Last update: Nov 2026

Cost of Living Comparison Between Charlotte Amalie and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,365 in Charlotte Amalie, rent and utilities included – about $12,400 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Charlotte Amalie

🇻🇮 U.S. Virgin Islands

$2,365

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Charlotte Amalie and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Charlotte Amalie and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,365 per month in Charlotte Amalie vs $1,331 in Ubud, Bali, rent included.

Charlotte Amalie $2,365
Ubud, Bali $1,331

A couple spends around $4,182 per month in Charlotte Amalie vs $2,255 in Ubud, Bali, rent included.

Charlotte Amalie $4,182
Ubud, Bali $2,255

A family of three spends $5,998 per month in Charlotte Amalie vs $3,180 in Ubud, Bali, rent included.

Charlotte Amalie $5,998
Ubud, Bali $3,180

Charlotte Amalie costs about 78% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Charlotte Amalie sits 75% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$25.12 $25.12

$3.38 Rp 60.9K

643.20%

Three-Course Dinner for Two, Mid-Range

$118 $118

$34.65 Rp 625.4K

241.93%

Fast Food Meal (McDonalds, etc)

$12.79 $12.79

$5.57 Rp 100.6K

129.62%

Cappuccino

$7.22 $7.22

$2.62 Rp 47.3K

175.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$1.54 Rp 27.8K

98.05%

Water (0.33 liter bottle)

$2.46 $2.46

$0.64 Rp 11.6K

284.37%

Local Beer (0.5 liter draught)

$5.39 $5.39

$2.67 Rp 48.1K

101.87%

Imported Beer (0.33 liter bottle)

$6.93 $6.93

$4.26 Rp 76.9K

62.68%

Milk (1 liter)

$2.79 $2.79

$1.46 Rp 26.4K

91.10%

White Bread (500g)

$8.86 $8.86

$2.29 Rp 41.4K

286.90%

Rice (white) (1kg)

$1.11 Rp 20.0K

Eggs

$7.17 $7.17

$2.10 Rp 37.9K

241.43%

Local Cheese (1kg)

$15.94 Rp 287.7K

Chicken Fillets (1kg)

$3.88 Rp 70.1K

Beef Round Steak (1kg)

$11.40 Rp 205.8K

Apples (1kg)

$3.55 Rp 64.1K

Banana (1kg)

$1.54 Rp 27.7K

Oranges (1kg)

$2.23 Rp 40.2K

Tomato (1kg)

$1.97 Rp 35.6K

Potato (1kg)

$1.86 Rp 33.5K

Onion (1kg)

$2.42 Rp 43.6K

Lettuce (1 head)

$1.02 Rp 18.5K

Water (1.5 liter bottle)

$0.52 Rp 9,427

Cigarettes 20 Pack (Marlboro, Camel)

$4.92 $4.92

$2.20 Rp 39.7K

123.64%

Wine (Bottle)

$19.93 $19.93

$21.79 Rp 393.2K

-8.54%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

Imported Beer (0.33 liter bottle)

$6.83 $6.83

$2.97 Rp 53.6K

129.97%

One-way Ticket (Public Transport)

$6.17 $6.17

$0.25 Rp 4,519

2368.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

Taxi Start (Normal Tariff)

$19.93 $19.93

$0.44 Rp 7,901

4429.55%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

Gasoline (1 liter)

$1.35 $1.35

$0.83 Rp 14.9K

62.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.8K $45.8K

$24.4K Rp 441.3M

87.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$48.7K $48.7K

$31.7K Rp 572.1M

53.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$301 $301

$77.5 Rp 1.4M

289.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.0 $61.0

$6.14 Rp 110.9K

893.00%

Internet (50+ Mbps, Unlimited Data)

$101 $101

$18.92 Rp 341.4K

433.72%

Gym Membership (Monthly)

$199 $199

$51.0 Rp 920.4K

290.78%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$11.84 $11.84

$4.38 Rp 79.1K

170.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

Sport Shoes (Adidas, Nike)

$89.1 $89.1

$78.3 Rp 1.4M

13.71%

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,261 $1,261

$1,078 Rp 19.4M

17.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,006 $1,006

$665 Rp 12.0M

51.33%

3-bedroom Apartment, City Center (Monthly)

$3,493 $3,493

$3,510 Rp 63.4M

-0.47%

3-bedroom Apartment, Outside City Center (Monthly)

$3,014 $3,014

$1,671 Rp 30.2M

80.37%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Charlotte Amalie: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Charlotte Amalie

–

Ubud, Bali

$665 50%

Groceries & Markets

Charlotte Amalie

–

Ubud, Bali

$279 21%

Clothing & Footwear

Charlotte Amalie

–

Ubud, Bali

$106 8%

Eating Out

Charlotte Amalie

–

Ubud, Bali

$106 8%

Monthly Utilities & Internet

Charlotte Amalie

–

Ubud, Bali

$103 7.7%

Sport & Entertainment

Charlotte Amalie

–

Ubud, Bali

$60 4.5%

Getting Around

Charlotte Amalie

–

Ubud, Bali

$12 0.9%

Cost Breakdown

A central one-bedroom costs $1,261 in Charlotte Amalie versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in Charlotte Amalie versus $35 in Ubud, Bali. Groceries tell a different story – $199 in Charlotte Amalie vs $279 in Ubud, Bali – so Charlotte Amalie wins on supermarket bills even if dining out costs more.

Good to know

🇻🇮 Charlotte Amalie

🇮🇩 Ubud, Bali

🕒 Local time

10:54 10:54 AM

22:54 10:54 PM

12 h ahead of Charlotte Amalie

🌤 Weather

👥 Population

14,477 Capital

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

IDR to USD in detail →

On the map

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Between locations

Charlotte Amalie Ubud, Bali 18,920 km ≈ 24 h nonstop flight

From you

Charlotte Amalie
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Charlotte Amalie vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Charlotte Amalie is pricier by about 78%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,547 per month in Charlotte Amalie and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,261 in Charlotte Amalie.

Interestingly, groceries are about 29% cheaper in Charlotte Amalie – one category where the pricier city actually offers better value.

A mid-range dinner for two costs $118 in Charlotte Amalie and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,365 in Charlotte Amalie and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Charlotte Amalie has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $2,365 in Charlotte Amalie. Climate, culture, job market, and personal taste all factor in.