For one person, living is cheaper in Cebu: $915 a month against $2,101 in Struer, rent and utilities included – about $14,200 less a year. Other living expenses account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Struer actually costs, broken down by who's living it.
Monthly costs for one person with rent: $915 in Cebu versus $2,101 in Struer.
Cebu $915
Struer $2,101
Estimated couple costs with rent: $1,418 in Cebu versus $3,342 in Struer.
Cebu $1,418
Struer $3,342
Monthly costs for a family of three with rent: $1,921 in Cebu versus $4,584 in Struer.
Cebu $1,921
Struer $4,584
🌍
Living in Cebu costs roughly 56% less than in Struer, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Cebu is 33% below, Struer is 55% above.
Currency
No currencies found
🍽 Eating Out
Cebu
Struer
Difference
Meal at Budget Restaurant
$3.05₱192
$21.22DKK 141
-85.63%
Three-Course Dinner for Two, Mid-Range
$24.00₱1,511
$105DKK 700
-77.21%
Fast Food Meal(McDonalds, etc)
$3.99₱251
$13.66DKK 90.8
-70.79%
Cappuccino
$2.50₱157
$6.14DKK 40.85
-59.28%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.54₱97.1
$4.32DKK 28.70
-64.35%
Water(0.33 liter bottle)
$0.50₱31.37
$3.22DKK 21.39
-84.47%
Local Beer(0.5 liter draught)
$1.78₱112
$7.83DKK 52.1
-77.27%
Imported Beer(0.33 liter bottle)
$2.17₱136
$7.31DKK 48.61
-70.31%
🛒 Groceries & Markets
Cebu
Struer
Difference
Milk(1 liter)
$2.00₱126
$2.04DKK 13.56
-1.96%
White Bread(500g)
$1.37₱86.2
$3.29DKK 21.89
-58.36%
Rice(white)(1kg)
$1.03₱64.9
$2.40DKK 15.96
-57.08%
Eggs
$2.03₱128
$4.76DKK 31.68
-57.35%
Local Cheese(1kg)
$10.20₱642
$14.05DKK 93.4
-27.40%
Chicken Fillets(1kg)
$4.45₱280
$11.72DKK 77.9
-62.03%
Beef Round Steak(1kg)
$7.67₱483
$20.51DKK 136
-62.60%
Apples(1kg)
$3.31₱208
$3.24DKK 21.55
2.16%
Banana(1kg)
$1.46₱91.8
$2.98DKK 19.79
-51.01%
Oranges(1kg)
$2.32₱146
$3.81DKK 25.35
-39.11%
Tomato(1kg)
$1.49₱94.0
$4.51DKK 30.00
-66.96%
Potato(1kg)
$2.34₱147
$2.25DKK 14.99
4.00%
Onion(1kg)
$1.94₱122
$2.00DKK 13.29
-3.00%
Lettuce(1 head)
$1.16₱73.0
$2.00DKK 13.33
-42.00%
Water(1.5 liter bottle)
$0.68₱42.89
$1.35DKK 9.00
-49.63%
Cigarettes 20 Pack(Marlboro, Camel)
$2.99₱188
$9.30DKK 61.9
-67.85%
Wine(Bottle)
$6.24₱393
$9.94DKK 66.1
-37.22%
Local Beer(0.5 liter bottle)
$1.23₱77.3
$1.84DKK 12.25
-33.15%
Imported Beer(0.33 liter bottle)
$1.73₱109
$2.44DKK 16.24
-29.10%
🚌 Getting Around
Cebu
Struer
Difference
One-way Ticket(Public Transport)
$0.23₱14.36
$3.78DKK 25.16
-93.92%
Public Transport Monthly Pass(Regular Price)
$12.34₱777
$92.9DKK 618
-86.71%
Taxi Start(Normal Tariff)
$0.79₱49.96
$5.86DKK 38.98
-86.52%
Taxi(Normal Tariff)(1km)
$0.22₱13.86
$1.63DKK 10.81
-86.50%
Taxi 1hour Waiting(Normal Tariff)
$4.54₱286
$74.3DKK 494
-93.89%
Gasoline(1 liter)
$1.32₱82.9
$2.34DKK 15.58
-43.59%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K₱1.3M
$49.3KDKK 328.1K
-57.43%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K₱1.2M
$53.8KDKK 357.9K
-63.95%
🧾 Monthly Utilities & Internet
Cebu
Struer
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$119₱7,464
$177DKK 1,180
-33.20%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.22₱896
$11.73DKK 78.0
21.23%
Internet(50+ Mbps, Unlimited Data)
$27.47₱1,730
$37.83DKK 252
-27.39%
🎉 Sport & Entertainment
Cebu
Struer
Difference
Gym Membership(Monthly)
$32.31₱2,034
$40.28DKK 268
-19.79%
Tennis Court(1 Hour on Weekend)
$6.50₱409
$24.43DKK 162
-73.39%
Cinema Ticket
$5.40₱340
$18.85DKK 125
-71.35%
🧸 Childcare & Education
Cebu
Struer
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$276₱17.4K
$531DKK 3,535
-48.07%
International Primary School, 1 Child(Yearly)
$7,866₱495.3K
$6,264DKK 41.7K
25.58%
👕👟 Clothing & Footwear
Cebu
Struer
Difference
Jeans(Levis 501 Or Similar)
$49.37₱3,108
$109DKK 723
-54.61%
Summer Dress(H&M, Zara, etc)
$24.58₱1,548
$46.39DKK 309
-47.01%
Sport Shoes(Adidas, Nike)
$76.6₱4,825
$130DKK 867
-41.22%
Men's Leather Business Shoes
$58.9₱3,706
$184DKK 1,226
-68.06%
🏠 Accommodation & Living
Cebu
Struer
Difference
1-bedroom Apartment, City Center(Monthly)
$503₱31.7K
$897DKK 5,963
-43.84%
1-bedroom Apartment, Outside City Center(Monthly)
$305₱19.2K
$709DKK 4,714
-57.04%
3-bedroom Apartment, City Center(Monthly)
$1,075₱67.7K
$1,630DKK 10.8K
-34.08%
3-bedroom Apartment, Outside City Center(Monthly)
$632₱39.8K
$1,275DKK 8,481
-50.43%
Buy Apartment in City Center(m2)
$2,870₱180.7K
$4,875DKK 32.4K
-41.14%
Buy Apartment Outside City Center(m2)
$1,877₱118.2K
$3,711DKK 24.7K
-49.41%
💵 Salaries & Financials
Cebu
Struer
Difference
Average Monthly Net Salary(After Tax)
$336₱21.1K
$4,722DKK 31.4K
-92.89%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.2
3.78
90.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cebu: October 19, 2026
Last update for Struer: October 19, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Cebu
$305 33.3%
Struer
$709 33.8% ↑ 133%$404
🛒Groceries & Markets
Cebu
$210 22.9%
Struer
$385 18.3% ↑ 83.7%$175
🧾Monthly Utilities & Internet
Cebu
$160 17.5%
Struer
$227 10.8% ↑ 41.7%$67
👕👟Clothing & Footwear
Cebu
$94 10.3%
Struer
$211 10.1% ↑ 124%$117
🍽Eating Out
Cebu
$88 9.6%
Struer
$368 17.5% ↑ 320%$281
🎉Sport & Entertainment
Cebu
$43 4.7%
Struer
$78 3.7% ↑ 80.9%$35
🚌Getting Around
Cebu
$15 1.7%
Struer
$122 5.8% ↑ 705%$107
🏠Accommodation & Living
Cebu
$632 32.9%
Struer
$1.3K 27.8% ↑ 102%$643
🛒Groceries & Markets
Cebu
$491 25.6%
Struer
$907 19.8% ↑ 84.5%$415
🧾Monthly Utilities & Internet
Cebu
$174 9.1%
Struer
$239 5.2% ↑ 36.8%$64
👕👟Clothing & Footwear
Cebu
$209 10.9%
Struer
$470 10.3% ↑ 124%$260
🍽Eating Out
Cebu
$290 15.1%
Struer
$1.3K 27.5% ↑ 335%$971
🎉Sport & Entertainment
Cebu
$93 4.8%
Struer
$180 3.9% ↑ 94.6%$88
🚌Getting Around
Cebu
$31 1.6%
Struer
$252 5.5% ↑ 718%$221
Cost Breakdown
🏠A one-bedroom apartment in the center runs $503 in Cebu and $897 in Struer. Housing cost is often the main lever when comparing two cities.
💰Struer pays 1306% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $24.00 in Cebu vs $105 in Struer for a mid-range dinner for two. Groceries echo the gap at $210 vs $385 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Struer: Cost of Living - Frequently Asked Questions
Is Struer cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 130% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Struer?
On paper, salaries run 1306% lower in Struer. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Struer?
Rent for a central apartment: $503 in Cebu versus $897 in Struer. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Struer?
All in, you'll spend $915 per month in Cebu versus $2,101 in Struer – a 130% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 653% less than in Struer. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Struer?
At $915 in Cebu versus $2,101 in Struer, a $1,500 budget is realistic in Cebu but tight or insufficient in Struer. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Struer more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Struer, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Struer?
Safety-wise, Cebu and Struer are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 130% less than in Struer. Beyond cost, consider language, visa policies, and how big the international community is in each city.