Last update: Oct 2026

Cost of Living Comparison Between Cebu and Raiganj

For one person, living is cheaper in Raiganj: $360 a month against $915 in Cebu, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
18

Cost of Living Index in Raiganj
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Raiganj Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Raiganj

🇮🇳 India

$360

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Raiganj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Raiganj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $360 in Raiganj.

Cebu $915
Raiganj $360

Estimated couple costs with rent: $1,418 in Cebu versus $570 in Raiganj.

Cebu $1,418
Raiganj $570

Monthly costs for a family of three with rent: $1,921 in Cebu versus $780 in Raiganj.

Cebu $1,921
Raiganj $780

Living in Cebu is roughly 154% more expensive than in Raiganj, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Raiganj 73% lower.

Meal at Budget Restaurant

$3.05 ₱192

$2.11 ₹200

44.55%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$10.25 ₹973

134.15%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$3.59 ₹340

11.14%

Cappuccino

$2.50 ₱157

$1.57 ₹149

59.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.39 ₹37.47

294.87%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.14 ₹12.93

257.14%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.85 ₹176

-3.78%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.88 ₹274

-24.65%

Milk (1 liter)

$2.00 ₱126

$0.62 ₹58.7

222.58%

White Bread (500g)

$1.37 ₱86.2

$0.44 ₹41.56

211.36%

Rice (white) (1kg)

$1.03 ₱64.9

$0.62 ₹58.4

66.13%

Eggs

$2.03 ₱128

$0.87 ₹82.4

133.33%

Local Cheese (1kg)

$10.20 ₱642

$4.53 ₹430

125.17%

Chicken Fillets (1kg)

$4.45 ₱280

$2.79 ₹265

59.50%

Beef Round Steak (1kg)

$7.67 ₱483

Apples (1kg)

$3.31 ₱208

$1.92 ₹182

72.40%

Banana (1kg)

$1.46 ₱91.8

$0.64 ₹60.4

128.13%

Oranges (1kg)

$2.32 ₱146

$0.95 ₹90.4

144.21%

Tomato (1kg)

$1.49 ₱94.0

$0.45 ₹42.54

231.11%

Potato (1kg)

$2.34 ₱147

$0.32 ₹30.15

631.25%

Onion (1kg)

$1.94 ₱122

$0.36 ₹34.32

438.89%

Lettuce (1 head)

$1.16 ₱73.0

$0.44 ₹41.70

163.64%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.29 ₹27.26

134.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$5.06 ₹480

-40.91%

Wine (Bottle)

$6.24 ₱393

$7.40 ₹703

-15.68%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.60 ₹152

-23.13%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.67 ₹254

-35.21%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.96 ₹471

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.27 ₹25.84

-14.81%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$7.52 ₹714

64.10%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$0.83 ₹78.5

-4.82%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.25 ₹23.66

-12.00%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$1.59 ₹151

185.53%

Gasoline (1 liter)

$1.32 ₱82.9

$1.12 ₹106

17.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$12.4K ₹1.2M

69.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$19.8K ₹1.9M

-1.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$34.52 ₹3,278

243.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$3.33 ₹316

327.03%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$6.39 ₹606

329.89%

Gym Membership (Monthly)

$32.31 ₱2,034

$13.92 ₹1,322

132.11%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$6.34 ₹602

2.52%

Cinema Ticket

$5.40 ₱340

$2.81 ₹267

92.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$47.89 ₹4,548

476.36%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$1,425 ₹135.4K

451.87%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$21.83 ₹2,073

126.16%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$23.33 ₹2,216

5.36%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$37.91 ₹3,599

102.16%

Men's Leather Business Shoes

$58.9 ₱3,706

$28.23 ₹2,680

108.50%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$124 ₹11.8K

305.14%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$72.9 ₹6,924

317.59%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$265 ₹25.2K

305.49%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$168 ₹16.0K

275.91%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$983 ₹93.3K

191.94%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$513 ₹48.7K

265.84%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.86

-18.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Raiganj: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Raiganj

$73 20.3% 76.1% $232

Groceries & Markets

Cebu

$210 22.9%

Raiganj

$99 27.4% 53% $111

Monthly Utilities & Internet

Cebu

$160 17.5%

Raiganj

$44 12.3% 72.4% $116

Clothing & Footwear

Cebu

$94 10.3%

Raiganj

$50 13.9% 46.9% $44

Eating Out

Cebu

$88 9.6%

Raiganj

$64 17.7% 27.4% $24

Sport & Entertainment

Cebu

$43 4.7%

Raiganj

$20 5.4% 54.6% $24

Getting Around

Cebu

$15 1.7%

Raiganj

$11 3% 29.5% $4.5

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $124 in Raiganj. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $10.00 in Raiganj for a mid-range dinner for two. Groceries echo the gap at $210 vs $99.0 per month, with Raiganj cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Raiganj

🕒 Local time

05:24 5:24 AM

02:54 2:54 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

183,600

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Raiganj 4,130 km ≈ 6 h nonstop flight

From you

Cebu
Raiganj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Raiganj: Cost of Living - Frequently Asked Questions

Raiganj is cheaper overall, especially in groceries, clothing, and eating out. The 154% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,372 in Cebu and $539 in Raiganj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $503 in Cebu versus $124 in Raiganj. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $360 in Raiganj – a 154% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Raiganj runs roughly 64% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Raiganj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Raiganj is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Raiganj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Raiganj gentler on the wallet – expenses run 154% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.