For one person, living is cheaper in Cebu: $915 a month against $2,101 in Struer, rent and utilities included – about $14,200 less a year. Other living expenses account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Struer and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $2,101 in Struer versus $915 in Cebu.
Struer $2,101
Cebu $915
Estimated couple costs with rent: $3,342 in Struer versus $1,418 in Cebu.
Struer $3,342
Cebu $1,418
Monthly costs for a family of three with rent: $4,584 in Struer versus $1,921 in Cebu.
Struer $4,584
Cebu $1,921
🌍
Living in Struer is roughly 130% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Struer is 55% above, Cebu is 33% below.
Currency
No currencies found
🍽 Eating Out
Struer
Cebu
Difference
Meal at Budget Restaurant
$21.22DKK 141
$3.05₱192
595.74%
Three-Course Dinner for Two, Mid-Range
$105DKK 700
$24.00₱1,511
338.79%
Fast Food Meal(McDonalds, etc)
$13.66DKK 90.8
$3.99₱251
242.36%
Cappuccino
$6.14DKK 40.85
$2.50₱157
145.60%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$4.32DKK 28.70
$1.54₱97.1
180.52%
Water(0.33 liter bottle)
$3.22DKK 21.39
$0.50₱31.37
544.00%
Local Beer(0.5 liter draught)
$7.83DKK 52.1
$1.78₱112
339.89%
Imported Beer(0.33 liter bottle)
$7.31DKK 48.61
$2.17₱136
236.87%
🛒 Groceries & Markets
Struer
Cebu
Difference
Milk(1 liter)
$2.04DKK 13.56
$2.00₱126
2.00%
White Bread(500g)
$3.29DKK 21.89
$1.37₱86.2
140.15%
Rice(white)(1kg)
$2.40DKK 15.96
$1.03₱64.9
133.01%
Eggs
$4.76DKK 31.68
$2.03₱128
134.48%
Local Cheese(1kg)
$14.05DKK 93.4
$10.20₱642
37.75%
Chicken Fillets(1kg)
$11.72DKK 77.9
$4.45₱280
163.37%
Beef Round Steak(1kg)
$20.51DKK 136
$7.67₱483
167.41%
Apples(1kg)
$3.24DKK 21.55
$3.31₱208
-2.11%
Banana(1kg)
$2.98DKK 19.79
$1.46₱91.8
104.11%
Oranges(1kg)
$3.81DKK 25.35
$2.32₱146
64.22%
Tomato(1kg)
$4.51DKK 30.00
$1.49₱94.0
202.68%
Potato(1kg)
$2.25DKK 14.99
$2.34₱147
-3.85%
Onion(1kg)
$2.00DKK 13.29
$1.94₱122
3.09%
Lettuce(1 head)
$2.00DKK 13.33
$1.16₱73.0
72.41%
Water(1.5 liter bottle)
$1.35DKK 9.00
$0.68₱42.89
98.53%
Cigarettes 20 Pack(Marlboro, Camel)
$9.30DKK 61.9
$2.99₱188
211.04%
Wine(Bottle)
$9.94DKK 66.1
$6.24₱393
59.29%
Local Beer(0.5 liter bottle)
$1.84DKK 12.25
$1.23₱77.3
49.59%
Imported Beer(0.33 liter bottle)
$2.44DKK 16.24
$1.73₱109
41.04%
🚌 Getting Around
Struer
Cebu
Difference
One-way Ticket(Public Transport)
$3.78DKK 25.16
$0.23₱14.36
1543.48%
Public Transport Monthly Pass(Regular Price)
$92.9DKK 618
$12.34₱777
652.51%
Taxi Start(Normal Tariff)
$5.86DKK 38.98
$0.79₱49.96
641.77%
Taxi(Normal Tariff)(1km)
$1.63DKK 10.81
$0.22₱13.86
640.91%
Taxi 1hour Waiting(Normal Tariff)
$74.3DKK 494
$4.54₱286
1537.00%
Gasoline(1 liter)
$2.34DKK 15.58
$1.32₱82.9
77.27%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$49.3KDKK 328.1K
$21.0K₱1.3M
134.90%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$53.8KDKK 357.9K
$19.4K₱1.2M
177.37%
🧾 Monthly Utilities & Internet
Struer
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$177DKK 1,180
$119₱7,464
49.69%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.73DKK 78.0
$14.22₱896
-17.51%
Internet(50+ Mbps, Unlimited Data)
$37.83DKK 252
$27.47₱1,730
37.71%
🎉 Sport & Entertainment
Struer
Cebu
Difference
Gym Membership(Monthly)
$40.28DKK 268
$32.31₱2,034
24.67%
Tennis Court(1 Hour on Weekend)
$24.43DKK 162
$6.50₱409
275.85%
Cinema Ticket
$18.85DKK 125
$5.40₱340
249.07%
🧸 Childcare & Education
Struer
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$531DKK 3,535
$276₱17.4K
92.55%
International Primary School, 1 Child(Yearly)
$6,264DKK 41.7K
$7,866₱495.3K
-20.37%
👕👟 Clothing & Footwear
Struer
Cebu
Difference
Jeans(Levis 501 Or Similar)
$109DKK 723
$49.37₱3,108
120.30%
Summer Dress(H&M, Zara, etc)
$46.39DKK 309
$24.58₱1,548
88.73%
Sport Shoes(Adidas, Nike)
$130DKK 867
$76.6₱4,825
70.12%
Men's Leather Business Shoes
$184DKK 1,226
$58.9₱3,706
213.06%
🏠 Accommodation & Living
Struer
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$897DKK 5,963
$503₱31.7K
78.08%
1-bedroom Apartment, Outside City Center(Monthly)
$709DKK 4,714
$305₱19.2K
132.76%
3-bedroom Apartment, City Center(Monthly)
$1,630DKK 10.8K
$1,075₱67.7K
51.70%
3-bedroom Apartment, Outside City Center(Monthly)
$1,275DKK 8,481
$632₱39.8K
101.75%
Buy Apartment in City Center(m2)
$4,875DKK 32.4K
$2,870₱180.7K
69.90%
Buy Apartment Outside City Center(m2)
$3,711DKK 24.7K
$1,877₱118.2K
97.68%
💵 Salaries & Financials
Struer
Cebu
Difference
Average Monthly Net Salary(After Tax)
$4,722DKK 31.4K
$336₱21.1K
1305.73%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.78
7.2
-47.50%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Struer: October 19, 2026
Last update for Cebu: October 19, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Struer
$709 33.8%
Cebu
$305 33.3% ↓ 57%$404
🛒Groceries & Markets
Struer
$385 18.3%
Cebu
$210 22.9% ↓ 45.6%$175
🍽Eating Out
Struer
$368 17.5%
Cebu
$88 9.6% ↓ 76.2%$281
🧾Monthly Utilities & Internet
Struer
$227 10.8%
Cebu
$160 17.5% ↓ 29.4%$67
👕👟Clothing & Footwear
Struer
$211 10.1%
Cebu
$94 10.3% ↓ 55.4%$117
🚌Getting Around
Struer
$122 5.8%
Cebu
$15 1.7% ↓ 87.6%$107
🎉Sport & Entertainment
Struer
$78 3.7%
Cebu
$43 4.7% ↓ 44.7%$35
🏠Accommodation & Living
Struer
$1.3K 27.8%
Cebu
$632 32.9% ↓ 50.4%$643
🛒Groceries & Markets
Struer
$907 19.8%
Cebu
$491 25.6% ↓ 45.8%$415
🍽Eating Out
Struer
$1.3K 27.5%
Cebu
$290 15.1% ↓ 77%$971
🧾Monthly Utilities & Internet
Struer
$239 5.2%
Cebu
$174 9.1% ↓ 26.9%$64
👕👟Clothing & Footwear
Struer
$470 10.3%
Cebu
$209 10.9% ↓ 55.4%$260
🚌Getting Around
Struer
$252 5.5%
Cebu
$31 1.6% ↓ 87.8%$221
🎉Sport & Entertainment
Struer
$180 3.9%
Cebu
$93 4.8% ↓ 48.6%$88
Cost Breakdown
🏠A one-bedroom apartment in the center runs $897 in Struer and $503 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Struer pays 1306% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $105 in Struer vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $385 vs $210 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Struer vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Struer?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 130% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Struer or Cebu?
Average pay runs 1306% higher in Struer, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Struer and Cebu?
Rent for a central apartment: $897 in Struer versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Struer and in Cebu?
All in, you'll spend $2,101 per month in Struer versus $915 in Cebu – a 130% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 653% less than in Struer. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Struer or in Cebu?
At $915 in Cebu versus $2,101 in Struer, a $1,500 budget is realistic in Cebu but tight or insufficient in Struer. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Struer or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Struer, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Struer or Cebu?
Safety-wise, Struer and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 130% less than in Struer. Beyond cost, consider language, visa policies, and how big the international community is in each city.