Last update: Oct 2026

Cost of Living Comparison Between Santa Maria Capua Vetere and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,587 in Santa Maria Capua Vetere, rent and utilities included – about $8,000 less a year. Other living expenses account for most of the difference.

Santa Maria Capua Vetere
🇮🇹 Italy
$1,587
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Santa Maria Capua Vetere and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Maria Capua Vetere and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,587 in Santa Maria Capua Vetere versus $918 in Cebu.

  • Santa Maria Capua Vetere $1,587
  • Cebu $918

Estimated couple costs with rent: $2,439 in Santa Maria Capua Vetere versus $1,409 in Cebu.

  • Santa Maria Capua Vetere $2,439
  • Cebu $1,409

Monthly costs for a family of three with rent: $3,291 in Santa Maria Capua Vetere versus $1,900 in Cebu.

  • Santa Maria Capua Vetere $3,291
  • Cebu $1,900

Living in Santa Maria Capua Vetere is roughly 73% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Santa Maria Capua Vetere is 18% above, Cebu is 32% below.

Currency
🍽 Eating Out
Santa Maria Capua Vetere
Cebu
Difference
Meal at Budget Restaurant
$16.96 €15.09
$3.09 ₱194
448.87%
Three-Course Dinner for Two, Mid-Range
$67.8 €60.3
$24.22 ₱1,525
179.81%
Fast Food Meal (McDonalds, etc)
$11.26 €10.01
$3.92 ₱247
187.24%
Cappuccino
$2.00 €1.78
$2.51 ₱158
-20.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.48 €2.21
$1.59 ₱100
55.97%
Water (0.33 liter bottle)
$1.25 €1.11
$0.53 ₱33.43
135.85%
Local Beer (0.5 liter draught)
$3.87 €3.44
$1.78 ₱112
117.42%
Imported Beer (0.33 liter bottle)
$3.44 €3.06
$2.17 ₱137
58.53%
🛒 Groceries & Markets
Santa Maria Capua Vetere
Cebu
Difference
Milk (1 liter)
$1.03 €0.92
$1.92 ₱121
-46.35%
White Bread (500g)
$1.83 €1.62
$1.36 ₱85.4
34.56%
Rice (white) (1kg)
$2.16 €1.92
$1.01 ₱63.5
113.86%
Eggs
$1.68 €1.50
$2.03 ₱128
-17.24%
Local Cheese (1kg)
$15.34 €13.64
$9.86 ₱621
55.58%
Chicken Fillets (1kg)
$11.39 €10.13
$4.39 ₱277
159.45%
Beef Round Steak (1kg)
$16.77 €14.91
$7.60 ₱479
120.66%
Apples (1kg)
$2.40 €2.13
$3.30 ₱208
-27.27%
Banana (1kg)
$1.66 €1.47
$1.39 ₱87.8
19.42%
Oranges (1kg)
$2.12 €1.88
$2.33 ₱147
-9.01%
Tomato (1kg)
$3.58 €3.18
$1.50 ₱94.3
138.67%
Potato (1kg)
$1.72 €1.53
$2.36 ₱149
-27.12%
Onion (1kg)
$1.60 €1.42
$1.90 ₱119
-15.79%
Lettuce (1 head)
$1.18 €1.05
$1.19 ₱74.9
-0.84%
Water (1.5 liter bottle)
$0.32 €0.28
$0.63 ₱39.71
-49.21%
Cigarettes 20 Pack (Marlboro, Camel)
$6.87 €6.11
$3.00 ₱189
129.00%
Wine (Bottle)
$7.08 €6.30
$6.03 ₱379
17.41%
Local Beer (0.5 liter bottle)
$1.95 €1.74
$1.23 ₱77.7
58.54%
Imported Beer (0.33 liter bottle)
$2.48 €2.21
$1.75 ₱110
41.71%
🚌 Getting Around
Santa Maria Capua Vetere
Cebu
Difference
One-way Ticket (Public Transport)
$1.51 €1.34
$0.25 ₱15.86
504.00%
Public Transport Monthly Pass (Regular Price)
$48.00 €42.69
$12.64 ₱796
279.75%
Taxi Start (Normal Tariff)
$5.69 €5.06
$0.77 ₱48.62
638.96%
Taxi (Normal Tariff) (1km)
$2.24 €2.00
$0.23 ₱14.53
873.91%
Taxi 1hour Waiting (Normal Tariff)
$23.52 €20.92
$4.46 ₱281
427.35%
Gasoline (1 liter)
$2.00 €1.78
$1.31 ₱82.8
52.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.8K €31.9K
$21.2K ₱1.3M
68.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.5K €31.5K
$19.1K ₱1.2M
85.25%
🧾 Monthly Utilities & Internet
Santa Maria Capua Vetere
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$210 €186
$120 ₱7,569
74.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.21 €9.98
$14.00 ₱882
-19.93%
Internet (50+ Mbps, Unlimited Data)
$29.66 €26.38
$27.54 ₱1,734
7.70%
🎉 Sport & Entertainment
Santa Maria Capua Vetere
Cebu
Difference
Gym Membership (Monthly)
$50.1 €44.58
$32.33 ₱2,035
55.03%
Tennis Court (1 Hour on Weekend)
$20.69 €18.41
$6.65 ₱419
211.13%
Cinema Ticket
$8.84 €7.87
$5.65 ₱356
56.46%
🧸 Childcare & Education
Santa Maria Capua Vetere
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$753 €670
$275 ₱17.3K
173.40%
International Primary School, 1 Child (Yearly)
$5,653 €5,029
$7,918 ₱498.5K
-28.60%
👕👟 Clothing & Footwear
Santa Maria Capua Vetere
Cebu
Difference
Jeans (Levis 501 Or Similar)
$84.9 €75.5
$49.33 ₱3,106
72.17%
Summer Dress (H&M, Zara, etc)
$46.98 €41.79
$25.24 ₱1,589
86.13%
Sport Shoes (Adidas, Nike)
$107 €95.2
$77.0 ₱4,846
39.11%
Men's Leather Business Shoes
$145 €129
$57.2 ₱3,601
153.32%
🏠 Accommodation & Living
Santa Maria Capua Vetere
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$688 €612
$500 ₱31.5K
37.82%
1-bedroom Apartment, Outside City Center (Monthly)
$500 €444
$309 ₱19.4K
61.76%
3-bedroom Apartment, City Center (Monthly)
$1,012 €900
$1,078 ₱67.9K
-6.15%
3-bedroom Apartment, Outside City Center (Monthly)
$846 €752
$615 ₱38.7K
37.51%
Buy Apartment in City Center (m2)
$2,673 €2,378
$2,886 ₱181.7K
-7.37%
Buy Apartment Outside City Center (m2)
$2,288 €2,036
$1,917 ₱120.7K
19.40%
💵 Salaries & Financials
Santa Maria Capua Vetere
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$346 ₱21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.92
7.2
-45.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Maria Capua Vetere: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Santa Maria Capua Vetere
$500
Cebu
$309 38.2% $191
Groceries & Markets
Santa Maria Capua Vetere
$291
Cebu
$206 29.3% $85
Monthly Utilities & Internet
Santa Maria Capua Vetere
$250
Cebu
$162 35.4% $89
Eating Out
Santa Maria Capua Vetere
$235
Cebu
$88 62.4% $146
Clothing & Footwear
Santa Maria Capua Vetere
$173
Cebu
$94 45.6% $79
Getting Around
Santa Maria Capua Vetere
$71
Cebu
$16 78.1% $55
Sport & Entertainment
Santa Maria Capua Vetere
$68
Cebu
$44 35.7% $24

Cost Breakdown

A one-bedroom apartment in the center runs $688 in Santa Maria Capua Vetere and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $68.0 in Santa Maria Capua Vetere vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $291 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇮🇹 Santa Maria Capua Vetere
🇵🇭 Cebu
🕒 Local time
20:33 8:33 PM
02:33 2:33 AM
6 h ahead of Santa Maria Capua Vetere
🌤 Weather
👥 Population
32,802
964,169
💱 Currency
Euro EUR €
Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Santa Maria Capua Vetere Cebu 10,850 km ≈ 14 h nonstop flight
From you
  • Santa Maria Capua Vetere
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santa Maria Capua Vetere vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Santa Maria Capua Vetere?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 73% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,381 in Santa Maria Capua Vetere and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Santa Maria Capua Vetere and Cebu?
Rent for a central apartment: $688 in Santa Maria Capua Vetere versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Santa Maria Capua Vetere and in Cebu?
All in, you'll spend $1,587 per month in Santa Maria Capua Vetere versus $918 in Cebu – a 73% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 280% less than in Santa Maria Capua Vetere. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Santa Maria Capua Vetere or in Cebu?
At $918 in Cebu versus $1,587 in Santa Maria Capua Vetere, a $1,500 budget is realistic in Cebu but tight or insufficient in Santa Maria Capua Vetere. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Santa Maria Capua Vetere or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Santa Maria Capua Vetere, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Santa Maria Capua Vetere or Cebu?
Safety-wise, Santa Maria Capua Vetere and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 73% less than in Santa Maria Capua Vetere. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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