Last update: Oct 2026

Cost of Living Comparison Between Chesterfield and London

For one person, living is cheaper in Chesterfield: $2,085 a month against $3,986 in London, rent and utilities included – about $22,800 less a year. Rent and utilities account for most of the difference.

101

Cost of Living Index in Chesterfield
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Chesterfield Living Index
194

Cost of Living Index in London
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London Living Index

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Chesterfield

🇬🇧 United Kingdom

$2,085

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in Chesterfield and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chesterfield and in London actually costs, broken down by who's living it.

A single person spends $2,085 per month in Chesterfield vs $3,986 in London, rent included.

Chesterfield $2,085
London $3,986

A couple spends around $3,017 per month in Chesterfield vs $5,791 in London, rent included.

Chesterfield $3,017
London $5,791

A family of three spends $3,949 per month in Chesterfield vs $7,595 in London, rent included.

Chesterfield $3,949
London $7,595

Chesterfield is about 48% cheaper than London, and outside of rent the biggest gap is in transport.

Both Chesterfield and London sit above the global median – Chesterfield by 54%, London by 195%.

Meal at Budget Restaurant

$21.94 £16.46

$25.93 £19.45

-15.39%

Three-Course Dinner for Two, Mid-Range

$79.8 £59.9

$107 £79.9

-25.05%

Fast Food Meal (McDonalds, etc)

$10.53 £7.90

$10.71 £8.03

-1.68%

Cappuccino

$4.49 £3.37

$5.47 £4.11

-17.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 £1.75

$2.97 £2.23

-21.55%

Water (0.33 liter bottle)

$1.30 £0.98

$2.20 £1.65

-40.91%

Local Beer (0.5 liter draught)

$6.09 £4.57

$9.13 £6.85

-33.30%

Imported Beer (0.33 liter bottle)

$5.22 £3.91

$7.94 £5.96

-34.26%

Milk (1 liter)

$1.72 £1.29

$1.86 £1.40

-7.53%

White Bread (500g)

$1.70 £1.27

$2.07 £1.55

-17.87%

Rice (white) (1kg)

$2.14 £1.61

$2.42 £1.81

-11.57%

Eggs

$4.07 £3.05

$5.09 £3.82

-20.04%

Local Cheese (1kg)

$9.61 £7.21

$12.87 £9.66

-25.33%

Chicken Fillets (1kg)

$8.72 £6.55

$10.43 £7.82

-16.40%

Beef Round Steak (1kg)

$14.11 £10.59

$16.87 £12.66

-16.36%

Apples (1kg)

$3.06 £2.29

$3.11 £2.33

-1.61%

Banana (1kg)

$1.35 £1.01

$1.40 £1.05

-3.57%

Oranges (1kg)

$2.61 £1.96

$3.08 £2.31

-15.26%

Tomato (1kg)

$3.46 £2.60

$3.27 £2.45

5.81%

Potato (1kg)

$1.48 £1.11

$1.58 £1.19

-6.33%

Onion (1kg)

$1.56 £1.17

$1.74 £1.31

-10.34%

Lettuce (1 head)

$1.19 £0.90

$1.40 £1.05

-15.00%

Water (1.5 liter bottle)

$1.44 £1.08

$1.80 £1.35

-20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$20.36 £15.27

$23.28 £17.46

-12.54%

Wine (Bottle)

$11.12 £8.35

$13.03 £9.77

-14.66%

Local Beer (0.5 liter bottle)

$3.29 £2.47

$3.17 £2.38

3.79%

Imported Beer (0.33 liter bottle)

$3.18 £2.38

$4.42 £3.32

-28.05%

One-way Ticket (Public Transport)

$3.93 £2.95

$4.07 £3.05

-3.44%

Public Transport Monthly Pass (Regular Price)

$76.3 £57.3

$247 £185

-69.08%

Taxi Start (Normal Tariff)

$4.88 £3.66

$5.58 £4.18

-12.54%

Taxi (Normal Tariff) (1km)

$1.30 £0.97

$3.36 £2.52

-61.31%

Taxi 1hour Waiting (Normal Tariff)

$19.51 £14.64

$56.8 £42.58

-65.62%

Gasoline (1 liter)

$2.11 £1.58

$2.13 £1.60

-0.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K £28.6K

$38.2K £28.6K

-0.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.2K £30.9K

$40.9K £30.7K

0.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$311 £233

$372 £279

-16.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.10 £15.08

$17.82 £13.37

12.79%

Internet (50+ Mbps, Unlimited Data)

$43.66 £32.75

$40.37 £30.29

8.15%

Gym Membership (Monthly)

$46.19 £34.66

$60.0 £44.99

-22.98%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

Cinema Ticket

$12.52 £9.39

$17.74 £13.31

-29.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,203 £903

$2,864 £2,149

-58.00%

International Primary School, 1 Child (Yearly)

$24.1K £18.1K

$35.3K £26.5K

-31.75%

Jeans (Levis 501 Or Similar)

$85.9 £64.4

$114 £85.5

-24.67%

Summer Dress (H&M, Zara, etc)

$41.05 £30.80

$54.3 £40.71

-24.36%

Sport Shoes (Adidas, Nike)

$108 £81.3

$124 £93.2

-12.77%

Men's Leather Business Shoes

$109 £81.5

$163 £122

-33.38%

1-bedroom Apartment, City Center (Monthly)

$857 £643

$2,869 £2,152

-70.13%

1-bedroom Apartment, Outside City Center (Monthly)

$764 £573

$2,233 £1,675

-65.77%

3-bedroom Apartment, City Center (Monthly)

$1,530 £1,148

$5,266 £3,951

-70.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,122 £842

$3,778 £2,835

-70.30%

Buy Apartment in City Center (m2)

$4,971 £3,729

$18.3K £13.8K

-72.88%

Buy Apartment Outside City Center (m2)

$3,925 £2,945

$8,024 £6,020

-51.08%

Average Monthly Net Salary (After Tax)

$1,940 £1,455

$5,037 £3,779

-61.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

4.74

12.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chesterfield: October 11, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chesterfield

$764 36.7%

London

$2.2K 56% 192% $1.5K

Monthly Utilities & Internet

Chesterfield

$375 18%

London

$430 10.8% 14.8% $55

Eating Out

Chesterfield

$316 15.2%

London

$388 9.7% 22.5% $71

Groceries & Markets

Chesterfield

$300 14.4%

London

$349 8.8% 16.6% $50

Clothing & Footwear

Chesterfield

$155 7.4%

London

$205 5.1% 32.5% $50

Getting Around

Chesterfield

$103 5%

London

$285 7.2% 176% $182

Sport & Entertainment

Chesterfield

$71 3.4%

London

$95 2.4% 34% $24

Cost Breakdown

A central one-bedroom costs $857 in Chesterfield versus $2,869 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 160% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Chesterfield versus $107 in London. Monthly groceries follow the same trend: $300 vs $349 – making Chesterfield the more affordable choice for daily food spending.

Good to know

🇬🇧 Chesterfield

🇬🇧 London

🕒 Local time

11:48 11:48 AM

Same time as Chesterfield

🌤 Weather

👥 Population

103,800

8,908,083 Capital

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Chesterfield London 210 km

From you

Chesterfield
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chesterfield vs London: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,085 in Chesterfield, $3,986 in London – roughly 91% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,127 per month in Chesterfield and $5,979 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chesterfield, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 17% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $80.0 in Chesterfield and $107 in London. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Chesterfield, where all-in costs run around $2,085, than in London at $3,986. In Chesterfield it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $2,085 in Chesterfield to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chesterfield. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.