Last update: Oct 2026

Cost of Living Comparison Between Razgrad and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

For one person, living is cheaper in Razgrad: $826 a month against $925 in Chiang Mai, rent and utilities included – about $1,200 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Razgrad
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Razgrad Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Razgrad

🇧🇬 Bulgaria

$826

/mo nomad

Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Monthly Cost of Living

How much you'll spend in Razgrad and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Razgrad and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $826 per month in Razgrad vs $925 in Chiang Mai, rent included.

Razgrad $826
Chiang Mai $925

A couple spends around $1,269 per month in Razgrad vs $1,414 in Chiang Mai, rent included.

Razgrad $1,269
Chiang Mai $1,414

A family of three spends $1,713 per month in Razgrad vs $1,903 in Chiang Mai, rent included.

Razgrad $1,713
Chiang Mai $1,903

Razgrad is about 11% cheaper than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Razgrad and Chiang Mai are more affordable than the global median – Razgrad 39% lower, Chiang Mai 32% lower.

Meal at Budget Restaurant

$8.44 BGN 14.68

$2.29 ฿76.5

268.56%

Three-Course Dinner for Two, Mid-Range

$22.52 BGN 39.18

$19.64 ฿656

14.66%

Fast Food Meal (McDonalds, etc)

$8.71 BGN 15.16

$5.61 ฿188

55.26%

Cappuccino

$1.90 BGN 3.30

$1.66 ฿55.6

14.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 BGN 2.74

$0.70 ฿23.40

125.71%

Water (0.33 liter bottle)

$1.15 BGN 2.01

$0.31 ฿10.24

270.97%

Local Beer (0.5 liter draught)

$1.81 BGN 3.15

$2.41 ฿80.4

-24.90%

Imported Beer (0.33 liter bottle)

$2.33 BGN 4.06

$3.71 ฿124

-37.20%

Milk (1 liter)

$1.65 BGN 2.87

$1.95 ฿65.3

-15.38%

White Bread (500g)

$0.82 BGN 1.43

$1.41 ฿47.03

-41.84%

Rice (white) (1kg)

$2.18 BGN 3.79

$1.31 ฿43.62

66.41%

Eggs

$3.31 BGN 5.75

$2.18 ฿72.9

51.83%

Local Cheese (1kg)

$6.92 BGN 12.05

$16.65 ฿556

-58.44%

Chicken Fillets (1kg)

$7.87 BGN 13.69

$2.76 ฿92.2

185.14%

Beef Round Steak (1kg)

$13.98 BGN 24.33

$9.11 ฿304

53.46%

Apples (1kg)

$1.25 BGN 2.18

$2.39 ฿80.0

-47.70%

Banana (1kg)

$1.79 BGN 3.11

$1.03 ฿34.26

73.79%

Oranges (1kg)

$1.48 BGN 2.57

$1.63 ฿54.4

-9.20%

Tomato (1kg)

$1.86 BGN 3.23

$1.50 ฿50.0

24.00%

Potato (1kg)

$0.82 BGN 1.42

$1.29 ฿43.13

-36.43%

Onion (1kg)

$0.99 BGN 1.72

$1.11 ฿37.03

-10.81%

Lettuce (1 head)

$1.00 BGN 1.74

$0.72 ฿24.08

38.89%

Water (1.5 liter bottle)

$0.60 BGN 1.04

$0.53 ฿17.59

13.21%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 BGN 5.78

$4.31 ฿144

-22.97%

Wine (Bottle)

$4.22 BGN 7.34

$17.95 ฿600

-76.49%

Local Beer (0.5 liter bottle)

$0.99 BGN 1.72

$1.58 ฿52.9

-37.34%

Imported Beer (0.33 liter bottle)

$1.27 BGN 2.21

$2.84 ฿95.0

-55.28%

One-way Ticket (Public Transport)

$0.88 BGN 1.54

$0.86 ฿28.86

2.33%

Public Transport Monthly Pass (Regular Price)

$17.16 BGN 29.86

$53.3 ฿1,780

-67.79%

Taxi Start (Normal Tariff)

$1.27 BGN 2.21

$1.21 ฿40.29

4.96%

Taxi (Normal Tariff) (1km)

$0.61 BGN 1.06

$0.57 ฿18.99

7.02%

Taxi 1hour Waiting (Normal Tariff)

$10.09 BGN 17.56

$2.35 ฿78.6

329.36%

Gasoline (1 liter)

$1.49 BGN 2.60

$1.44 ฿47.96

3.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.7K BGN 39.6K

$20.7K ฿692.8K

9.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K BGN 43.4K

$26.8K ฿895.7K

-6.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.8 BGN 134

$62.3 ฿2,083

23.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.68 BGN 25.55

$12.11 ฿405

21.22%

Internet (50+ Mbps, Unlimited Data)

$11.66 BGN 20.29

$19.94 ฿666

-41.52%

Gym Membership (Monthly)

$26.36 BGN 45.88

$37.07 ฿1,239

-28.89%

Tennis Court (1 Hour on Weekend)

$17.24 BGN 30.00

$3.78 ฿126

356.08%

Cinema Ticket

$6.70 BGN 11.66

$6.50 ฿217

3.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$509 BGN 886

$793 ฿26.5K

-35.75%

International Primary School, 1 Child (Yearly)

$5,354 BGN 9,316

$14.8K ฿494.9K

-63.84%

Jeans (Levis 501 Or Similar)

$33.63 BGN 58.5

$53.7 ฿1,796

-37.42%

Summer Dress (H&M, Zara, etc)

$16.80 BGN 29.24

$24.62 ฿823

-31.76%

Sport Shoes (Adidas, Nike)

$91.9 BGN 160

$90.9 ฿3,036

1.12%

Men's Leather Business Shoes

$102 BGN 178

$71.1 ฿2,378

44.05%

1-bedroom Apartment, City Center (Monthly)

$278 BGN 483

$455 ฿15.2K

-39.06%

1-bedroom Apartment, Outside City Center (Monthly)

$194 BGN 338

$298 ฿9,954

-34.78%

3-bedroom Apartment, City Center (Monthly)

$366 BGN 636

$908 ฿30.4K

-59.75%

3-bedroom Apartment, Outside City Center (Monthly)

$301 BGN 523

$554 ฿18.5K

-45.72%

Buy Apartment in City Center (m2)

$1,096 BGN 1,907

$1,931 ฿64.5K

-43.25%

Buy Apartment Outside City Center (m2)

$727 BGN 1,265

$1,445 ฿48.3K

-49.66%

Average Monthly Net Salary (After Tax)

$1,209 BGN 2,104

$591 ฿19.7K

104.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

5.57

-44.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Razgrad: October 19, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Razgrad

$212 25.7%

Chiang Mai

$235 25.5% 10.9% $23

Accommodation & Living

Razgrad

$194 23.5%

Chiang Mai

$298 32.2% 53.3% $104

Eating Out

Razgrad

$141 17.1%

Chiang Mai

$79 8.5% 44.3% $62

Clothing & Footwear

Razgrad

$110 13.3%

Chiang Mai

$108 11.7% 1.8% $2

Monthly Utilities & Internet

Razgrad

$103 12.5%

Chiang Mai

$94 10.2% 8.5% $8.8

Sport & Entertainment

Razgrad

$40 4.8%

Chiang Mai

$50 5.4% 25.9% $10

Getting Around

Razgrad

$25 3%

Chiang Mai

$61 6.6% 143% $36

Cost Breakdown

A central one-bedroom costs $278 in Razgrad versus $455 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 105% higher in Razgrad, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23.00 in Razgrad versus $20.00 in Chiang Mai. Groceries tell a different story – $212 in Razgrad vs $235 in Chiang Mai – so Razgrad wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Razgrad

🇹🇭 Chiang Mai

🕒 Local time

14:38 2:38 PM

18:38 6:38 PM

4 h ahead of Razgrad

🌤 Weather

👥 Population

35,049

127,240

💱 Currency

Bulgarian Lev BGN лв.

Thai Baht THB ฿

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to BGN in detail →

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Between locations

Razgrad Chiang Mai 7,190 km ≈ 9 h nonstop flight

From you

Razgrad
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Razgrad vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 12% more than Razgrad, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,239 per month in Razgrad and $1,388 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Razgrad, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $509 per month in Razgrad and $793 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 11% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Razgrad, where all-in costs run around $826, than in Chiang Mai at $925. In Razgrad it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Razgrad costs $826 versus $925 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Razgrad. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.