (1kg)

$1.56 Rp 27.8K

$1.63 ZMW 29.17

-4.29%

Oranges (1kg)

$2.83 Rp 50.6K

$1.70 ZMW 30.39

66.47%

Tomato (1kg)

$2.33 Rp 41.5K

$1.61 ZMW 28.77

44.72%

Potato (1kg)

$1.91 Rp 34.2K

$2.43 ZMW 43.30

-21.40%

Onion (1kg)

$2.20 Rp 39.3K

$1.20 ZMW 21.50

83.33%

Lettuce (1 head)

$1.01 Rp 18.1K

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.74 ZMW 13.13

5.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$1.26 ZMW 22.47

163.49%

Wine (Bottle)

$23.74 Rp 423.9K

$5.43 ZMW 97.0

337.20%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.51 ZMW 9.17

447.06%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$0.60 ZMW 10.63

376.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.44 ZMW 7.91

2.27%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$8.40 ZMW 150

-27.38%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.22 ZMW 21.77

-35.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$42.04 ZMW 750

90.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

Gym Membership (Monthly)

$98.7 Rp 1.8M

$8.23 ZMW 147

1099.27%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$16.28 ZMW 291

241.15%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$10.28 ZMW 184

272.67%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$41.08 ZMW 733

115.68%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$62.3 ZMW 1,111

25.07%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$16.2K ZMW 289.3K

-86.03%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$121 ZMW 2,161

36.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Chingola: May 31, 2026

Cost Breakdown

Ubud, Bali pays 36% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $21.00 in Chingola for a mid-range dinner for two. Groceries echo the gap at $302 vs $119 per month, with Chingola cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chingola: Cost of Living - Frequently Asked Questions

Chingola is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 317% gap adds up to real monthly savings that compound significantly over time.

Ubud, Bali pays 36% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 155% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Chingola – a meal for two runs $21.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $340 in Chingola versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Chingola but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chingola the clear choice for anyone on this budget.

For families, Chingola is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Chingola are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chingola gentler on the wallet – expenses run 317% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.