Cost of Living Comparison Between Manchester and Chesterfield Cost of Living Comparison Between Manchester and Chesterfield

Monthly Cost of Living

A single person spends $2,651 per month in Manchester vs $2,261 in Chesterfield, rent included.

A couple spends around $3,871 per month in Manchester vs $3,049 in Chesterfield, rent included.

A family of three spends $5,091 per month in Manchester vs $3,838 in Chesterfield, rent included.

Manchester costs about 17% more than Chesterfield, driven mainly by Groceries & Markets.

Both Manchester and Chesterfield sit above the global median – Manchester by 98%, Chesterfield by 69%.

Meal at Budget Restaurant

$20.74 £15.45

$20.77 £15.47

-0.14%

Three-Course Dinner for Two, Mid-Range

$94.5 £70.4

$80.1 £59.7

17.88%

Fast Food Meal (McDonalds, etc)

$10.75 £8.00

$11.08 £8.25

-2.98%

Cappuccino

$4.94 £3.68

$4.61 £3.44

7.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.59 £1.93

$2.50 £1.86

3.60%

Water (0.33 liter bottle)

$1.70 £1.26

$1.78 £1.33

-4.49%

Local Beer (0.5 liter draught)

$7.41 £5.52

$5.60 £4.17

32.32%

Imported Beer (0.33 liter bottle)

$7.52 £5.60

$5.49 £4.09

36.98%

Milk (1 liter)

$1.62 £1.21

$1.63 £1.22

-0.61%

White Bread (500g)

$1.80 £1.34

$1.72 £1.28

4.65%

Rice (white) (1kg)

$2.16 £1.61

$2.26 £1.68

-4.42%

Eggs

$4.08 £3.04

$3.93 £2.93

3.82%

Local Cheese (1kg)

$12.05 £8.97

$9.63 £7.18

25.13%

Chicken Fillets (1kg)

$9.75 £7.26

$8.12 £6.05

20.07%

Beef Round Steak (1kg)

$17.39 £12.95

$12.01 £8.94

44.80%

Apples (1kg)

$3.30 £2.46

$3.21 £2.39

2.80%

Banana (1kg)

$1.84 £1.37

$1.43 £1.07

28.67%

Oranges (1kg)

$3.82 £2.84

$2.69 £2.00

42.01%

Tomato (1kg)

$4.35 £3.24

$3.00 £2.23

45.00%

Potato (1kg)

$2.10 £1.56

$1.80 £1.34

16.67%

Onion (1kg)

$1.80 £1.34

$1.40 £1.05

28.57%

Lettuce (1 head)

$1.31 £0.97

$1.04 £0.77

25.96%

Water (1.5 liter bottle)

$1.47 £1.10

$1.85 £1.38

-20.54%

Cigarettes 20 Pack (Marlboro, Camel)

$18.73 £13.95

$18.06 £13.45

3.71%

Wine (Bottle)

$10.64 £7.92

$11.60 £8.64

-8.28%

Local Beer (0.5 liter bottle)

$2.57 £1.91

$2.73 £2.03

-5.86%

Imported Beer (0.33 liter bottle)

$3.49 £2.60

$3.35 £2.50

4.18%

One-way Ticket (Public Transport)

$2.75 £2.05

$3.33 £2.48

-17.42%

Public Transport Monthly Pass (Regular Price)

$121 £90.3

$87.3 £65.0

38.80%

Taxi Start (Normal Tariff)

$5.49 £4.09

$5.40 £4.02

1.67%

Taxi (Normal Tariff) (1km)

$2.85 £2.12

$1.29 £0.96

120.93%

Taxi 1hour Waiting (Normal Tariff)

$34.28 £25.53

$16.35 £12.18

109.66%

Gasoline (1 liter)

$1.96 £1.46

$1.87 £1.39

4.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.8K £28.1K

$38.2K £28.5K

-1.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.8K £31.1K

$40.9K £30.5K

2.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 £220

$296 £221

-0.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.44 £16.71

$17.40 £12.96

28.97%

Internet (50+ Mbps, Unlimited Data)

$42.92 £31.96

$43.32 £32.26

-0.92%

Gym Membership (Monthly)

$42.39 £31.57

$46.06 £34.31

-7.97%

Tennis Court (1 Hour on Weekend)

$16.07 £11.97

Cinema Ticket

$13.72 £10.22

$13.14 £9.79

4.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,944 £1,448

$1,230 £916

58.06%

International Primary School, 1 Child (Yearly)

$20.8K £15.5K

$6,878 £5,123

202.82%

Jeans (Levis 501 Or Similar)

$90.6 £67.5

$80.0 £59.6

13.27%

Summer Dress (H&M, Zara, etc)

$41.85 £31.17

$43.19 £32.17

-3.10%

Sport Shoes (Adidas, Nike)

$89.5 £66.6

$86.3 £64.3

3.63%

Men's Leather Business Shoes

$106 £79.0

$82.5 £61.4

28.68%

1-bedroom Apartment, City Center (Monthly)

$1,637 £1,219

$1,246 £928

31.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,256 £936

$1,008 £751

24.60%

3-bedroom Apartment, City Center (Monthly)

$2,702 £2,013

$1,322 £985

104.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,077 £1,547

$1,098 £818

89.16%

Buy Apartment in City Center (m2)

$5,107 £3,804

Buy Apartment Outside City Center (m2)

$4,671 £3,479

Average Monthly Net Salary (After Tax)

$3,247 £2,418

$3,204 £2,386

1.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.92

5.6

5.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manchester: May 31, 2026

Last update for Chesterfield: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,637 in Manchester versus $1,246 in Chesterfield. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1% higher in Manchester, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $94.0 in Manchester versus $80.0 in Chesterfield. Monthly groceries follow the same trend: $335 vs $292 – making Chesterfield the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Manchester vs Chesterfield: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,651 in Manchester, $2,261 in Chesterfield – roughly 17% apart. Manchester costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $3,977 per month in Manchester and $3,391 in Chesterfield. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chesterfield, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 15% more in Manchester, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $94.0 in Manchester and $80.0 in Chesterfield. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Chesterfield, where all-in costs run around $2,261, than in Manchester at $2,651. In Chesterfield it covers expenses comfortably, while in Manchester it requires careful planning or may not stretch far enough.

It depends on your priorities. Manchester has an edge in some lifestyle areas, with costs from $2,261 in Chesterfield to $2,651 in Manchester. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chesterfield. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manchester makes more sense. Both are solid long-term options with distinct trade-offs.