Last update: Oct 2026

Cost of Living Comparison Between Cebu and Sirsa

For one person, living is cheaper in Sirsa: $285 a month against $915 in Cebu, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
14

Cost of Living Index in Sirsa
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Sirsa Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Sirsa

🇮🇳 India

$285

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Sirsa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Sirsa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $285 in Sirsa.

Cebu $915
Sirsa $285

Estimated couple costs with rent: $1,418 in Cebu versus $475 in Sirsa.

Cebu $1,418
Sirsa $475

Monthly costs for a family of three with rent: $1,921 in Cebu versus $664 in Sirsa.

Cebu $1,921
Sirsa $664

Living in Cebu is roughly 221% more expensive than in Sirsa, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Sirsa 79% lower.

Meal at Budget Restaurant

$3.05 ₱192

$4.29 ₹407

-28.90%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$12.41 ₹1,178

93.39%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$3.08 ₹293

29.55%

Cappuccino

$2.50 ₱157

$0.52 ₹49.07

380.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.25 ₹23.55

516.00%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.16 ₹14.74

212.50%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.06 ₹101

67.92%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$3.84 ₹364

-43.49%

Milk (1 liter)

$2.00 ₱126

$0.58 ₹54.6

244.83%

White Bread (500g)

$1.37 ₱86.2

$0.39 ₹36.73

251.28%

Rice (white) (1kg)

$1.03 ₱64.9

$0.71 ₹67.4

45.07%

Eggs

$2.03 ₱128

$0.61 ₹58.2

232.79%

Local Cheese (1kg)

$10.20 ₱642

$3.48 ₹330

193.10%

Chicken Fillets (1kg)

$4.45 ₱280

$3.40 ₹323

30.88%

Beef Round Steak (1kg)

$7.67 ₱483

Apples (1kg)

$3.31 ₱208

$1.60 ₹152

106.87%

Banana (1kg)

$1.46 ₱91.8

$0.50 ₹47.85

192.00%

Oranges (1kg)

$2.32 ₱146

$0.43 ₹41.20

439.53%

Tomato (1kg)

$1.49 ₱94.0

$0.48 ₹46.00

210.42%

Potato (1kg)

$2.34 ₱147

$0.27 ₹25.68

766.67%

Onion (1kg)

$1.94 ₱122

$0.34 ₹31.85

470.59%

Lettuce (1 head)

$1.16 ₱73.0

$0.12 ₹11.78

866.67%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.25 ₹23.56

172.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$5.16 ₹490

-42.05%

Wine (Bottle)

$6.24 ₱393

$7.56 ₹718

-17.46%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$0.60 ₹57.0

105.00%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.87 ₹273

-39.72%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.53 ₹525

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.52 ₹49.17

-55.77%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.07 ₹102

-26.17%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.10 ₹9.46

120.00%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$1.03 ₹97.4

340.78%

Gasoline (1 liter)

$1.32 ₱82.9

$1.00 ₹95.4

32.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$11.2K ₹1.1M

87.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$26.6K ₹2.5M

-27.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$47.07 ₹4,470

151.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$2.08 ₹198

583.65%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$5.84 ₹555

370.38%

Gym Membership (Monthly)

$32.31 ₱2,034

$5.39 ₹512

499.44%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$5.40 ₱340

$1.55 ₹148

248.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$52.8 ₹5,011

423.06%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$621 ₹59.0K

1166.26%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$26.31 ₹2,499

87.65%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$34.06 ₹3,234

-27.83%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$52.5 ₹4,987

45.93%

Men's Leather Business Shoes

$58.9 ₱3,706

$36.12 ₹3,430

62.96%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$84.5 ₹8,021

1172.40%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$51.8 ₹4,922

1119.54%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$426 ₹40.4K

-21.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.17

-21.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Sirsa: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Sirsa

- * 0% 100%

Groceries & Markets

Cebu

$210 22.9%

Sirsa

$86 30.3% 58.8% $123

Monthly Utilities & Internet

Cebu

$160 17.5%

Sirsa

$55 19.3% 65.7% $105

Clothing & Footwear

Cebu

$94 10.3%

Sirsa

$67 23.5% 28.9% $27

Eating Out

Cebu

$88 9.6%

Sirsa

$64 22.6% 26.6% $23

Sport & Entertainment

Cebu

$43 4.7%

Sirsa

$8.5 3% 80.3% $35

Getting Around

Cebu

$15 1.7%

Sirsa

$3.6 * 1.3% 76% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Sirsa pays 27% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $12.00 in Sirsa for a mid-range dinner for two. Groceries echo the gap at $210 vs $86.0 per month, with Sirsa cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Sirsa

🕒 Local time

06:37 6:37 AM

04:07 4:07 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

182,500

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Sirsa 5,490 km ≈ 7 h nonstop flight

From you

Cebu
Sirsa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Sirsa: Cost of Living - Frequently Asked Questions

Sirsa is cheaper overall, especially in groceries, clothing, and eating out. The 221% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 27% lower in Sirsa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 143% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $915 per month in Cebu versus $285 in Sirsa – a 221% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Sirsa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Sirsa is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Sirsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sirsa gentler on the wallet – expenses run 221% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.