Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Ipswich

For one person, living is cheaper in Chiang Mai: $938 a month against $2,037 in Ipswich, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

Chiang Mai
🇹🇭 Thailand
$938
/mo nomad
Ipswich
🇦🇺 Australia
$2,037
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Ipswich

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Ipswich actually costs, broken down by who's living it.

A single person spends $938 per month in Chiang Mai vs $2,037 in Ipswich, rent included.

  • Chiang Mai $938
  • Ipswich $2,037

A couple spends around $1,426 per month in Chiang Mai vs $2,901 in Ipswich, rent included.

  • Chiang Mai $1,426
  • Ipswich $2,901

A family of three spends $1,914 per month in Chiang Mai vs $3,766 in Ipswich, rent included.

  • Chiang Mai $1,914
  • Ipswich $3,766

Chiang Mai is about 54% cheaper than Ipswich, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 30% below the global median, while Ipswich is 51% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Chiang Mai
Ipswich
Difference
Meal at Budget Restaurant
$2.26 ฿75.4
$31.50 A$45.33
-92.83%
Three-Course Dinner for Two, Mid-Range
$19.18 ฿641
$74.1 A$107
-74.12%
Fast Food Meal (McDonalds, etc)
$5.59 ฿187
$9.98 A$14.36
-43.99%
Cappuccino
$1.72 ฿57.6
$4.54 A$6.53
-62.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 ฿21.54
$3.92 A$5.64
-83.67%
Water (0.33 liter bottle)
$0.33 ฿11.18
$2.50 A$3.60
-86.80%
Local Beer (0.5 liter draught)
$2.36 ฿78.7
$9.04 A$13.01
-73.89%
Imported Beer (0.33 liter bottle)
$3.90 ฿130
$7.61 A$10.94
-48.75%
🛒 Groceries & Markets
Chiang Mai
Ipswich
Difference
Milk (1 liter)
$2.05 ฿68.6
$2.42 A$3.48
-15.29%
White Bread (500g)
$1.40 ฿46.70
$2.37 A$3.41
-40.93%
Rice (white) (1kg)
$1.28 ฿42.89
$2.22 A$3.19
-42.34%
Eggs
$2.25 ฿75.3
$7.14 A$10.27
-68.49%
Local Cheese (1kg)
$16.94 ฿566
$7.32 A$10.53
131.42%
Chicken Fillets (1kg)
$2.74 ฿91.6
$8.24 A$11.86
-66.75%
Beef Round Steak (1kg)
$9.36 ฿313
$14.05 A$20.22
-33.38%
Apples (1kg)
$2.40 ฿80.3
$3.37 A$4.86
-28.78%
Banana (1kg)
$1.01 ฿33.92
$2.57 A$3.70
-60.70%
Oranges (1kg)
$1.61 ฿53.9
$2.85 A$4.10
-43.51%
Tomato (1kg)
$1.52 ฿50.7
$3.76 A$5.41
-59.57%
Potato (1kg)
$1.28 ฿42.90
$1.99 A$2.87
-35.68%
Onion (1kg)
$1.11 ฿37.22
$2.05 A$2.95
-45.85%
Lettuce (1 head)
$0.72 ฿24.09
$2.46 A$3.54
-70.73%
Water (1.5 liter bottle)
$0.52 ฿17.54
$1.78 A$2.56
-70.79%
Cigarettes 20 Pack (Marlboro, Camel)
$4.33 ฿145
$44.60 A$64.2
-90.29%
Wine (Bottle)
$17.73 ฿593
$22.31 A$32.11
-20.53%
Local Beer (0.5 liter bottle)
$1.63 ฿54.4
$6.21 A$8.93
-73.75%
Imported Beer (0.33 liter bottle)
$2.85 ฿95.3
$7.15 A$10.28
-60.14%
🚌 Getting Around
Chiang Mai
Ipswich
Difference
One-way Ticket (Public Transport)
$0.85 ฿28.31
$0.36 A$0.52
136.11%
Public Transport Monthly Pass (Regular Price)
$53.9 ฿1,801
-
-
Taxi Start (Normal Tariff)
$1.17 ฿39.18
$2.18 A$3.14
-46.33%
Taxi (Normal Tariff) (1km)
$0.57 ฿19.00
$1.56 A$2.25
-63.46%
Taxi 1hour Waiting (Normal Tariff)
$2.37 ฿79.2
$36.12 A$52.0
-93.44%
Gasoline (1 liter)
$1.45 ฿48.32
$1.47 A$2.11
-1.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.5K ฿684.3K
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K ฿886.1K
-
-
🧾 Monthly Utilities & Internet
Chiang Mai
Ipswich
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.3 ฿2,083
$90.9 A$131
-31.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.27 ฿410
$30.70 A$44.18
-60.03%
Internet (50+ Mbps, Unlimited Data)
$19.97 ฿668
$63.2 A$90.9
-68.39%
🎉 Sport & Entertainment
Chiang Mai
Ipswich
Difference
Gym Membership (Monthly)
$37.91 ฿1,267
$17.21 A$24.76
120.28%
Tennis Court (1 Hour on Weekend)
$3.76 ฿126
-
-
Cinema Ticket
$6.71 ฿224
-
-
🧸 Childcare & Education
Chiang Mai
Ipswich
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$797 ฿26.6K
-
-
International Primary School, 1 Child (Yearly)
$14.8K ฿495.7K
-
-
👕👟 Clothing & Footwear
Chiang Mai
Ipswich
Difference
Jeans (Levis 501 Or Similar)
$53.3 ฿1,780
-
-
Summer Dress (H&M, Zara, etc)
$25.05 ฿837
-
-
Sport Shoes (Adidas, Nike)
$91.6 ฿3,062
-
-
Men's Leather Business Shoes
$73.5 ฿2,455
-
-
🏠 Accommodation & Living
Chiang Mai
Ipswich
Difference
1-bedroom Apartment, City Center (Monthly)
$464 ฿15.5K
$1,026 A$1,476
-54.76%
1-bedroom Apartment, Outside City Center (Monthly)
$305 ฿10.2K
$1,016 A$1,463
-70.02%
3-bedroom Apartment, City Center (Monthly)
$915 ฿30.6K
$1,416 A$2,038
-35.38%
3-bedroom Apartment, Outside City Center (Monthly)
$552 ฿18.5K
$1,402 A$2,018
-60.61%
Buy Apartment in City Center (m2)
$1,912 ฿63.9K
-
-
Buy Apartment Outside City Center (m2)
$1,438 ฿48.1K
-
-
💵 Salaries & Financials
Chiang Mai
Ipswich
Difference
Average Monthly Net Salary (After Tax)
$595 ฿19.9K
$4,146 A$5,966
-85.64%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
5.98
-6.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 13, 2026

Last update for Ipswich: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$305
Ipswich
$1K 234% $712
Groceries & Markets
Chiang Mai
$238
Ipswich
$384 61.5% $146
Clothing & Footwear
Chiang Mai
$110
Ipswich
- * 100%
Monthly Utilities & Internet
Chiang Mai
$95
Ipswich
$185 95.3% $90
Eating Out
Chiang Mai
$79
Ipswich
$423 435% $343
Getting Around
Chiang Mai
$61
Ipswich
$11 * 81.3% $50
Sport & Entertainment
Chiang Mai
$51
Ipswich
$17 * 66.5% $34

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $464 in Chiang Mai versus $1,026 in Ipswich. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 597% higher in Ipswich, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $74.0 in Ipswich. Monthly groceries follow the same trend: $238 vs $384 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇹🇭 Chiang Mai
🇦🇺 Ipswich
🕒 Local time
03:24 3:24 AM
06:24 6:24 AM
3 h ahead of Chiang Mai
🌤 Weather
👥 Population
127,240
229,208
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

AUD, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

On the map
Between locations
  • Chiang Mai Ipswich 7,750 km ≈ 10 h nonstop flight
From you
  • Chiang Mai
  • Ipswich

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Ipswich: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Ipswich?
Ipswich costs about 117% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Ipswich?
For a comfortable life, plan on about $1,408 per month in Chiang Mai and $3,055 in Ipswich. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Ipswich?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Chiang Mai compared to Ipswich?
Monthly expenses with rent come to $938 in Chiang Mai and $2,037 in Ipswich. That's a gap of about 117%.
Are groceries more expensive in Chiang Mai or in Ipswich?
Groceries cost about 61% more in Ipswich, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Ipswich?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Ipswich at $2,037. In Chiang Mai it covers expenses comfortably, while in Ipswich it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Ipswich?
For digital nomads, it depends on budget. Chiang Mai costs $938 versus $2,037 in Ipswich. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Ipswich?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Ipswich?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ipswich makes more sense. Both are solid long-term options with distinct trade-offs.

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