Cost of Living Comparison Between Manchester and Chesterfield Cost of Living Comparison Between Manchester and Chesterfield

Monthly Cost of Living

A single person spends $2,570 per month in Manchester vs $2,084 in Chesterfield, rent included.

A couple spends around $3,734 per month in Manchester vs $3,047 in Chesterfield, rent included.

A family of three spends $4,898 per month in Manchester vs $4,010 in Chesterfield, rent included.

Manchester costs about 23% more than Chesterfield, driven mainly by Getting Around.

Both Manchester and Chesterfield sit above the global median – Manchester by 91%, Chesterfield by 55%.

Meal at Budget Restaurant

$19.90 £14.92

$21.62 £16.21

-7.96%

Three-Course Dinner for Two, Mid-Range

$90.4 £67.7

$79.6 £59.7

13.53%

Fast Food Meal (McDonalds, etc)

$10.90 £8.17

$10.60 £7.94

2.83%

Cappuccino

$4.75 £3.56

$4.50 £3.37

5.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 £1.93

$2.37 £1.77

8.86%

Water (0.33 liter bottle)

$1.63 £1.22

$1.55 £1.16

5.16%

Local Beer (0.5 liter draught)

$7.82 £5.86

$6.17 £4.62

26.74%

Imported Beer (0.33 liter bottle)

$6.83 £5.12

$5.22 £3.92

30.84%

Milk (1 liter)

$1.50 £1.13

$1.74 £1.31

-13.79%

White Bread (500g)

$1.82 £1.37

$1.64 £1.23

10.98%

Rice (white) (1kg)

$1.91 £1.43

$2.22 £1.66

-13.96%

Eggs

$3.91 £2.93

$4.03 £3.02

-2.98%

Local Cheese (1kg)

$9.36 £7.02

$9.95 £7.46

-5.93%

Chicken Fillets (1kg)

$8.92 £6.69

$8.89 £6.66

0.34%

Beef Round Steak (1kg)

$15.90 £11.92

$14.40 £10.79

10.42%

Apples (1kg)

$3.18 £2.38

$2.98 £2.23

6.71%

Banana (1kg)

$1.59 £1.19

$1.36 £1.02

16.91%

Oranges (1kg)

$2.84 £2.13

$2.61 £1.96

8.81%

Tomato (1kg)

$3.52 £2.64

$3.53 £2.65

-0.28%

Potato (1kg)

$1.56 £1.17

$1.50 £1.12

4.00%

Onion (1kg)

$1.31 £0.98

$1.58 £1.18

-17.09%

Lettuce (1 head)

$1.27 £0.95

$1.21 £0.91

4.96%

Water (1.5 liter bottle)

$1.25 £0.94

$1.52 £1.14

-17.76%

Cigarettes 20 Pack (Marlboro, Camel)

$24.05 £18.02

$20.75 £15.55

15.90%

Wine (Bottle)

$11.05 £8.28

$11.13 £8.34

-0.72%

Local Beer (0.5 liter bottle)

$2.54 £1.90

$3.50 £2.62

-27.43%

Imported Beer (0.33 liter bottle)

$3.06 £2.29

$3.35 £2.51

-8.66%

One-way Ticket (Public Transport)

$2.61 £1.96

$4.10 £3.07

-36.34%

Public Transport Monthly Pass (Regular Price)

$108 £81.1

$79.3 £59.4

36.42%

Taxi Start (Normal Tariff)

$4.63 £3.47

$4.80 £3.60

-3.54%

Taxi (Normal Tariff) (1km)

$2.15 £1.61

$1.37 £1.03

56.93%

Taxi 1hour Waiting (Normal Tariff)

$30.83 £23.11

$20.27 £15.19

52.10%

Gasoline (1 liter)

$2.02 £1.51

$2.07 £1.55

-2.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.4K £29.5K

$38.9K £29.1K

1.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.1K £30.1K

$40.6K £30.4K

-1.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$253 £189

$318 £238

-20.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.57 £12.42

$20.69 £15.51

-19.91%

Internet (50+ Mbps, Unlimited Data)

$38.89 £29.15

$44.62 £33.44

-12.84%

Gym Membership (Monthly)

$54.5 £40.88

$46.07 £34.53

18.39%

Tennis Court (1 Hour on Weekend)

$18.30 £13.71

Cinema Ticket

$13.46 £10.09

$12.51 £9.38

7.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,275 £956

$1,228 £920

3.90%

International Primary School, 1 Child (Yearly)

$19.9K £14.9K

$24.1K £18.1K

-17.39%

Jeans (Levis 501 Or Similar)

$84.9 £63.7

$88.6 £66.4

-4.10%

Summer Dress (H&M, Zara, etc)

$41.89 £31.39

$41.54 £31.13

0.84%

Sport Shoes (Adidas, Nike)

$93.4 £70.0

$108 £81.0

-13.63%

Men's Leather Business Shoes

$105 £78.9

$106 £79.5

-0.76%

1-bedroom Apartment, City Center (Monthly)

$1,780 £1,334

$860 £645

106.90%

1-bedroom Apartment, Outside City Center (Monthly)

$1,251 £938

$779 £584

60.56%

3-bedroom Apartment, City Center (Monthly)

$3,118 £2,337

$1,512 £1,133

106.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,997 £1,497

$1,140 £855

75.13%

Buy Apartment in City Center (m2)

$4,620 £3,462

$5,681 £4,258

-18.68%

Buy Apartment Outside City Center (m2)

$4,454 £3,338

$4,423 £3,315

0.71%

Average Monthly Net Salary (After Tax)

$3,350 £2,510

$1,932 £1,448

73.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

5.33

-8.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manchester: September 22, 2026

Last update for Chesterfield: September 21, 2026

Cost Breakdown

A central one-bedroom costs $1,780 in Manchester versus $860 in Chesterfield. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 73% higher in Manchester, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Manchester versus $80.0 in Chesterfield. Groceries tell a different story – $300 in Manchester vs $305 in Chesterfield – so Manchester wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Manchester vs Chesterfield: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,570 in Manchester, $2,084 in Chesterfield – roughly 23% apart. Manchester costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $3,854 per month in Manchester and $3,127 in Chesterfield. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chesterfield, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 2% cheaper in Manchester – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $90.0 in Manchester and $80.0 in Chesterfield. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Chesterfield, where all-in costs run around $2,084, than in Manchester at $2,570. In Chesterfield it covers expenses comfortably, while in Manchester it requires careful planning or may not stretch far enough.

It depends on your priorities. Manchester has an edge in some lifestyle areas, with costs from $2,084 in Chesterfield to $2,570 in Manchester. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chesterfield. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manchester makes more sense. Both are solid long-term options with distinct trade-offs.