Last update: Nov 2026

Cost of Living Comparison Between Montreal and Charlotte Amalie

For one person, living is cheaper in Montreal: $2,067 a month against $2,365 in Charlotte Amalie, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Montreal
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Montreal Living Index

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Montreal

🇨🇦 Canada

$2,067

/mo nomad

Charlotte Amalie

🇻🇮 U.S. Virgin Islands

$2,365

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Charlotte Amalie

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Charlotte Amalie actually costs, broken down by who's living it.

A single person spends $2,067 per month in Montreal vs $2,365 in Charlotte Amalie, rent included.

Montreal $2,067
Charlotte Amalie $2,365

A couple spends around $3,179 per month in Montreal vs $4,182 in Charlotte Amalie, rent included.

Montreal $3,179
Charlotte Amalie $4,182

A family of three spends $4,291 per month in Montreal vs $5,998 in Charlotte Amalie, rent included.

Montreal $4,291
Charlotte Amalie $5,998

Montreal is about 13% cheaper than Charlotte Amalie, and outside of rent the biggest gap is in leisure.

Both Montreal and Charlotte Amalie sit above the global median – Montreal by 53%, Charlotte Amalie by 75%.

Meal at Budget Restaurant

$18.89 CA$26.69

$25.12 $25.12

-24.80%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$103

$118 $118

-38.76%

Fast Food Meal (McDonalds, etc)

$10.79 CA$15.25

$12.79 $12.79

-15.64%

Cappuccino

$3.98 CA$5.62

$7.22 $7.22

-44.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.85

$3.05 $3.05

-33.77%

Water (0.33 liter bottle)

$1.63 CA$2.31

$2.46 $2.46

-33.74%

Local Beer (0.5 liter draught)

$6.32 CA$8.93

$5.39 $5.39

17.25%

Imported Beer (0.33 liter bottle)

$7.06 CA$9.98

$6.93 $6.93

1.88%

Milk (1 liter)

$2.33 CA$3.30

$2.79 $2.79

-16.49%

White Bread (500g)

$3.25 CA$4.59

$8.86 $8.86

-63.32%

Rice (white) (1kg)

$3.26 CA$4.61

Eggs

$3.48 CA$4.91

$7.17 $7.17

-51.46%

Local Cheese (1kg)

$13.73 CA$19.40

Chicken Fillets (1kg)

$11.48 CA$16.21

Beef Round Steak (1kg)

$14.26 CA$20.15

Apples (1kg)

$3.52 CA$4.98

Banana (1kg)

$1.46 CA$2.06

Oranges (1kg)

$3.41 CA$4.82

Tomato (1kg)

$3.20 CA$4.52

Potato (1kg)

$1.94 CA$2.74

Onion (1kg)

$1.78 CA$2.52

Lettuce (1 head)

$2.52 CA$3.56

Water (1.5 liter bottle)

$1.58 CA$2.24

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.26

$4.92 $4.92

133.94%

Wine (Bottle)

$10.57 CA$14.94

$19.93 $19.93

-46.96%

Local Beer (0.5 liter bottle)

$2.35 CA$3.31

Imported Beer (0.33 liter bottle)

$2.90 CA$4.09

$6.83 $6.83

-57.54%

One-way Ticket (Public Transport)

$2.61 CA$3.69

$6.17 $6.17

-57.70%

Public Transport Monthly Pass (Regular Price)

$78.5 CA$111

Taxi Start (Normal Tariff)

$3.17 CA$4.48

$19.93 $19.93

-84.09%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.11

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$47.31

Gasoline (1 liter)

$1.36 CA$1.93

$1.35 $1.35

0.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.6K

$45.8K $45.8K

-38.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$48.7K $48.7K

-56.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 CA$110

$301 $301

-74.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.63 CA$50.3

$61.0 $61.0

-41.56%

Internet (50+ Mbps, Unlimited Data)

$43.73 CA$61.8

$101 $101

-56.69%

Gym Membership (Monthly)

$30.07 CA$42.49

$199 $199

-84.91%

Tennis Court (1 Hour on Weekend)

$19.97 CA$28.21

Cinema Ticket

$11.27 CA$15.93

$11.84 $11.84

-4.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$738

International Primary School, 1 Child (Yearly)

$17.8K CA$25.1K

Jeans (Levis 501 Or Similar)

$59.0 CA$83.3

Summer Dress (H&M, Zara, etc)

$39.01 CA$55.1

Sport Shoes (Adidas, Nike)

$99.8 CA$141

$89.1 $89.1

12.04%

Men's Leather Business Shoes

$110 CA$155

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,834

$1,261 $1,261

2.96%

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,371

$1,006 $1,006

-3.56%

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,282

$3,493 $3,493

-33.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,387

$3,014 $3,014

-43.95%

Buy Apartment in City Center (m2)

$5,004 CA$7,069

Buy Apartment Outside City Center (m2)

$3,736 CA$5,279

Average Monthly Net Salary (After Tax)

$2,943 CA$4,158

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: November 3, 2026

Last update for Charlotte Amalie: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$970 47%

Charlotte Amalie

–

Groceries & Markets

Montreal

$357 17.3%

Charlotte Amalie

–

Eating Out

Montreal

$292 14.1%

Charlotte Amalie

–

Monthly Utilities & Internet

Montreal

$157 7.6%

Charlotte Amalie

–

Clothing & Footwear

Montreal

$138 6.7%

Charlotte Amalie

–

Getting Around

Montreal

$100 4.8%

Charlotte Amalie

–

Sport & Entertainment

Montreal

$53 2.6%

Charlotte Amalie

–

Cost Breakdown

A central one-bedroom costs $1,298 in Montreal versus $1,261 in Charlotte Amalie. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $73 in Montreal versus $118 in Charlotte Amalie. Groceries tell a different story – $357 in Montreal vs $199 in Charlotte Amalie – so Charlotte Amalie wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇻🇮 Charlotte Amalie

🕒 Local time

19:26 7:26 PM

20:26 8:26 PM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

14,477 Capital

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.708 USD

1 CAD = 0.633 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 7, 2026: 1 USD = 1.41 CAD (1 CAD = 0.708 USD). 1 EUR = 1.58 CAD (1 CAD = 0.633 EUR).

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Charlotte Amalie 3,120 km ≈ 4 h 30 min nonstop flight

From you

Montreal
Charlotte Amalie

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Charlotte Amalie: Cost of Living - Frequently Asked Questions

Yes – Charlotte Amalie is pricier by about 14%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $3,100 per month in Montreal and $3,547 in Charlotte Amalie. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,298 in Montreal and $1,261 in Charlotte Amalie. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Interestingly, groceries are about 44% cheaper in Charlotte Amalie – one category where the pricier city actually offers better value.

A mid-range dinner for two costs $73 in Montreal and $118 in Charlotte Amalie. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,067 in Montreal and $2,365 in Charlotte Amalie. You’ll need shared housing and careful budgeting no matter which city you pick.