Last update: Nov 2026

Cost of Living Comparison Between Charlotte Amalie and Montreal

For one person, living is cheaper in Montreal: $2,067 a month against $2,365 in Charlotte Amalie, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Montreal
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Montreal Living Index

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Charlotte Amalie

🇻🇮 U.S. Virgin Islands

$2,365

/mo nomad

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Monthly Cost of Living

How much you'll spend in Charlotte Amalie and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Charlotte Amalie and in Montreal actually costs, broken down by who's living it.

A single person spends $2,365 per month in Charlotte Amalie vs $2,067 in Montreal, rent included.

Charlotte Amalie $2,365
Montreal $2,067

A couple spends around $4,182 per month in Charlotte Amalie vs $3,179 in Montreal, rent included.

Charlotte Amalie $4,182
Montreal $3,179

A family of three spends $5,998 per month in Charlotte Amalie vs $4,291 in Montreal, rent included.

Charlotte Amalie $5,998
Montreal $4,291

Charlotte Amalie costs about 14% more than Montreal, and outside of rent the biggest gap is in leisure.

Both Charlotte Amalie and Montreal sit above the global median – Charlotte Amalie by 75%, Montreal by 53%.

Meal at Budget Restaurant

$25.12 $25.12

$18.89 CA$26.57

32.98%

Three-Course Dinner for Two, Mid-Range

$118 $118

$72.6 CA$102

63.29%

Fast Food Meal (McDonalds, etc)

$12.79 $12.79

$10.79 CA$15.18

18.54%

Cappuccino

$7.22 $7.22

$3.98 CA$5.60

81.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$2.02 CA$2.84

50.99%

Water (0.33 liter bottle)

$2.46 $2.46

$1.63 CA$2.29

50.92%

Local Beer (0.5 liter draught)

$5.39 $5.39

$6.32 CA$8.89

-14.72%

Imported Beer (0.33 liter bottle)

$6.93 $6.93

$7.06 CA$9.93

-1.84%

Milk (1 liter)

$2.79 $2.79

$2.33 CA$3.28

19.74%

White Bread (500g)

$8.86 $8.86

$3.25 CA$4.57

172.62%

Rice (white) (1kg)

$3.26 CA$4.59

Eggs

$7.17 $7.17

$3.48 CA$4.89

106.03%

Local Cheese (1kg)

$13.73 CA$19.31

Chicken Fillets (1kg)

$11.48 CA$16.14

Beef Round Steak (1kg)

$14.26 CA$20.05

Apples (1kg)

$3.52 CA$4.95

Banana (1kg)

$1.46 CA$2.05

Oranges (1kg)

$3.41 CA$4.80

Tomato (1kg)

$3.20 CA$4.50

Potato (1kg)

$1.94 CA$2.72

Onion (1kg)

$1.78 CA$2.50

Lettuce (1 head)

$2.52 CA$3.54

Water (1.5 liter bottle)

$1.58 CA$2.22

Cigarettes 20 Pack (Marlboro, Camel)

$4.92 $4.92

$11.51 CA$16.18

-57.25%

Wine (Bottle)

$19.93 $19.93

$10.57 CA$14.87

88.55%

Local Beer (0.5 liter bottle)

$2.35 CA$3.30

Imported Beer (0.33 liter bottle)

$6.83 $6.83

$2.90 CA$4.07

135.52%

One-way Ticket (Public Transport)

$6.17 $6.17

$2.61 CA$3.68

136.40%

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$19.93 $19.93

$3.17 CA$4.46

528.71%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.10

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$47.10

Gasoline (1 liter)

$1.35 $1.35

$1.36 CA$1.92

-0.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.8K $45.8K

$28.0K CA$39.4K

63.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$48.7K $48.7K

$21.1K CA$29.7K

130.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$301 $301

$77.6 CA$109

288.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.0 $61.0

$35.63 CA$50.1

71.12%

Internet (50+ Mbps, Unlimited Data)

$101 $101

$43.73 CA$61.5

130.92%

Gym Membership (Monthly)

$199 $199

$30.07 CA$42.29

562.65%

Tennis Court (1 Hour on Weekend)

$19.97 CA$28.08

Cinema Ticket

$11.84 $11.84

$11.27 CA$15.85

5.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$734

International Primary School, 1 Child (Yearly)

$17.8K CA$25.0K

Jeans (Levis 501 Or Similar)

$59.0 CA$82.9

Summer Dress (H&M, Zara, etc)

$39.01 CA$54.9

Sport Shoes (Adidas, Nike)

$89.1 $89.1

$99.8 CA$140

-10.74%

Men's Leather Business Shoes

$110 CA$154

1-bedroom Apartment, City Center (Monthly)

$1,261 $1,261

$1,298 CA$1,826

-2.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,006 $1,006

$970 CA$1,365

3.69%

3-bedroom Apartment, City Center (Monthly)

$3,493 $3,493

$2,323 CA$3,267

50.37%

3-bedroom Apartment, Outside City Center (Monthly)

$3,014 $3,014

$1,689 CA$2,376

78.42%

Buy Apartment in City Center (m2)

$5,004 CA$7,037

Buy Apartment Outside City Center (m2)

$3,736 CA$5,255

Average Monthly Net Salary (After Tax)

$2,943 CA$4,139

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Charlotte Amalie: November 2, 2026

Last update for Montreal: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Charlotte Amalie

–

Montreal

$970 47%

Groceries & Markets

Charlotte Amalie

–

Montreal

$357 17.3%

Eating Out

Charlotte Amalie

–

Montreal

$292 14.1%

Monthly Utilities & Internet

Charlotte Amalie

–

Montreal

$157 7.6%

Clothing & Footwear

Charlotte Amalie

–

Montreal

$138 6.7%

Getting Around

Charlotte Amalie

–

Montreal

$100 4.8%

Sport & Entertainment

Charlotte Amalie

–

Montreal

$53 2.6%

Cost Breakdown

A central one-bedroom costs $1,261 in Charlotte Amalie versus $1,298 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in Charlotte Amalie versus $73 in Montreal. Groceries tell a different story – $199 in Charlotte Amalie vs $357 in Montreal – so Charlotte Amalie wins on supermarket bills even if dining out costs more.

Good to know

🇻🇮 Charlotte Amalie

🇨🇦 Montreal

🕒 Local time

20:15 8:15 PM

19:15 7:15 PM

1 h behind Charlotte Amalie

🌤 Weather

👥 Population

14,477 Capital

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.895 EUR

1 CAD = 0.711 USD

1 CAD = 0.636 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Canadian Dollar exchange rates as of November 7, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.57 CAD (1 CAD = 0.636 EUR).

CAD to USD in detail →

On the map

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Between locations

Charlotte Amalie Montreal 3,120 km ≈ 4 h 30 min nonstop flight

From you

Charlotte Amalie
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Charlotte Amalie vs Montreal: Cost of Living - Frequently Asked Questions

Yes – Charlotte Amalie is pricier by about 14%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $3,547 per month in Charlotte Amalie and $3,100 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,261 in Charlotte Amalie and $1,298 in Montreal. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Interestingly, groceries are about 44% cheaper in Charlotte Amalie – one category where the pricier city actually offers better value.

A mid-range dinner for two costs $118 in Charlotte Amalie and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,365 in Charlotte Amalie and $2,067 in Montreal. You’ll need shared housing and careful budgeting no matter which city you pick.