Last update: Oct 2026

Cost of Living Comparison Between Sirsa and Cebu

For one person, living is cheaper in Sirsa: $285 a month against $915 in Cebu, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

14

Cost of Living Index in Sirsa
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Sirsa Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

Jump to prices

Sirsa

🇮🇳 India

$285

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Sirsa and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sirsa and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $285 in Sirsa versus $915 in Cebu.

Sirsa $285
Cebu $915

Estimated couple costs with rent: $475 in Sirsa versus $1,418 in Cebu.

Sirsa $475
Cebu $1,418

Monthly costs for a family of three with rent: $664 in Sirsa versus $1,921 in Cebu.

Sirsa $664
Cebu $1,921

Living in Sirsa costs roughly 69% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Sirsa 79% lower, Cebu 33% lower.

Meal at Budget Restaurant

$4.29 ₹407

$3.05 ₱192

40.66%

Three-Course Dinner for Two, Mid-Range

$12.41 ₹1,178

$24.00 ₱1,511

-48.29%

Fast Food Meal (McDonalds, etc)

$3.08 ₹293

$3.99 ₱251

-22.81%

Cappuccino

$0.52 ₹49.07

$2.50 ₱157

-79.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.25 ₹23.55

$1.54 ₱97.1

-83.77%

Water (0.33 liter bottle)

$0.16 ₹14.74

$0.50 ₱31.37

-68.00%

Local Beer (0.5 liter draught)

$1.06 ₹101

$1.78 ₱112

-40.45%

Imported Beer (0.33 liter bottle)

$3.84 ₹364

$2.17 ₱136

76.96%

Milk (1 liter)

$0.58 ₹54.6

$2.00 ₱126

-71.00%

White Bread (500g)

$0.39 ₹36.73

$1.37 ₱86.2

-71.53%

Rice (white) (1kg)

$0.71 ₹67.4

$1.03 ₱64.9

-31.07%

Eggs

$0.61 ₹58.2

$2.03 ₱128

-69.95%

Local Cheese (1kg)

$3.48 ₹330

$10.20 ₱642

-65.88%

Chicken Fillets (1kg)

$3.40 ₹323

$4.45 ₱280

-23.60%

Beef Round Steak (1kg)

$7.67 ₱483

Apples (1kg)

$1.60 ₹152

$3.31 ₱208

-51.66%

Banana (1kg)

$0.50 ₹47.85

$1.46 ₱91.8

-65.75%

Oranges (1kg)

$0.43 ₹41.20

$2.32 ₱146

-81.47%

Tomato (1kg)

$0.48 ₹46.00

$1.49 ₱94.0

-67.79%

Potato (1kg)

$0.27 ₹25.68

$2.34 ₱147

-88.46%

Onion (1kg)

$0.34 ₹31.85

$1.94 ₱122

-82.47%

Lettuce (1 head)

$0.12 ₹11.78

$1.16 ₱73.0

-89.66%

Water (1.5 liter bottle)

$0.25 ₹23.56

$0.68 ₱42.89

-63.24%

Cigarettes 20 Pack (Marlboro, Camel)

$5.16 ₹490

$2.99 ₱188

72.58%

Wine (Bottle)

$7.56 ₹718

$6.24 ₱393

21.15%

Local Beer (0.5 liter bottle)

$0.60 ₹57.0

$1.23 ₱77.3

-51.22%

Imported Beer (0.33 liter bottle)

$2.87 ₹273

$1.73 ₱109

65.90%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.53 ₹525

One-way Ticket (Public Transport)

$0.52 ₹49.17

$0.23 ₱14.36

126.09%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$1.07 ₹102

$0.79 ₱49.96

35.44%

Taxi (Normal Tariff) (1km)

$0.10 ₹9.46

$0.22 ₱13.86

-54.55%

Taxi 1hour Waiting (Normal Tariff)

$1.03 ₹97.4

$4.54 ₱286

-77.31%

Gasoline (1 liter)

$1.00 ₹95.4

$1.32 ₱82.9

-24.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₹1.1M

$21.0K ₱1.3M

-46.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K ₹2.5M

$19.4K ₱1.2M

37.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.07 ₹4,470

$119 ₱7,464

-60.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.08 ₹198

$14.22 ₱896

-85.37%

Internet (50+ Mbps, Unlimited Data)

$5.84 ₹555

$27.47 ₱1,730

-78.74%

Gym Membership (Monthly)

$5.39 ₹512

$32.31 ₱2,034

-83.32%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$1.55 ₹148

$5.40 ₱340

-71.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.8 ₹5,011

$276 ₱17.4K

-80.88%

International Primary School, 1 Child (Yearly)

$621 ₹59.0K

$7,866 ₱495.3K

-92.10%

Jeans (Levis 501 Or Similar)

$26.31 ₹2,499

$49.37 ₱3,108

-46.71%

Summer Dress (H&M, Zara, etc)

$34.06 ₹3,234

$24.58 ₱1,548

38.57%

Sport Shoes (Adidas, Nike)

$52.5 ₹4,987

$76.6 ₱4,825

-31.47%

Men's Leather Business Shoes

$36.12 ₹3,430

$58.9 ₱3,706

-38.63%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

3-bedroom Apartment, City Center (Monthly)

$84.5 ₹8,021

$1,075 ₱67.7K

-92.14%

3-bedroom Apartment, Outside City Center (Monthly)

$51.8 ₹4,922

$632 ₱39.8K

-91.80%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$426 ₹40.4K

$336 ₱21.1K

26.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

7.2

27.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sirsa: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Sirsa

$86 30.3%

Cebu

$210 22.9% 143% $123

Clothing & Footwear

Sirsa

$67 23.5%

Cebu

$94 10.3% 40.6% $27

Eating Out

Sirsa

$64 22.6%

Cebu

$88 9.6% 36.3% $23

Monthly Utilities & Internet

Sirsa

$55 19.3%

Cebu

$160 17.5% 191% $105

Sport & Entertainment

Sirsa

$8.5 3%

Cebu

$43 4.7% 407% $35

Getting Around

Sirsa

$3.6 * 1.3%

Cebu

$15 1.7% 316% $12

Accommodation & Living

Sirsa

- * 0%

Cebu

$305 33.3%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Sirsa pays 27% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Sirsa vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $86.0 vs $210 per month, with Sirsa cheaper across the board.

Good to know

🇮🇳 Sirsa

🇵🇭 Cebu

🕒 Local time

04:25 4:25 AM

06:55 6:55 AM

2 h 30 min ahead of Sirsa

🌤 Weather

👥 Population

182,500

964,169

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Sirsa Cebu 5,490 km ≈ 7 h nonstop flight

From you

Sirsa
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sirsa vs Cebu: Cost of Living - Frequently Asked Questions

Sirsa is cheaper overall, especially in groceries, clothing, and eating out. The 221% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 27% higher in Sirsa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 143% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $285 per month in Sirsa versus $915 in Cebu – a 221% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Sirsa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Sirsa is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sirsa and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sirsa gentler on the wallet – expenses run 221% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.