😐A single person spends $852 per month in Chiang Mai vs $803 in Razgrad, rent included.
😐A couple spends around $1,354 per month in Chiang Mai vs $1,245 in Razgrad, rent included.
😐A family of three spends $1,857 per month in Chiang Mai vs $1,687 in Razgrad, rent included.
😐Chiang Mai costs about 6% more than Razgrad, driven mainly by Eating Out.
📊Both Chiang Mai and Razgrad are more affordable than the global median – Chiang Mai36% lower, Razgrad40% lower.
Currency
🍽 Eating Out
Chiang Mai
Razgrad
Difference
Meal at Budget Restaurant
$1.96฿64.0
$8.51BGN 14.21
-76.97%
Three-Course Dinner for Two, Mid-Range
$18.81฿615
$23.76BGN 39.68
-20.83%
Fast Food Meal(McDonalds, etc)
$7.92฿259
$8.83BGN 14.74
-10.31%
Cappuccino
$1.91฿62.6
$1.97BGN 3.29
-3.05%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.84฿27.41
$1.38BGN 2.31
-39.13%
Water(0.33 liter bottle)
$0.35฿11.51
$0.71BGN 1.19
-50.70%
Local Beer(0.5 liter draught)
$2.21฿72.1
$1.97BGN 3.29
12.18%
Imported Beer(0.33 liter bottle)
$3.80฿124
$2.38BGN 3.98
59.66%
🛒 Groceries & Markets
Chiang Mai
Razgrad
Difference
Milk(1 liter)
$1.64฿53.5
$1.63BGN 2.72
0.61%
White Bread(500g)
$1.62฿53.1
$0.80BGN 1.34
102.50%
Rice(white)(1kg)
$1.18฿38.62
$1.87BGN 3.13
-36.90%
Eggs
$2.01฿65.8
$3.27BGN 5.46
-38.53%
Local Cheese(1kg)
$15.89฿520
$7.29BGN 12.17
117.97%
Chicken Fillets(1kg)
$3.01฿98.5
$8.19BGN 13.67
-63.25%
Beef Round Steak(1kg)
$10.77฿352
$11.63BGN 19.42
-7.39%
Apples(1kg)
$2.61฿85.5
$1.25BGN 2.09
108.80%
Banana(1kg)
$1.22฿39.88
$2.08BGN 3.47
-41.35%
Oranges(1kg)
$1.70฿55.7
$1.46BGN 2.44
16.44%
Tomato(1kg)
$1.58฿51.5
$1.92BGN 3.21
-17.71%
Potato(1kg)
$1.32฿43.14
$0.84BGN 1.40
57.14%
Onion(1kg)
$1.17฿38.23
$1.06BGN 1.77
10.38%
Lettuce(1 head)
$0.67฿21.98
$1.02BGN 1.70
-34.31%
Water(1.5 liter bottle)
$0.56฿18.32
$0.65BGN 1.09
-13.85%
Cigarettes 20 Pack(Marlboro, Camel)
$4.53฿148
$3.49BGN 5.83
29.80%
Wine(Bottle)
$18.20฿595
$4.42BGN 7.39
311.76%
Local Beer(0.5 liter bottle)
$1.83฿60.0
$1.01BGN 1.68
81.19%
Imported Beer(0.33 liter bottle)
$3.23฿106
$1.34BGN 2.24
141.04%
🚌 Getting Around
Chiang Mai
Razgrad
Difference
One-way Ticket(Public Transport)
$0.89฿29.00
$0.91BGN 1.51
-2.20%
Public Transport Monthly Pass(Regular Price)
$19.38฿634
$17.96BGN 29.99
7.91%
Taxi Start(Normal Tariff)
$1.35฿44.20
$1.26BGN 2.10
7.14%
Taxi(Normal Tariff)(1km)
$1.35฿44.05
$0.65BGN 1.08
107.69%
Taxi 1hour Waiting(Normal Tariff)
$8.25฿270
$13.34BGN 22.27
-38.16%
Gasoline(1 liter)
$1.27฿41.64
$1.51BGN 2.52
-15.89%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K฿691.8K
$23.8KBGN 39.8K
-11.19%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿735.3K
$26.0KBGN 43.5K
-13.68%
🧾 Monthly Utilities & Internet
Chiang Mai
Razgrad
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.2฿2,294
$77.9BGN 130
-9.96%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.77฿450
$14.91BGN 24.91
-7.65%
Internet(50+ Mbps, Unlimited Data)
$17.60฿575
$12.22BGN 20.41
44.03%
🎉 Sport & Entertainment
Chiang Mai
Razgrad
Difference
Gym Membership(Monthly)
$41.57฿1,360
$27.36BGN 45.69
51.94%
Tennis Court(1 Hour on Weekend)
$6.60฿216
$14.51BGN 24.23
-54.51%
Cinema Ticket
$5.78฿189
$6.93BGN 11.57
-16.59%
🧸 Childcare & Education
Chiang Mai
Razgrad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$306฿10.0K
$232BGN 388
31.83%
International Primary School, 1 Child(Yearly)
$14.8K฿484.8K
$4,063BGN 6,786
264.87%
👕👟 Clothing & Footwear
Chiang Mai
Razgrad
Difference
Jeans(Levis 501 Or Similar)
$54.4฿1,778
$35.03BGN 58.5
55.21%
Summer Dress(H&M, Zara, etc)
$26.14฿855
$17.43BGN 29.11
49.97%
Sport Shoes(Adidas, Nike)
$84.5฿2,764
$81.1BGN 135
4.20%
Men's Leather Business Shoes
$69.4฿2,270
$71.1BGN 119
-2.36%
🏠 Accommodation & Living
Chiang Mai
Razgrad
Difference
1-bedroom Apartment, City Center(Monthly)
$424฿13.9K
$280BGN 467
51.34%
1-bedroom Apartment, Outside City Center(Monthly)
$238฿7,788
$201BGN 335
18.69%
3-bedroom Apartment, City Center(Monthly)
$825฿27.0K
$390BGN 652
111.33%
3-bedroom Apartment, Outside City Center(Monthly)
$515฿16.8K
$303BGN 505
70.22%
Buy Apartment in City Center(m2)
$2,049฿67.0K
$1,147BGN 1,916
78.60%
Buy Apartment Outside City Center(m2)
$1,523฿49.8K
$759BGN 1,268
100.64%
💵 Salaries & Financials
Chiang Mai
Razgrad
Difference
Average Monthly Net Salary(After Tax)
$635฿20.8K
$1,243BGN 2,076
-48.91%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
4.22
18.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: April 27, 2026
Last update for Razgrad: April 26, 2026
Cost Breakdown
🏠A central one-bedroom costs $424 in Chiang Mai versus $280 in Razgrad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 96% higher in Razgrad, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $19.00 in Chiang Mai versus $24.00 in Razgrad. Groceries tell a different story – $243 in Chiang Mai vs $210 in Razgrad – so Razgrad wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Razgrad: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Razgrad?
Chiang Mai costs about 6% more than Razgrad, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Razgrad?
For a comfortable life, plan on about $1,278 per month in Chiang Mai and $1,204 in Razgrad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Razgrad?
Rent is clearly cheaper in Razgrad, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Razgrad?
Kindergarten costs $306 per month in Chiang Mai and $232 in Razgrad. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Razgrad?
Groceries cost about 16% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $800/month in Chiang Mai or Razgrad?
$800 covers both cities comfortably – all-in costs are $852 in Chiang Mai and $803 in Razgrad, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Razgrad?
For digital nomads, it depends on budget. Razgrad costs $803 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Razgrad?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Razgrad?
If budget matters most, go with Razgrad. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared