Last update: Oct 2026

Cost of Living Comparison Between Cebu and Setif

For one person, living is cheaper in Setif: $407 a month against $918 in Cebu, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
20

Cost of Living Index in Setif
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Setif Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Setif

🇩🇿 Algeria

$407

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Setif

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Setif actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $407 in Setif.

Cebu $918
Setif $407

Estimated couple costs with rent: $1,409 in Cebu versus $677 in Setif.

Cebu $1,409
Setif $677

Monthly costs for a family of three with rent: $1,900 in Cebu versus $946 in Setif.

Cebu $1,900
Setif $946

Living in Cebu is roughly 125% more expensive than in Setif, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Setif 70% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.14 DZD 420

-1.59%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,519

$15.71 DZD 2,103

54.17%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$3.49 DZD 467

12.32%

Cappuccino

$2.51 ₱157

$0.58 DZD 77.6

332.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱99.8

$0.60 DZD 79.8

165.00%

Water (0.33 liter bottle)

$0.53 ₱33.31

$0.22 DZD 28.92

140.91%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.44 DZD 192

23.61%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.11 DZD 282

2.84%

Milk (1 liter)

$1.92 ₱120

$0.67 DZD 89.6

186.57%

White Bread (500g)

$1.36 ₱85.1

$0.12 DZD 16.26

1033.33%

Rice (white) (1kg)

$1.01 ₱63.3

$1.05 DZD 141

-3.81%

Eggs

$2.03 ₱127

$0.83 DZD 111

144.58%

Local Cheese (1kg)

$9.86 ₱619

$6.45 DZD 863

52.87%

Chicken Fillets (1kg)

$4.39 ₱276

$3.92 DZD 525

11.99%

Beef Round Steak (1kg)

$7.60 ₱477

$14.18 DZD 1,898

-46.40%

Apples (1kg)

$3.30 ₱207

$2.09 DZD 279

57.89%

Banana (1kg)

$1.39 ₱87.4

$2.82 DZD 377

-50.71%

Oranges (1kg)

$2.33 ₱146

$1.06 DZD 142

119.81%

Tomato (1kg)

$1.50 ₱93.9

$0.80 DZD 107

87.50%

Potato (1kg)

$2.36 ₱148

$0.52 DZD 69.5

353.85%

Onion (1kg)

$1.90 ₱119

$0.46 DZD 61.5

313.04%

Lettuce (1 head)

$1.19 ₱74.6

$0.41 DZD 54.3

190.24%

Water (1.5 liter bottle)

$0.63 ₱39.56

$0.17 DZD 22.27

270.59%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$2.72 DZD 365

10.29%

Wine (Bottle)

$6.03 ₱378

$5.20 DZD 695

15.96%

Local Beer (0.5 liter bottle)

$1.23 ₱77.4

$1.23 DZD 165

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.86 DZD 249

-5.91%

One-way Ticket (Public Transport)

$0.25 ₱15.80

$0.12 DZD 15.68

108.33%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱792

$5.60 DZD 750

125.71%

Taxi Start (Normal Tariff)

$0.77 ₱48.43

$0.57 DZD 76.9

35.09%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.47

$0.40 DZD 53.0

-42.50%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱279

$4.87 DZD 652

-8.42%

Gasoline (1 liter)

$1.31 ₱82.5

$0.33 DZD 43.65

296.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$27.4K DZD 3.7M

-22.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$20.4K DZD 2.7M

-6.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,540

$34.14 DZD 4,570

252.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱878

$9.43 DZD 1,262

48.46%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,727

$12.21 DZD 1,634

125.55%

Gym Membership (Monthly)

$32.33 ₱2,028

$17.30 DZD 2,316

86.88%

Tennis Court (1 Hour on Weekend)

$6.65 ₱417

$5.49 DZD 735

21.13%

Cinema Ticket

$5.65 ₱354

$4.40 DZD 589

28.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$553 DZD 74.1K

-50.26%

International Primary School, 1 Child (Yearly)

$7,918 ₱496.6K

$6,406 DZD 857.5K

23.61%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,094

$16.53 DZD 2,213

198.43%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,583

$15.00 DZD 2,008

68.27%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,827

$33.96 DZD 4,545

126.62%

Men's Leather Business Shoes

$57.2 ₱3,587

$56.2 DZD 7,522

1.80%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.3K

$66.0 DZD 8,839

656.50%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$46.16 DZD 6,179

569.02%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.6K

$130 DZD 17.3K

731.92%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.6K

$114 DZD 15.3K

439.34%

Buy Apartment in City Center (m2)

$2,886 ₱181.0K

$340 DZD 45.4K

749.99%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.2K

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

$295 DZD 39.5K

17.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.3

35.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Setif: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Setif

$46 11.3% 85.1% $263

Groceries & Markets

Cebu

$206 22.4%

Setif

$159 39% 22.8% $47

Monthly Utilities & Internet

Cebu

$162 17.6%

Setif

$56 13.7% 65.5% $106

Clothing & Footwear

Cebu

$94 10.2%

Setif

$55 13.4% 41.7% $39

Eating Out

Cebu

$88 9.6%

Setif

$57 14% 35.2% $31

Sport & Entertainment

Cebu

$44 4.8%

Setif

$26 6.4% 40.1% $18

Getting Around

Cebu

$16 1.7%

Setif

$8.6 2.1% 44.6% $7

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $66.0 in Setif. Housing cost is often the main lever when comparing two cities.

Cebu pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $16.00 in Setif for a mid-range dinner for two. Groceries echo the gap at $206 vs $159 per month, with Setif cheaper across the board.

Good to know

🇵🇭 Cebu

🇩🇿 Setif

🕒 Local time

01:02 1:02 AM

18:02 6:02 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

288,461

💱 Currency

Philippine Peso PHP ₱

Algerian Dinar DZD د.ج

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.43 EUR

1,000 DZD = 7.47 USD

1,000 DZD = 6.69 EUR

Exchange rates and currency converter

DZD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 13, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.01 PHP (100 PHP = 1.43 EUR).

Algerian Dinar exchange rates as of October 13, 2026: 1 USD = 134 DZD (1,000 DZD = 7.47 USD). 1 EUR = 149 DZD (1,000 DZD = 6.69 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Setif 11,770 km ≈ 15 h nonstop flight

From you

Cebu
Setif

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Setif: Cost of Living - Frequently Asked Questions

Setif is cheaper overall, especially in groceries, clothing, and eating out. The 125% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 17% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $66.0 in Setif. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $407 in Setif – a 125% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Setif runs roughly 126% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Setif gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Setif is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Setif are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Setif gentler on the wallet – expenses run 125% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.