Cost of Living in Chesterfield - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $2,300 per month with rent, or $968 for everyday expenses alone.

A couple spends around $3,027 per month with rent, or $1,712 for everyday expenses alone.

A family of three spends around $3,753 per month with rent, or $2,455 without housing.

Overall, Chesterfield is 32–72% above the global median across household types. Within Europe, costs are 27% above average – pricier than most cities in the region.

Meal at Budget Restaurant

$20.52 £15.17

$13.68 £10.11

$41.03 £30.33

Three-Course Dinner for Two, Mid-Range

$80.9 £59.8

$60.7 £44.85

$108 £79.7

Fast Food Meal (McDonalds, etc)

$11.06 £8.17

$8.29 £6.13

$11.75 £8.68

Cappuccino

$4.56 £3.37

$2.76 £2.04

$6.20 £4.58

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 £1.81

$1.60 £1.19

$3.72 £2.75

Water (0.33 liter bottle)

$1.82 £1.35

$1.12 £0.83

$2.52 £1.86

Local Beer (0.5 liter draught)

$5.43 £4.01

$4.04 £2.99

$6.73 £4.97

Imported Beer (0.33 liter bottle)

$5.36 £3.96

$3.75 £2.77

$7.37 £5.45

Milk (1 liter)

$1.56 £1.16

$0.86 £0.63

$2.39 £1.77

White Bread (500g)

$1.70 £1.26

$0.86 £0.64

$2.76 £2.04

Rice (white) (1kg)

$2.19 £1.62

$0.81 £0.60

$6.69 £4.94

Eggs

$3.93 £2.90

$1.66 £1.23

$5.49 £4.06

Local Cheese (1kg)

$9.27 £6.86

$5.81 £4.30

$32.95 £24.36

Chicken Fillets (1kg)

$8.44 £6.24

$4.16 £3.08

$11.51 £8.51

Beef Round Steak (1kg)

$11.62 £8.59

$9.22 £6.82

$26.73 £19.76

Apples (1kg)

$3.33 £2.46

$1.65 £1.22

$7.30 £5.40

Banana (1kg)

$1.48 £1.10

$1.07 £0.79

$4.80 £3.55

Oranges (1kg)

$2.58 £1.91

$1.00 £0.74

$5.84 £4.32

Tomato (1kg)

$3.02 £2.23

$2.03 £1.50

$7.46 £5.51

Potato (1kg)

$1.75 £1.30

$0.68 £0.51

$2.96 £2.19

Onion (1kg)

$1.34 £0.99

$1.12 £0.83

$2.91 £2.15

Lettuce (1 head)

$1.00 £0.74

$0.67 £0.50

$2.02 £1.49

Water (1.5 liter bottle)

$1.92 £1.42

$0.69 £0.51

$2.76 £2.04

Cigarettes 20 Pack (Marlboro, Camel)

$18.46 £13.64

$16.43 £12.15

$20.54 £15.19

Wine (Bottle)

$11.40 £8.43

$8.71 £6.44

$14.76 £10.91

Local Beer (0.5 liter bottle)

$2.77 £2.05

$1.71 £1.27

$4.11 £3.04

Imported Beer (0.33 liter bottle)

$3.24 £2.40

$1.33 £0.98

$3.98 £2.94

One-way Ticket (Public Transport)

$3.41 £2.52

$2.76 £2.04

$4.13 £3.06

Public Transport Monthly Pass (Regular Price)

$90.0 £66.6

$60.0 £44.38

$104 £76.6

Taxi Start (Normal Tariff)

$5.54 £4.10

$3.47 £2.56

$6.93 £5.12

Taxi (Normal Tariff) (1km)

$1.28 £0.95

$1.19 £0.88

$1.43 £1.06

Taxi 1hour Waiting (Normal Tariff)

$16.19 £11.97

$26.98 £19.95

Gasoline (1 liter)

$1.89 £1.40

$1.80 £1.33

$2.01 £1.48

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K £28.4K

$33.9K £25.1K

$38.4K £28.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.1K £31.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 £215

$177 £131

$857 £634

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.33 £12.81

$13.74 £10.16

$34.34 £25.39

Internet (50+ Mbps, Unlimited Data)

$43.23 £31.96

$33.55 £24.81

$53.7 £39.69

Gym Membership (Monthly)

$45.91 £33.94

$27.20 £20.11

$61.2 £45.26

Cinema Ticket

$12.96 £9.58

$9.55 £7.06

$17.73 £13.11

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,238 £915

$270 £199

$1,305 £965

International Primary School, 1 Child (Yearly)

$6,662 £4,925

Jeans (Levis 501 Or Similar)

$81.7 £60.4

$48.30 £35.71

$110 £81.6

Summer Dress (H&M, Zara, etc)

$43.89 £32.45

$27.43 £20.28

$63.1 £46.64

Sport Shoes (Adidas, Nike)

$85.3 £63.1

$40.55 £29.98

$122 £89.9

Men's Leather Business Shoes

$82.6 £61.1

$40.81 £30.17

$102 £75.4

1-bedroom Apartment, City Center (Monthly)

$1,205 £891

$937 £693

$1,205 £891

1-bedroom Apartment, Outside City Center (Monthly)

$1,007 £744

$751 £555

$1,058 £782

3-bedroom Apartment, City Center (Monthly)

$1,334 £986

$1,026 £758

$1,642 £1,214

3-bedroom Apartment, Outside City Center (Monthly)

$1,070 £791

$936 £692

$1,203 £890

Average Monthly Net Salary (After Tax)

$3,249 £2,402

20-Year Fixed Mortgage Interest Rate (Annual %)

5.6

5.9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: May 11, 2026

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,205, dropping to $1,007 outside central areas. Housing accounts for roughly 37% of the average salary ($3,249) – well above the 30% international benchmark.

The average net salary is $3,249. With monthly costs around $2,300, saving is possible but often limited. A more comfortable lifestyle typically starts at $3,450.

Groceries cost around $291 per month for one person. A mid-range dinner for two is priced at $81.0 – broadly in line with the European average.

A monthly public transport pass costs about $90.0 – above the European average of $48.00.

Cost Highlights

Chesterfield is more expensive than 75% of cities worldwide and 82% within Europe.

Chesterfield Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🇪🇺 Europe

Cost of Living in Chesterfield - Frequently Asked Questions

For many travelers, expats, and digital nomads, Chesterfield offers a balanced sense of value. The town centers around practical amenities, with a mix of independent shops, eateries, and services that avoid the price pressures of bigger cities. Housing options range from characterful terraces to modern flats, with quieter suburbs within easy reach of rail links and the countryside. Public transport helps you reach Derby or Sheffield without a car, and local gyms, libraries, and coworking spaces support work and life. The Cost of Living in Chesterfield tends to feel manageable when you prioritize location and size over novelty. Tip: Start by mapping neighborhoods by proximity to rail links and parks to align choice with your routine.

When planning around the Chesterfield living cost, you’ll notice housing options that range from characterful terraces near the town center to newer flats on the outskirts. Local groceries mix independent shops with familiar chains, and farmers' markets add seasonal variety. Transport links are straightforward for trips to nearby cities, with reliable rail and bus options that keep errands and commutes manageable without overreliance on a car. Co-working spaces and cafés support remote work, while errands are straightforward thanks to well-served neighborhoods and a walkable town core. Tip: Build a short list of areas by daily needs and walking distance to amenities to keep daily costs predictable.

Quality of life here comes from a practical budgeting approach and a good sense of neighborhood fit. Use a simple framework that prioritizes essentials, flexible discretionary spending, and some savings, and apply it season by season to utilities, travel, and groceries – without getting lost in exact figures. Seasonality brings markets, events, and crowds, so choose areas that match your tolerance for activity and noise. Look for neighborhoods with green spaces, reliable transport, and nearby services. Tap libraries, community centers, and free events to stretch your budget while staying connected. Tip: Before settling in, visit several areas at different times of day to assess vibe, safety, and value.

Chesterfield sits squarely in the middle of the price spectrum – not cheap, not expensive. Monthly costs with rent tend to hover around $2,300, which most working professionals can handle without feeling financially squeezed.

Housing in Chesterfield takes a heavy bite – about 37% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.

You'll want at least $3,450 per month after taxes to live comfortably in Chesterfield. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.

In Chesterfield's center, a one-bedroom apartment runs about $1,205 per month. Move further out and that drops to around $1,007. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.

Private kindergarten in Chesterfield costs about $1,238 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.

Expect to pay about $45.91 per month for a gym in Chesterfield – on par with the regional average. That typically gets you weights, cardio machines, and group classes. Boutique studios, yoga centers, and personal trainers charge extra.

$1,500 is below the $2,300 average in Chesterfield, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.

Quality of life in Chesterfield is genuinely good – highlights include fast internet, low crime rates, family-friendly facilities, and monthly costs hover around $2,300. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.