Last update: Oct 2026

Cost of Living Comparison Between Chesterfield and Manchester

For one person, living is cheaper in Chesterfield: $2,085 a month against $2,544 in Manchester, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

101

Cost of Living Index in Chesterfield
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Chesterfield Living Index
123

Cost of Living Index in Manchester
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Manchester Living Index

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Chesterfield

🇬🇧 United Kingdom

$2,085

/mo nomad

Manchester

🇬🇧 United Kingdom

$2,544

/mo nomad

Monthly Cost of Living

How much you'll spend in Chesterfield and in Manchester

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chesterfield and in Manchester actually costs, broken down by who's living it.

A single person spends $2,085 per month in Chesterfield vs $2,544 in Manchester, rent included.

Chesterfield $2,085
Manchester $2,544

A couple spends around $3,017 per month in Chesterfield vs $3,691 in Manchester, rent included.

Chesterfield $3,017
Manchester $3,691

A family of three spends $3,949 per month in Chesterfield vs $4,839 in Manchester, rent included.

Chesterfield $3,949
Manchester $4,839

Chesterfield is about 18% cheaper than Manchester, and outside of rent the biggest gap is in transport.

Both Chesterfield and Manchester sit above the global median – Chesterfield by 54%, Manchester by 88%.

Meal at Budget Restaurant

$21.94 £16.46

$19.64 £14.74

11.71%

Three-Course Dinner for Two, Mid-Range

$79.8 £59.9

$87.7 £65.8

-8.99%

Fast Food Meal (McDonalds, etc)

$10.53 £7.90

$10.47 £7.85

0.57%

Cappuccino

$4.49 £3.37

$4.85 £3.64

-7.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 £1.75

$2.49 £1.87

-6.43%

Water (0.33 liter bottle)

$1.30 £0.98

$1.68 £1.26

-22.62%

Local Beer (0.5 liter draught)

$6.09 £4.57

$7.75 £5.81

-21.42%

Imported Beer (0.33 liter bottle)

$5.22 £3.91

$6.72 £5.04

-22.32%

Milk (1 liter)

$1.72 £1.29

$1.43 £1.07

20.28%

White Bread (500g)

$1.70 £1.27

$1.94 £1.45

-12.37%

Rice (white) (1kg)

$2.14 £1.61

$1.87 £1.40

14.44%

Eggs

$4.07 £3.05

$3.97 £2.98

2.52%

Local Cheese (1kg)

$9.61 £7.21

$9.40 £7.05

2.23%

Chicken Fillets (1kg)

$8.72 £6.55

$9.02 £6.77

-3.33%

Beef Round Steak (1kg)

$14.11 £10.59

$15.39 £11.55

-8.32%

Apples (1kg)

$3.06 £2.29

$3.09 £2.32

-0.97%

Banana (1kg)

$1.35 £1.01

$1.58 £1.19

-14.56%

Oranges (1kg)

$2.61 £1.96

$3.03 £2.28

-13.86%

Tomato (1kg)

$3.46 £2.60

$3.37 £2.52

2.67%

Potato (1kg)

$1.48 £1.11

$1.56 £1.17

-5.13%

Onion (1kg)

$1.56 £1.17

$1.36 £1.02

14.71%

Lettuce (1 head)

$1.19 £0.90

$1.20 £0.90

-0.83%

Water (1.5 liter bottle)

$1.44 £1.08

$1.27 £0.95

13.39%

Cigarettes 20 Pack (Marlboro, Camel)

$20.36 £15.27

$23.80 £17.85

-14.45%

Wine (Bottle)

$11.12 £8.35

$11.11 £8.34

0.09%

Local Beer (0.5 liter bottle)

$3.29 £2.47

$2.50 £1.88

31.60%

Imported Beer (0.33 liter bottle)

$3.18 £2.38

$3.12 £2.34

1.92%

One-way Ticket (Public Transport)

$3.93 £2.95

$2.67 £2.00

47.19%

Public Transport Monthly Pass (Regular Price)

$76.3 £57.3

$104 £77.8

-26.41%

Taxi Start (Normal Tariff)

$4.88 £3.66

$4.51 £3.39

8.20%

Taxi (Normal Tariff) (1km)

$1.30 £0.97

$2.18 £1.64

-40.37%

Taxi 1hour Waiting (Normal Tariff)

$19.51 £14.64

$29.56 £22.18

-34.00%

Gasoline (1 liter)

$2.11 £1.58

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K £28.6K

$37.5K £28.1K

1.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.2K £30.9K

$40.3K £30.2K

2.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$311 £233

$250 £188

24.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.10 £15.08

$16.38 £12.29

22.71%

Internet (50+ Mbps, Unlimited Data)

$43.66 £32.75

$40.35 £30.27

8.20%

Gym Membership (Monthly)

$46.19 £34.66

$55.5 £41.65

-16.79%

Tennis Court (1 Hour on Weekend)

$18.33 £13.75

Cinema Ticket

$12.52 £9.39

$13.11 £9.84

-4.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,203 £903

$1,240 £930

-2.95%

International Primary School, 1 Child (Yearly)

$24.1K £18.1K

$19.5K £14.6K

23.96%

Jeans (Levis 501 Or Similar)

$85.9 £64.4

$84.5 £63.4

1.67%

Summer Dress (H&M, Zara, etc)

$41.05 £30.80

$41.39 £31.05

-0.82%

Sport Shoes (Adidas, Nike)

$108 £81.3

$91.6 £68.7

18.31%

Men's Leather Business Shoes

$109 £81.5

$103 £77.6

4.97%

1-bedroom Apartment, City Center (Monthly)

$857 £643

$1,827 £1,371

-53.09%

1-bedroom Apartment, Outside City Center (Monthly)

$764 £573

$1,267 £950

-39.65%

3-bedroom Apartment, City Center (Monthly)

$1,530 £1,148

$3,044 £2,284

-49.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,122 £842

$1,983 £1,488

-43.42%

Buy Apartment in City Center (m2)

$4,971 £3,729

$4,537 £3,403

9.57%

Buy Apartment Outside City Center (m2)

$3,925 £2,945

$4,324 £3,244

-9.23%

Average Monthly Net Salary (After Tax)

$1,940 £1,455

$3,329 £2,498

-41.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

4.82

10.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chesterfield: October 11, 2026

Last update for Manchester: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chesterfield

$764 36.7%

Manchester

$1.3K 49.8% 65.7% $502

Monthly Utilities & Internet

Chesterfield

$375 18%

Manchester

$307 12.1% 18.1% $68

Eating Out

Chesterfield

$316 15.2%

Manchester

$316 12.4% 0.3% $0.8

Groceries & Markets

Chesterfield

$300 14.4%

Manchester

$299 11.8% 0.3% $0.9

Clothing & Footwear

Chesterfield

$155 7.4%

Manchester

$144 5.7% 6.7% $10

Getting Around

Chesterfield

$103 5%

Manchester

$130 5.1% 25.5% $26

Sport & Entertainment

Chesterfield

$71 3.4%

Manchester

$82 3.2% 14.7% $11

Cost Breakdown

A central one-bedroom costs $857 in Chesterfield versus $1,827 in Manchester. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 72% higher in Manchester, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Chesterfield versus $88.0 in Manchester. Groceries tell a different story – $300 in Chesterfield vs $299 in Manchester – so Manchester wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 Chesterfield

🇬🇧 Manchester

🕒 Local time

12:36 12:36 PM

Same time as Chesterfield

🌤 Weather

👥 Population

103,800

503,100

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Chesterfield Manchester 61 km

From you

Chesterfield
Manchester

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chesterfield vs Manchester: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,085 in Chesterfield, $2,544 in Manchester – roughly 22% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,127 per month in Chesterfield and $3,816 in Manchester. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chesterfield, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 0% cheaper in Manchester – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $80.0 in Chesterfield and $88.0 in Manchester. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Chesterfield, where all-in costs run around $2,085, than in Manchester at $2,544. In Chesterfield it covers expenses comfortably, while in Manchester it requires careful planning or may not stretch far enough.

It depends on your priorities. Manchester has an edge in some lifestyle areas, with costs from $2,085 in Chesterfield to $2,544 in Manchester. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chesterfield. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manchester makes more sense. Both are solid long-term options with distinct trade-offs.