Last update: Oct 2026

Cost of Living Comparison Between Setif and Cebu

For one person, living is cheaper in Setif: $407 a month against $918 in Cebu, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

20

Cost of Living Index in Setif
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Setif Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Setif

🇩🇿 Algeria

$407

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Setif and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Setif and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $407 in Setif versus $918 in Cebu.

Setif $407
Cebu $918

Estimated couple costs with rent: $677 in Setif versus $1,409 in Cebu.

Setif $677
Cebu $1,409

Monthly costs for a family of three with rent: $946 in Setif versus $1,900 in Cebu.

Setif $946
Cebu $1,900

Living in Setif costs roughly 56% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Setif 70% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.14 DZD 420

$3.09 ₱194

1.62%

Three-Course Dinner for Two, Mid-Range

$15.71 DZD 2,103

$24.22 ₱1,519

-35.14%

Fast Food Meal (McDonalds, etc)

$3.49 DZD 467

$3.92 ₱246

-10.97%

Cappuccino

$0.58 DZD 77.6

$2.51 ₱157

-76.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 DZD 79.8

$1.59 ₱99.8

-62.26%

Water (0.33 liter bottle)

$0.22 DZD 28.92

$0.53 ₱33.31

-58.49%

Local Beer (0.5 liter draught)

$1.44 DZD 192

$1.78 ₱112

-19.10%

Imported Beer (0.33 liter bottle)

$2.11 DZD 282

$2.17 ₱136

-2.76%

Milk (1 liter)

$0.67 DZD 89.6

$1.92 ₱120

-65.10%

White Bread (500g)

$0.12 DZD 16.26

$1.36 ₱85.1

-91.18%

Rice (white) (1kg)

$1.05 DZD 141

$1.01 ₱63.3

3.96%

Eggs

$0.83 DZD 111

$2.03 ₱127

-59.11%

Local Cheese (1kg)

$6.45 DZD 863

$9.86 ₱619

-34.58%

Chicken Fillets (1kg)

$3.92 DZD 525

$4.39 ₱276

-10.71%

Beef Round Steak (1kg)

$14.18 DZD 1,898

$7.60 ₱477

86.58%

Apples (1kg)

$2.09 DZD 279

$3.30 ₱207

-36.67%

Banana (1kg)

$2.82 DZD 377

$1.39 ₱87.4

102.88%

Oranges (1kg)

$1.06 DZD 142

$2.33 ₱146

-54.51%

Tomato (1kg)

$0.80 DZD 107

$1.50 ₱93.9

-46.67%

Potato (1kg)

$0.52 DZD 69.5

$2.36 ₱148

-77.97%

Onion (1kg)

$0.46 DZD 61.5

$1.90 ₱119

-75.79%

Lettuce (1 head)

$0.41 DZD 54.3

$1.19 ₱74.6

-65.55%

Water (1.5 liter bottle)

$0.17 DZD 22.27

$0.63 ₱39.56

-73.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.72 DZD 365

$3.00 ₱188

-9.33%

Wine (Bottle)

$5.20 DZD 695

$6.03 ₱378

-13.76%

Local Beer (0.5 liter bottle)

$1.23 DZD 165

$1.23 ₱77.4

Imported Beer (0.33 liter bottle)

$1.86 DZD 249

$1.75 ₱110

6.29%

One-way Ticket (Public Transport)

$0.12 DZD 15.68

$0.25 ₱15.80

-52.00%

Public Transport Monthly Pass (Regular Price)

$5.60 DZD 750

$12.64 ₱792

-55.70%

Taxi Start (Normal Tariff)

$0.57 DZD 76.9

$0.77 ₱48.43

-25.97%

Taxi (Normal Tariff) (1km)

$0.40 DZD 53.0

$0.23 ₱14.47

73.91%

Taxi 1hour Waiting (Normal Tariff)

$4.87 DZD 652

$4.46 ₱279

9.19%

Gasoline (1 liter)

$0.33 DZD 43.65

$1.31 ₱82.5

-74.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K DZD 3.7M

$21.2K ₱1.3M

28.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K DZD 2.7M

$19.1K ₱1.2M

6.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.14 DZD 4,570

$120 ₱7,540

-71.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.43 DZD 1,262

$14.00 ₱878

-32.64%

Internet (50+ Mbps, Unlimited Data)

$12.21 DZD 1,634

$27.54 ₱1,727

-55.66%

Gym Membership (Monthly)

$17.30 DZD 2,316

$32.33 ₱2,028

-46.49%

Tennis Court (1 Hour on Weekend)

$5.49 DZD 735

$6.65 ₱417

-17.44%

Cinema Ticket

$4.40 DZD 589

$5.65 ₱354

-22.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$553 DZD 74.1K

$275 ₱17.3K

101.03%

International Primary School, 1 Child (Yearly)

$6,406 DZD 857.5K

$7,918 ₱496.6K

-19.10%

Jeans (Levis 501 Or Similar)

$16.53 DZD 2,213

$49.33 ₱3,094

-66.49%

Summer Dress (H&M, Zara, etc)

$15.00 DZD 2,008

$25.24 ₱1,583

-40.57%

Sport Shoes (Adidas, Nike)

$33.96 DZD 4,545

$77.0 ₱4,827

-55.87%

Men's Leather Business Shoes

$56.2 DZD 7,522

$57.2 ₱3,587

-1.77%

1-bedroom Apartment, City Center (Monthly)

$66.0 DZD 8,839

$500 ₱31.3K

-86.78%

1-bedroom Apartment, Outside City Center (Monthly)

$46.16 DZD 6,179

$309 ₱19.4K

-85.05%

3-bedroom Apartment, City Center (Monthly)

$130 DZD 17.3K

$1,078 ₱67.6K

-87.98%

3-bedroom Apartment, Outside City Center (Monthly)

$114 DZD 15.3K

$615 ₱38.6K

-81.46%

Buy Apartment in City Center (m2)

$340 DZD 45.4K

$2,886 ₱181.0K

-88.24%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.2K

Average Monthly Net Salary (After Tax)

$295 DZD 39.5K

$346 ₱21.7K

-14.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

7.2

-26.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Setif: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Setif

$159 39%

Cebu

$206 22.4% 29.6% $47

Eating Out

Setif

$57 14%

Cebu

$88 9.6% 54.4% $31

Monthly Utilities & Internet

Setif

$56 13.7%

Cebu

$162 17.6% 190% $106

Clothing & Footwear

Setif

$55 13.4%

Cebu

$94 10.2% 71.5% $39

Accommodation & Living

Setif

$46 11.3%

Cebu

$309 33.6% 569% $263

Sport & Entertainment

Setif

$26 6.4%

Cebu

$44 4.8% 67.1% $18

Getting Around

Setif

$8.6 2.1%

Cebu

$16 1.7% 80.6% $7

Cost Breakdown

A one-bedroom apartment in the center runs $66.0 in Setif and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in Setif vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $159 vs $206 per month, with Setif cheaper across the board.

Good to know

🇩🇿 Setif

🇵🇭 Cebu

🕒 Local time

16:58 4:58 PM

23:58 11:58 PM

7 h ahead of Setif

🌤 Weather

👥 Population

288,461

964,169

💱 Currency

Algerian Dinar DZD د.ج

Philippine Peso PHP ₱

📈 Exchange rate

1,000 DZD = 7.47 USD

1,000 DZD = 6.69 EUR

100 PHP = 1.59 USD

100 PHP = 1.43 EUR

Exchange rates and currency converter

PHP, USD, EUR to DZD – Algerian Dinar Converter

🇺🇸 United States Dollar ($)

🇩🇿 Algerian Dinar (د.ج)

Algerian Dinar exchange rates as of October 13, 2026: 1 USD = 134 DZD (1,000 DZD = 7.47 USD). 1 EUR = 149 DZD (1,000 DZD = 6.69 EUR).

Philippine Peso exchange rates as of October 13, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.01 PHP (100 PHP = 1.43 EUR).

USD to DZD in detail →

On the map

Lowest

Highest

Between locations

Setif Cebu 11,770 km ≈ 15 h nonstop flight

From you

Setif
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Setif vs Cebu: Cost of Living - Frequently Asked Questions

Setif is cheaper overall, especially in groceries, eating out, and clothing. The 125% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 17% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $66.0 in Setif versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $407 per month in Setif versus $918 in Cebu – a 125% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Setif runs roughly 126% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Setif gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Setif is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Setif and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Setif gentler on the wallet – expenses run 125% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.