Last update: Oct 2026

Cost of Living Comparison Between Cergy and Penrith

For one person, living is cheaper in Cergy: $1,666 a month against $2,604 in Penrith, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

81

Cost of Living Index in Cergy
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Cergy Living Index
122

Cost of Living Index in Penrith
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Penrith Living Index

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Cergy

🇫🇷 France

$1,666

/mo nomad

Penrith

🇦🇺 Australia

$2,604

/mo nomad

Monthly Cost of Living

How much you'll spend in Cergy and in Penrith

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cergy and in Penrith actually costs, broken down by who's living it.

A single person spends $1,666 per month in Cergy vs $2,604 in Penrith, rent included.

Cergy $1,666
Penrith $2,604

A couple spends around $2,536 per month in Cergy vs $3,652 in Penrith, rent included.

Cergy $2,536
Penrith $3,652

A family of three spends $3,405 per month in Cergy vs $4,701 in Penrith, rent included.

Cergy $3,405
Penrith $4,701

Cergy is about 36% cheaper than Penrith, and outside of rent the biggest gap is in eating out.

Both Cergy and Penrith sit above the global median – Cergy by 23%, Penrith by 93%.

Meal at Budget Restaurant

$8.87 €7.89

$21.03 A$30.26

-57.82%

Three-Course Dinner for Two, Mid-Range

$49.28 €43.83

$89.7 A$129

-45.03%

Fast Food Meal (McDonalds, etc)

$9.05 €8.05

$10.56 A$15.19

-14.30%

Cappuccino

$2.81 €2.50

$2.04 A$2.93

37.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 €1.16

$3.16 A$4.54

-58.86%

Water (0.33 liter bottle)

$1.74 €1.55

$2.56 A$3.69

-32.03%

Local Beer (0.5 liter draught)

$5.16 €4.59

$8.57 A$12.33

-39.79%

Imported Beer (0.33 liter bottle)

$5.49 €4.88

$4.96 A$7.14

10.69%

Milk (1 liter)

$1.24 €1.11

$1.57 A$2.26

-21.02%

White Bread (500g)

$1.88 €1.67

$3.32 A$4.78

-43.37%

Rice (white) (1kg)

$2.83 €2.51

$2.54 A$3.65

11.42%

Eggs

$4.04 €3.60

$5.16 A$7.42

-21.71%

Local Cheese (1kg)

$21.87 €19.45

$13.08 A$18.82

67.20%

Chicken Fillets (1kg)

$10.42 €9.27

$9.74 A$14.02

6.98%

Beef Round Steak (1kg)

$23.27 €20.70

$15.40 A$22.16

51.10%

Apples (1kg)

$3.43 €3.05

$3.93 A$5.65

-12.72%

Banana (1kg)

$2.09 €1.86

$3.08 A$4.43

-32.14%

Oranges (1kg)

$2.21 €1.96

$3.50 A$5.04

-36.86%

Tomato (1kg)

$2.16 €1.92

$5.31 A$7.65

-59.32%

Potato (1kg)

$1.91 €1.70

$3.17 A$4.56

-39.75%

Onion (1kg)

$2.03 €1.80

$2.80 A$4.02

-27.50%

Lettuce (1 head)

$1.78 €1.58

$2.48 A$3.57

-28.23%

Water (1.5 liter bottle)

$0.68 €0.61

$1.34 A$1.93

-49.25%

Cigarettes 20 Pack (Marlboro, Camel)

$13.07 €11.63

$45.42 A$65.4

-71.22%

Wine (Bottle)

$8.45 €7.51

$14.07 A$20.24

-39.94%

Local Beer (0.5 liter bottle)

$2.40 €2.14

$4.62 A$6.65

-48.05%

Imported Beer (0.33 liter bottle)

$4.31 €3.84

$5.64 A$8.11

-23.58%

One-way Ticket (Public Transport)

$1.87 €1.66

$3.17 A$4.57

-41.01%

Public Transport Monthly Pass (Regular Price)

$48.29 €42.95

$78.5 A$113

-38.46%

Taxi Start (Normal Tariff)

$2.24 €1.99

$4.11 A$5.92

-45.50%

Taxi (Normal Tariff) (1km)

$2.14 €1.90

$1.57 A$2.26

36.31%

Taxi 1hour Waiting (Normal Tariff)

$24.55 €21.84

$42.63 A$61.3

-42.41%

Gasoline (1 liter)

$1.95 €1.73

$1.18 A$1.70

65.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K €30.1K

$27.1K A$39.0K

25.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.2K €31.3K

$30.0K A$43.2K

17.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 €183

$183 A$263

12.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.07 €13.41

$26.16 A$37.65

-42.39%

Internet (50+ Mbps, Unlimited Data)

$22.38 €19.91

$55.4 A$79.7

-59.60%

Gym Membership (Monthly)

$35.13 €31.25

$51.0 A$73.4

-31.12%

Tennis Court (1 Hour on Weekend)

$17.66 A$25.42

Cinema Ticket

$14.22 €12.65

$15.88 A$22.86

-10.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$625 €556

$2,390 A$3,439

-73.86%

International Primary School, 1 Child (Yearly)

$8,211 €7,304

$19.9K A$28.7K

-58.77%

Jeans (Levis 501 Or Similar)

$88.2 €78.4

$75.3 A$108

17.09%

Summer Dress (H&M, Zara, etc)

$40.58 €36.09

$56.1 A$80.8

-27.69%

Sport Shoes (Adidas, Nike)

$99.8 €88.8

$108 A$155

-7.43%

Men's Leather Business Shoes

$104 €92.1

$134 A$193

-22.87%

1-bedroom Apartment, City Center (Monthly)

$742 €660

$1,371 A$1,973

-45.91%

1-bedroom Apartment, Outside City Center (Monthly)

$602 €535

$1,289 A$1,855

-53.32%

3-bedroom Apartment, City Center (Monthly)

$1,384 €1,231

$2,142 A$3,082

-35.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,104 €982

$1,686 A$2,427

-34.56%

Buy Apartment in City Center (m2)

$3,853 €3,427

$4,992 A$7,184

-22.82%

Buy Apartment Outside City Center (m2)

$3,001 €2,669

$4,361 A$6,275

-31.18%

Average Monthly Net Salary (After Tax)

$2,624 €2,334

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

5.95

-41.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cergy: October 12, 2026

Last update for Penrith: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cergy

$602 36.1%

Penrith

$1.3K 49.5% 114% $687

Groceries & Markets

Cergy

$358 21.5%

Penrith

$396 15.2% 10.6% $38

Monthly Utilities & Internet

Cergy

$243 14.6%

Penrith

$264 10.2% 8.7% $21

Eating Out

Cergy

$181 10.9%

Penrith

$300 11.5% 65.9% $119

Clothing & Footwear

Cergy

$149 9%

Penrith

$168 6.5% 12.5% $19

Getting Around

Cergy

$69 4.1%

Penrith

$103 4% 50.1% $34

Sport & Entertainment

Cergy

$64 3.8%

Penrith

$83 3.2% 30.2% $19

Cost Breakdown

A central one-bedroom costs $742 in Cergy versus $1,371 in Penrith. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $49.00 in Cergy versus $90.0 in Penrith. Monthly groceries follow the same trend: $358 vs $396 – making Cergy the more affordable choice for daily food spending.

Good to know

🇫🇷 Cergy

🇦🇺 Penrith

🕒 Local time

01:19 1:19 AM

10:19 10:19 AM

9 h ahead of Cergy

🌤 Weather

👥 Population

68,348

13,343

💱 Currency

Euro EUR €

Australian Dollar AUD $

📈 Exchange rate

1 EUR = 1.12 USD

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Australian Dollar exchange rates as of October 19, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to EUR in detail →

On the map

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Between locations

Cergy Penrith 16,930 km ≈ 22 h nonstop flight

From you

Cergy
Penrith

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cergy vs Penrith: Cost of Living - Frequently Asked Questions

Yes – Penrith is pricier by about 56%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,498 per month in Cergy and $3,905 in Penrith. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cergy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $49.00 in Cergy and $90.0 in Penrith. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,666 in Cergy and $2,604 in Penrith. That's a gap of about 56%.

A $2,500 monthly budget goes further in Cergy, where all-in costs run around $1,666, than in Penrith at $2,604. In Cergy it covers expenses comfortably, while in Penrith it requires careful planning or may not stretch far enough.

Families tend to lean toward Cergy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cergy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Penrith makes more sense. Both are solid long-term options with distinct trade-offs.