Last update: Oct 2026

Cost of Living Comparison Between Cebu and Santa Maria Capua Vetere

For one person, living is cheaper in Cebu: $918 a month against $1,587 in Santa Maria Capua Vetere, rent and utilities included – about $8,000 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
80

Cost of Living Index in Santa Maria Capua Vetere
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Santa Maria Capua Vetere Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Santa Maria Capua Vetere

🇮🇹 Italy

$1,587

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Santa Maria Capua Vetere

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Santa Maria Capua Vetere actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,587 in Santa Maria Capua Vetere.

Cebu $918
Santa Maria Capua Vetere $1,587

Estimated couple costs with rent: $1,409 in Cebu versus $2,439 in Santa Maria Capua Vetere.

Cebu $1,409
Santa Maria Capua Vetere $2,439

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,291 in Santa Maria Capua Vetere.

Cebu $1,900
Santa Maria Capua Vetere $3,291

Living in Cebu costs roughly 42% less than in Santa Maria Capua Vetere, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Santa Maria Capua Vetere is 18% above.

Meal at Budget Restaurant

$3.09 ₱194

$16.96 €15.09

-81.78%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$67.8 €60.3

-64.26%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$11.26 €10.01

-65.19%

Cappuccino

$2.51 ₱158

$2.00 €1.78

25.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.48 €2.21

-35.89%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.25 €1.11

-57.60%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.87 €3.44

-54.01%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.44 €3.06

-36.92%

Milk (1 liter)

$1.92 ₱121

$1.03 €0.92

86.41%

White Bread (500g)

$1.36 ₱85.4

$1.83 €1.62

-25.68%

Rice (white) (1kg)

$1.01 ₱63.5

$2.16 €1.92

-53.24%

Eggs

$2.03 ₱128

$1.68 €1.50

20.83%

Local Cheese (1kg)

$9.86 ₱621

$15.34 €13.64

-35.72%

Chicken Fillets (1kg)

$4.39 ₱277

$11.39 €10.13

-61.46%

Beef Round Steak (1kg)

$7.60 ₱479

$16.77 €14.91

-54.68%

Apples (1kg)

$3.30 ₱208

$2.40 €2.13

37.50%

Banana (1kg)

$1.39 ₱87.8

$1.66 €1.47

-16.27%

Oranges (1kg)

$2.33 ₱147

$2.12 €1.88

9.91%

Tomato (1kg)

$1.50 ₱94.3

$3.58 €3.18

-58.10%

Potato (1kg)

$2.36 ₱149

$1.72 €1.53

37.21%

Onion (1kg)

$1.90 ₱119

$1.60 €1.42

18.75%

Lettuce (1 head)

$1.19 ₱74.9

$1.18 €1.05

0.85%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.32 €0.28

96.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.87 €6.11

-56.33%

Wine (Bottle)

$6.03 ₱379

$7.08 €6.30

-14.83%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.95 €1.74

-36.92%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.48 €2.21

-29.44%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.51 €1.34

-83.44%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$48.00 €42.69

-73.67%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$5.69 €5.06

-86.47%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$2.24 €2.00

-89.73%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$23.52 €20.92

-81.04%

Gasoline (1 liter)

$1.31 ₱82.8

$2.00 €1.78

-34.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$35.8K €31.9K

-40.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$35.5K €31.5K

-46.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$210 €186

-42.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$11.21 €9.98

24.89%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$29.66 €26.38

-7.15%

Gym Membership (Monthly)

$32.33 ₱2,035

$50.1 €44.58

-35.49%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$20.69 €18.41

-67.86%

Cinema Ticket

$5.65 ₱356

$8.84 €7.87

-36.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$753 €670

-63.42%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,653 €5,029

40.06%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$84.9 €75.5

-41.92%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$46.98 €41.79

-46.28%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$107 €95.2

-28.12%

Men's Leather Business Shoes

$57.2 ₱3,601

$145 €129

-60.52%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$688 €612

-27.44%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$500 €444

-38.18%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,012 €900

6.55%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$846 €752

-27.28%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,673 €2,378

7.95%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,288 €2,036

-16.25%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.92

83.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Santa Maria Capua Vetere: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Santa Maria Capua Vetere

$500 31.5% 61.8% $191

Groceries & Markets

Cebu

$206 22.4%

Santa Maria Capua Vetere

$291 18.4% 41.5% $85

Monthly Utilities & Internet

Cebu

$162 17.6%

Santa Maria Capua Vetere

$250 15.8% 54.8% $89

Clothing & Footwear

Cebu

$94 10.2%

Santa Maria Capua Vetere

$173 10.9% 83.9% $79

Eating Out

Cebu

$88 9.6%

Santa Maria Capua Vetere

$235 14.8% 166% $146

Sport & Entertainment

Cebu

$44 4.8%

Santa Maria Capua Vetere

$68 4.3% 55.5% $24

Getting Around

Cebu

$16 1.7%

Santa Maria Capua Vetere

$71 4.5% 356% $55

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $688 in Santa Maria Capua Vetere. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $68.0 in Santa Maria Capua Vetere for a mid-range dinner for two. Groceries echo the gap at $206 vs $291 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇹 Santa Maria Capua Vetere

🕒 Local time

04:35 4:35 AM

22:35 10:35 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

32,802

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Santa Maria Capua Vetere 10,850 km ≈ 14 h nonstop flight

From you

Cebu
Santa Maria Capua Vetere

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Santa Maria Capua Vetere: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 73% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $2,381 in Santa Maria Capua Vetere to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $688 in Santa Maria Capua Vetere. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,587 in Santa Maria Capua Vetere – a 73% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 280% less than in Santa Maria Capua Vetere. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,587 in Santa Maria Capua Vetere, a $1,500 budget is realistic in Cebu but tight or insufficient in Santa Maria Capua Vetere. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Santa Maria Capua Vetere, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Santa Maria Capua Vetere are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 73% less than in Santa Maria Capua Vetere. Beyond cost, consider language, visa policies, and how big the international community is in each city.