Cost of Living Comparison Between Chiang Mai and Razgrad Cost of Living Comparison Between Chiang Mai and Razgrad

Monthly Cost of Living

A single person spends $926 per month in Chiang Mai vs $829 in Razgrad, rent included.

A couple spends around $1,381 per month in Chiang Mai vs $1,300 in Razgrad, rent included.

A family of three spends $1,835 per month in Chiang Mai vs $1,770 in Razgrad, rent included.

Chiang Mai costs about 12% more than Razgrad, driven mainly by Eating Out.

Both Chiang Mai and Razgrad are more affordable than the global median – Chiang Mai 31% lower, Razgrad 39% lower.

Meal at Budget Restaurant

$2.10 ฿70.6

$8.61 BGN 14.98

-75.61%

Three-Course Dinner for Two, Mid-Range

$19.22 ฿645

$23.01 BGN 40.04

-16.47%

Fast Food Meal (McDonalds, etc)

$5.47 ฿184

$9.08 BGN 15.79

-39.76%

Cappuccino

$1.69 ฿56.6

$1.85 BGN 3.23

-8.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.71

$1.54 BGN 2.68

-57.79%

Water (0.33 liter bottle)

$0.31 ฿10.32

$1.13 BGN 1.97

-72.57%

Local Beer (0.5 liter draught)

$2.32 ฿77.8

$1.85 BGN 3.22

25.41%

Imported Beer (0.33 liter bottle)

$3.91 ฿131

$2.31 BGN 4.02

69.26%

Milk (1 liter)

$2.07 ฿69.3

$1.74 BGN 3.03

18.97%

White Bread (500g)

$1.53 ฿51.4

$0.79 BGN 1.38

93.67%

Rice (white) (1kg)

$1.25 ฿41.93

$2.22 BGN 3.86

-43.69%

Eggs

$2.19 ฿73.6

$3.24 BGN 5.65

-32.41%

Local Cheese (1kg)

$15.94 ฿535

$6.81 BGN 11.86

134.07%

Chicken Fillets (1kg)

$2.76 ฿92.7

$8.24 BGN 14.34

-66.50%

Beef Round Steak (1kg)

$9.74 ฿327

$14.36 BGN 24.99

-32.17%

Apples (1kg)

$2.66 ฿89.1

$1.23 BGN 2.14

116.26%

Banana (1kg)

$1.05 ฿35.32

$1.88 BGN 3.27

-44.15%

Oranges (1kg)

$1.66 ฿55.6

$1.50 BGN 2.61

10.67%

Tomato (1kg)

$1.48 ฿49.49

$1.92 BGN 3.34

-22.92%

Potato (1kg)

$1.21 ฿40.73

$0.89 BGN 1.55

35.96%

Onion (1kg)

$1.10 ฿36.95

$1.02 BGN 1.77

7.84%

Lettuce (1 head)

$0.76 ฿25.50

$1.06 BGN 1.85

-28.30%

Water (1.5 liter bottle)

$0.50 ฿16.66

$0.66 BGN 1.14

-24.24%

Cigarettes 20 Pack (Marlboro, Camel)

$4.38 ฿147

$3.41 BGN 5.93

28.45%

Wine (Bottle)

$17.50 ฿587

$4.31 BGN 7.49

306.03%

Local Beer (0.5 liter bottle)

$1.66 ฿55.7

$1.00 BGN 1.74

66.00%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.2

$1.25 BGN 2.17

122.40%

One-way Ticket (Public Transport)

$0.86 ฿28.88

$0.87 BGN 1.51

-1.15%

Public Transport Monthly Pass (Regular Price)

$53.7 ฿1,803

$17.60 BGN 30.63

205.28%

Taxi Start (Normal Tariff)

$1.22 ฿40.87

$1.31 BGN 2.28

-6.87%

Taxi (Normal Tariff) (1km)

$0.56 ฿18.80

$0.65 BGN 1.14

-13.85%

Taxi 1hour Waiting (Normal Tariff)

$2.34 ฿78.6

$10.42 BGN 18.14

-77.54%

Gasoline (1 liter)

$1.45 ฿48.57

$1.53 BGN 2.67

-5.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿706.4K

$23.2K BGN 40.4K

-9.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K ฿882.3K

$25.4K BGN 44.2K

3.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$63.6 ฿2,133

$76.2 BGN 133

-16.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.56 ฿422

$14.75 BGN 25.66

-14.85%

Internet (50+ Mbps, Unlimited Data)

$20.04 ฿672

$11.78 BGN 20.50

70.12%

Gym Membership (Monthly)

$38.73 ฿1,299

$27.37 BGN 47.63

41.51%

Tennis Court (1 Hour on Weekend)

$3.80 ฿127

$17.26 BGN 30.03

-77.98%

Cinema Ticket

$6.47 ฿217

$6.94 BGN 12.07

-6.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$777 ฿26.1K

$525 BGN 913

48.09%

International Primary School, 1 Child (Yearly)

$14.6K ฿489.1K

$5,571 BGN 9,694

161.67%

Jeans (Levis 501 Or Similar)

$55.2 ฿1,853

$35.02 BGN 60.9

57.71%

Summer Dress (H&M, Zara, etc)

$24.77 ฿831

$17.67 BGN 30.75

40.18%

Sport Shoes (Adidas, Nike)

$90.3 ฿3,029

$93.9 BGN 163

-3.89%

Men's Leather Business Shoes

$73.5 ฿2,467

$106 BGN 184

-30.50%

1-bedroom Apartment, City Center (Monthly)

$466 ฿15.6K

$283 BGN 493

64.65%

1-bedroom Apartment, Outside City Center (Monthly)

$286 ฿9,601

$200 BGN 348

43.01%

3-bedroom Apartment, City Center (Monthly)

$866 ฿29.0K

$373 BGN 650

131.89%

3-bedroom Apartment, Outside City Center (Monthly)

$525 ฿17.6K

$299 BGN 520

75.55%

Buy Apartment in City Center (m2)

$1,978 ฿66.4K

$1,118 BGN 1,945

76.89%

Buy Apartment Outside City Center (m2)

$1,461 ฿49.0K

$760 BGN 1,322

92.30%

Average Monthly Net Salary (After Tax)

$581 ฿19.5K

$1,224 BGN 2,130

-52.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.1

79.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 26, 2026

Last update for Razgrad: September 26, 2026

Cost Breakdown

A central one-bedroom costs $466 in Chiang Mai versus $283 in Razgrad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 111% higher in Razgrad, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $23.00 in Razgrad. Groceries tell a different story – $238 in Chiang Mai vs $218 in Razgrad – so Razgrad wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Razgrad: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 12% more than Razgrad, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,388 per month in Chiang Mai and $1,244 in Razgrad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Razgrad, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $777 per month in Chiang Mai and $525 in Razgrad. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 9% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Razgrad, where all-in costs run around $829, than in Chiang Mai at $926. In Razgrad it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Razgrad costs $829 versus $926 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Razgrad. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.