Cost of Living Comparison Between Mumbai (Bombay) and Chandigarh Cost of Living Comparison Between Mumbai (Bombay) and Chandigarh

Monthly Cost of Living

Monthly costs for one person with rent: $763 in Mumbai (Bombay) versus $450 in Chandigarh.

Estimated couple costs with rent: $1,259 in Mumbai (Bombay) versus $731 in Chandigarh.

Monthly costs for a family of three with rent: $1,754 in Mumbai (Bombay) versus $1,012 in Chandigarh.

Living in Mumbai (Bombay) is roughly 70% more expensive than in Chandigarh, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Chandigarh 66% lower.

Meal at Budget Restaurant

$5.17 ₹498

$3.12 ₹300

65.71%

Three-Course Dinner for Two, Mid-Range

$22.50 ₹2,166

$14.08 ₹1,355

59.80%

Fast Food Meal (McDonalds, etc)

$4.70 ₹452

$3.53 ₹340

33.14%

Cappuccino

$2.60 ₹251

$1.98 ₹191

31.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₹48.58

$0.40 ₹38.41

25.00%

Water (0.33 liter bottle)

$0.19 ₹18.22

$0.20 ₹19.21

-5.00%

Local Beer (0.5 liter draught)

$2.33 ₹224

$1.78 ₹171

30.90%

Imported Beer (0.33 liter bottle)

$4.18 ₹403

$2.88 ₹278

45.14%

Milk (1 liter)

$0.73 ₹70.1

$0.77 ₹74.2

-5.19%

White Bread (500g)

$0.48 ₹46.49

$0.57 ₹54.9

-15.79%

Rice (white) (1kg)

$0.82 ₹79.3

$0.82 ₹79.1

Eggs

$1.05 ₹101

$1.09 ₹105

-3.67%

Local Cheese (1kg)

$6.87 ₹661

$5.49 ₹528

25.14%

Chicken Fillets (1kg)

$3.89 ₹374

$2.91 ₹281

33.68%

Apples (1kg)

$2.29 ₹220

$2.05 ₹198

11.71%

Banana (1kg)

$0.83 ₹79.7

$0.75 ₹72.3

10.67%

Oranges (1kg)

$1.30 ₹125

$0.99 ₹95.7

31.31%

Tomato (1kg)

$0.65 ₹63.0

$0.56 ₹54.4

16.07%

Potato (1kg)

$0.57 ₹54.8

$0.39 ₹37.80

46.15%

Onion (1kg)

$0.58 ₹56.3

$0.45 ₹43.76

28.89%

Lettuce (1 head)

$0.64 ₹61.9

$0.46 ₹43.95

39.13%

Water (1.5 liter bottle)

$0.35 ₹33.81

$0.31 ₹30.32

12.90%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 ₹406

$4.14 ₹398

1.93%

Wine (Bottle)

$8.18 ₹787

$11.70 ₹1,126

-30.09%

Local Beer (0.5 liter bottle)

$2.08 ₹200

$1.66 ₹160

25.30%

Imported Beer (0.33 liter bottle)

$3.27 ₹315

$2.85 ₹275

14.74%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.98 ₹672

$5.06 ₹487

37.94%

One-way Ticket (Public Transport)

$0.22 ₹21.17

$0.28 ₹26.69

-21.43%

Public Transport Monthly Pass (Regular Price)

$4.69 ₹451

$8.68 ₹835

-45.97%

Taxi Start (Normal Tariff)

$0.37 ₹35.23

$0.79 ₹75.7

-53.16%

Taxi (Normal Tariff) (1km)

$0.24 ₹23.11

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹132

$1.31 ₹126

4.58%

Gasoline (1 liter)

$1.18 ₹114

$1.21 ₹116

-2.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.7M

$14.8K ₹1.4M

16.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ₹2.4M

$28.9K ₹2.8M

-14.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,833

$47.68 ₹4,590

5.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₹489

$3.34 ₹321

52.10%

Internet (50+ Mbps, Unlimited Data)

$8.62 ₹830

$7.17 ₹690

20.22%

Gym Membership (Monthly)

$23.20 ₹2,234

$19.79 ₹1,905

17.23%

Tennis Court (1 Hour on Weekend)

$11.85 ₹1,141

$10.31 ₹992

14.94%

Cinema Ticket

$4.70 ₹452

$2.84 ₹273

65.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$61.9 ₹5,956

91.27%

International Primary School, 1 Child (Yearly)

$3,379 ₹325.3K

$1,966 ₹189.3K

71.86%

Jeans (Levis 501 Or Similar)

$29.21 ₹2,812

$24.88 ₹2,395

17.40%

Summer Dress (H&M, Zara, etc)

$31.19 ₹3,003

$24.03 ₹2,313

29.80%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,444

$48.63 ₹4,681

16.29%

Men's Leather Business Shoes

$40.55 ₹3,904

$32.59 ₹3,138

24.42%

1-bedroom Apartment, City Center (Monthly)

$697 ₹67.1K

$170 ₹16.4K

309.33%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.4K

$104 ₹10.1K

242.16%

3-bedroom Apartment, City Center (Monthly)

$1,783 ₹171.7K

$411 ₹39.5K

334.26%

3-bedroom Apartment, Outside City Center (Monthly)

$844 ₹81.3K

$267 ₹25.7K

215.93%

Buy Apartment in City Center (m2)

$6,047 ₹582.1K

$3,017 ₹290.5K

100.41%

Buy Apartment Outside City Center (m2)

$2,517 ₹242.4K

$1,782 ₹171.5K

41.28%

Average Monthly Net Salary (After Tax)

$787 ₹75.8K

$471 ₹45.3K

67.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.3

11.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 13, 2026

Last update for Chandigarh: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $697 in Mumbai (Bombay) and $170 in Chandigarh. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 67% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Mumbai (Bombay) vs $14.00 in Chandigarh for a mid-range dinner for two. Groceries echo the gap at $127 vs $119 per month, with Chandigarh cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Chandigarh: Cost of Living - Frequently Asked Questions

Chandigarh wins on cost – living expenses run 70% lower than in Mumbai (Bombay). Housing and daily spending are where you'll feel the difference most, making Chandigarh the obvious pick if budget is a priority.

Average pay runs 67% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $697 in Mumbai (Bombay) versus $170 in Chandigarh. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Chandigarh runs roughly 85% less than in Mumbai (Bombay). Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $118 in Mumbai (Bombay) versus $61.9 in Chandigarh. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $450 in Chandigarh versus $763 in Mumbai (Bombay), a $1,000 budget is realistic in Chandigarh but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Chandigarh the clear choice for anyone on this budget.

Both work as nomad bases, but Chandigarh delivers better value – similar infrastructure at $450 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chandigarh hard to pass up.

Safety-wise, Mumbai (Bombay) and Chandigarh are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chandigarh gentler on the wallet – expenses run 70% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.