Last update: Oct 2026

Cost of Living Comparison Between Chandigarh and Mumbai (Bombay)

For one person, living is cheaper in Chandigarh: $488 a month against $813 in Mumbai (Bombay), rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Chandigarh
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Chandigarh Living Index
39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Chandigarh

🇮🇳 India

$488

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Chandigarh and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chandigarh and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $488 in Chandigarh versus $813 in Mumbai (Bombay).

Chandigarh $488
Mumbai (Bombay) $813

Estimated couple costs with rent: $788 in Chandigarh versus $1,352 in Mumbai (Bombay).

Chandigarh $788
Mumbai (Bombay) $1,352

Monthly costs for a family of three with rent: $1,088 in Chandigarh versus $1,891 in Mumbai (Bombay).

Chandigarh $1,088
Mumbai (Bombay) $1,891

Living in Chandigarh costs roughly 40% less than in Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Chandigarh 64% lower, Mumbai (Bombay) 40% lower.

Meal at Budget Restaurant

$3.20 ₹304

$5.35 ₹508

-40.19%

Three-Course Dinner for Two, Mid-Range

$13.68 ₹1,299

$20.87 ₹1,982

-34.45%

Fast Food Meal (McDonalds, etc)

$4.11 ₹390

$4.08 ₹387

0.74%

Cappuccino

$2.69 ₹256

$2.78 ₹264

-3.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₹41.50

$0.40 ₹38.24

10.00%

Water (0.33 liter bottle)

$0.25 ₹23.78

$0.15 ₹14.42

66.67%

Local Beer (0.5 liter draught)

$2.15 ₹204

$2.64 ₹251

-18.56%

Imported Beer (0.33 liter bottle)

$3.17 ₹301

$4.25 ₹404

-25.41%

Milk (1 liter)

$0.73 ₹69.4

$0.74 ₹70.5

-1.35%

White Bread (500g)

$0.52 ₹49.17

$0.54 ₹51.3

-3.70%

Rice (white) (1kg)

$0.81 ₹77.3

$0.78 ₹74.1

3.85%

Eggs

$0.91 ₹86.3

$1.00 ₹95.1

-9.00%

Local Cheese (1kg)

$4.93 ₹468

$5.61 ₹533

-12.12%

Chicken Fillets (1kg)

$2.84 ₹270

$3.58 ₹340

-20.67%

Apples (1kg)

$1.64 ₹156

$2.17 ₹206

-24.42%

Banana (1kg)

$0.75 ₹70.9

$0.69 ₹65.8

8.70%

Oranges (1kg)

$1.06 ₹101

$1.21 ₹114

-12.40%

Tomato (1kg)

$0.67 ₹63.8

$0.49 ₹46.33

36.73%

Potato (1kg)

$0.28 ₹26.54

$0.33 ₹31.71

-15.15%

Onion (1kg)

$0.34 ₹32.38

$0.37 ₹35.53

-8.11%

Lettuce (1 head)

$0.67 ₹63.4

$0.44 ₹41.79

52.27%

Water (1.5 liter bottle)

$0.30 ₹28.25

$0.31 ₹29.64

-3.23%

Cigarettes 20 Pack (Marlboro, Camel)

$4.97 ₹472

$5.00 ₹475

-0.60%

Wine (Bottle)

$11.43 ₹1,086

$8.34 ₹792

37.05%

Local Beer (0.5 liter bottle)

$1.67 ₹158

$1.99 ₹189

-16.08%

Imported Beer (0.33 liter bottle)

$2.81 ₹266

$3.12 ₹296

-9.94%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.55 ₹622

$6.01 ₹570

8.99%

One-way Ticket (Public Transport)

$0.25 ₹23.60

$0.20 ₹18.95

25.00%

Public Transport Monthly Pass (Regular Price)

$4.58 ₹435

$6.90 ₹655

-33.62%

Taxi Start (Normal Tariff)

$1.08 ₹102

$0.31 ₹29.84

248.39%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.90

$0.31 ₹29.41

-19.35%

Taxi 1hour Waiting (Normal Tariff)

$1.66 ₹158

$1.61 ₹153

3.11%

Gasoline (1 liter)

$1.09 ₹103

$1.10 ₹105

-0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₹1.1M

$15.6K ₹1.5M

-28.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K ₹2.4M

$22.4K ₹2.1M

11.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.21 ₹3,628

$61.9 ₹5,873

-38.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.08 ₹388

$4.52 ₹429

-9.73%

Internet (50+ Mbps, Unlimited Data)

$6.52 ₹619

$8.97 ₹852

-27.31%

Gym Membership (Monthly)

$25.72 ₹2,443

$37.11 ₹3,524

-30.69%

Tennis Court (1 Hour on Weekend)

$8.08 ₹767

$14.11 ₹1,340

-42.74%

Cinema Ticket

$3.13 ₹298

$5.01 ₹476

-37.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$57.7 ₹5,480

$119 ₹11.3K

-51.50%

International Primary School, 1 Child (Yearly)

$2,480 ₹235.5K

$4,948 ₹469.8K

-49.88%

Jeans (Levis 501 Or Similar)

$26.87 ₹2,551

$36.37 ₹3,453

-26.12%

Summer Dress (H&M, Zara, etc)

$25.26 ₹2,398

$38.71 ₹3,675

-34.75%

Sport Shoes (Adidas, Nike)

$57.6 ₹5,469

$54.7 ₹5,196

5.24%

Men's Leather Business Shoes

$44.40 ₹4,216

$48.03 ₹4,561

-7.56%

1-bedroom Apartment, City Center (Monthly)

$171 ₹16.3K

$640 ₹60.7K

-73.23%

1-bedroom Apartment, Outside City Center (Monthly)

$127 ₹12.1K

$372 ₹35.3K

-65.82%

3-bedroom Apartment, City Center (Monthly)

$482 ₹45.8K

$2,093 ₹198.7K

-76.95%

3-bedroom Apartment, Outside City Center (Monthly)

$309 ₹29.3K

$925 ₹87.8K

-66.59%

Buy Apartment in City Center (m2)

$1,868 ₹177.4K

$5,706 ₹541.8K

-67.26%

Buy Apartment Outside City Center (m2)

$1,025 ₹97.4K

$2,560 ₹243.1K

-59.94%

Average Monthly Net Salary (After Tax)

$437 ₹41.5K

$757 ₹71.9K

-42.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

-3.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chandigarh: October 26, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chandigarh

$127 26%

Mumbai (Bombay)

$372 45.7% 193% $245

Groceries & Markets

Chandigarh

$113 23.2%

Mumbai (Bombay)

$117 14.4% 3.4% $3.8

Eating Out

Chandigarh

$90 18.5%

Mumbai (Bombay)

$112 13.8% 24.6% $22

Clothing & Footwear

Chandigarh

$69 14.2%

Mumbai (Bombay)

$80 9.8% 15.4% $11

Monthly Utilities & Internet

Chandigarh

$49 10%

Mumbai (Bombay)

$75 9.3% 54.4% $27

Sport & Entertainment

Chandigarh

$32 6.6%

Mumbai (Bombay)

$47 5.8% 47.3% $15

Getting Around

Chandigarh

$7.9 1.6%

Mumbai (Bombay)

$9.6 1.2% 20.9% $1.7

Cost Breakdown

A one-bedroom apartment in the center runs $171 in Chandigarh and $640 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 73% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $14 in Chandigarh vs $21 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $113 vs $117 per month, with Chandigarh cheaper across the board.

Good to know

🇮🇳 Chandigarh

🇮🇳 Mumbai (Bombay)

🕒 Local time

03:00 3:00 AM

Same time as Chandigarh

🌤 Weather

👥 Population

1,028,667

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Chandigarh Mumbai (Bombay) 1,360 km ≈ 2 h 15 min nonstop flight

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Chandigarh
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chandigarh vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Chandigarh wins on cost – living expenses run 40% lower than in Mumbai (Bombay). Housing and daily spending are where you’ll feel the difference most, making Chandigarh the obvious pick if budget is a priority.

On paper, salaries run 42% lower in Chandigarh. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $171 in Chandigarh versus $640 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Chandigarh runs roughly 34% less than in Mumbai (Bombay). The price difference matters if you commute daily and watch your budget.

Childcare runs $58 in Chandigarh versus $119 in Mumbai (Bombay). Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $488 in Chandigarh versus $813 in Mumbai (Bombay), a $800 budget is realistic in Chandigarh but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Chandigarh the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chandigarh gentler on the wallet – expenses run 40% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.