Last update: Oct 2026

Cost of Living Comparison Between Raiganj and Cebu

For one person, living is cheaper in Raiganj: $360 a month against $915 in Cebu, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

Raiganj
🇮🇳 India
$360
/mo nomad
Cebu
🇵🇭 Philippines
$915
/mo nomad
Monthly Cost of Living

How much you'll spend in Raiganj and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Raiganj and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $360 in Raiganj versus $915 in Cebu.

  • Raiganj $360
  • Cebu $915

Estimated couple costs with rent: $570 in Raiganj versus $1,418 in Cebu.

  • Raiganj $570
  • Cebu $1,418

Monthly costs for a family of three with rent: $780 in Raiganj versus $1,921 in Cebu.

  • Raiganj $780
  • Cebu $1,921

Living in Raiganj costs roughly 61% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Raiganj 73% lower, Cebu 33% lower.

Currency
🍽 Eating Out
Raiganj
Cebu
Difference
Meal at Budget Restaurant
$2.11 ₹200
$3.05 ₱192
-30.82%
Three-Course Dinner for Two, Mid-Range
$10.25 ₹973
$24.00 ₱1,511
-57.29%
Fast Food Meal (McDonalds, etc)
$3.59 ₹340
$3.99 ₱251
-10.03%
Cappuccino
$1.57 ₹149
$2.50 ₱157
-37.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 ₹37.47
$1.54 ₱97.1
-74.68%
Water (0.33 liter bottle)
$0.14 ₹12.93
$0.50 ₱31.37
-72.00%
Local Beer (0.5 liter draught)
$1.85 ₹176
$1.78 ₱112
3.93%
Imported Beer (0.33 liter bottle)
$2.88 ₹274
$2.17 ₱136
32.72%
🛒 Groceries & Markets
Raiganj
Cebu
Difference
Milk (1 liter)
$0.62 ₹58.7
$2.00 ₱126
-69.00%
White Bread (500g)
$0.44 ₹41.56
$1.37 ₱86.2
-67.88%
Rice (white) (1kg)
$0.62 ₹58.4
$1.03 ₱64.9
-39.81%
Eggs
$0.87 ₹82.4
$2.03 ₱128
-57.14%
Local Cheese (1kg)
$4.53 ₹430
$10.20 ₱642
-55.59%
Chicken Fillets (1kg)
$2.79 ₹265
$4.45 ₱280
-37.30%
Beef Round Steak (1kg)
-
$7.67 ₱483
-
Apples (1kg)
$1.92 ₹182
$3.31 ₱208
-41.99%
Banana (1kg)
$0.64 ₹60.4
$1.46 ₱91.8
-56.16%
Oranges (1kg)
$0.95 ₹90.4
$2.32 ₱146
-59.05%
Tomato (1kg)
$0.45 ₹42.54
$1.49 ₱94.0
-69.80%
Potato (1kg)
$0.32 ₹30.15
$2.34 ₱147
-86.32%
Onion (1kg)
$0.36 ₹34.32
$1.94 ₱122
-81.44%
Lettuce (1 head)
$0.44 ₹41.70
$1.16 ₱73.0
-62.07%
Water (1.5 liter bottle)
$0.29 ₹27.26
$0.68 ₱42.89
-57.35%
Cigarettes 20 Pack (Marlboro, Camel)
$5.06 ₹480
$2.99 ₱188
69.23%
Wine (Bottle)
$7.40 ₹703
$6.24 ₱393
18.59%
Local Beer (0.5 liter bottle)
$1.60 ₹152
$1.23 ₱77.3
30.08%
Imported Beer (0.33 liter bottle)
$2.67 ₹254
$1.73 ₱109
54.34%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$4.96 ₹471
-
-
🚌 Getting Around
Raiganj
Cebu
Difference
One-way Ticket (Public Transport)
$0.27 ₹25.84
$0.23 ₱14.36
17.39%
Public Transport Monthly Pass (Regular Price)
$7.52 ₹714
$12.34 ₱777
-39.06%
Taxi Start (Normal Tariff)
$0.83 ₹78.5
$0.79 ₱49.96
5.06%
Taxi (Normal Tariff) (1km)
$0.25 ₹23.66
$0.22 ₱13.86
13.64%
Taxi 1hour Waiting (Normal Tariff)
$1.59 ₹151
$4.54 ₱286
-64.98%
Gasoline (1 liter)
$1.12 ₹106
$1.32 ₱82.9
-15.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$12.4K ₹1.2M
$21.0K ₱1.3M
-41.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K ₹1.9M
$19.4K ₱1.2M
1.96%
🧾 Monthly Utilities & Internet
Raiganj
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$34.52 ₹3,278
$119 ₱7,464
-70.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.33 ₹316
$14.22 ₱896
-76.58%
Internet (50+ Mbps, Unlimited Data)
$6.39 ₹606
$27.47 ₱1,730
-76.74%
🎉 Sport & Entertainment
Raiganj
Cebu
Difference
Gym Membership (Monthly)
$13.92 ₹1,322
$32.31 ₱2,034
-56.92%
Tennis Court (1 Hour on Weekend)
$6.34 ₹602
$6.50 ₱409
-2.46%
Cinema Ticket
$2.81 ₹267
$5.40 ₱340
-47.96%
🧸 Childcare & Education
Raiganj
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$47.89 ₹4,548
$276 ₱17.4K
-82.65%
International Primary School, 1 Child (Yearly)
$1,425 ₹135.4K
$7,866 ₱495.3K
-81.88%
👕👟 Clothing & Footwear
Raiganj
Cebu
Difference
Jeans (Levis 501 Or Similar)
$21.83 ₹2,073
$49.37 ₱3,108
-55.78%
Summer Dress (H&M, Zara, etc)
$23.33 ₹2,216
$24.58 ₱1,548
-5.09%
Sport Shoes (Adidas, Nike)
$37.91 ₹3,599
$76.6 ₱4,825
-50.53%
Men's Leather Business Shoes
$28.23 ₹2,680
$58.9 ₱3,706
-52.04%
🏠 Accommodation & Living
Raiganj
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$124 ₹11.8K
$503 ₱31.7K
-75.32%
1-bedroom Apartment, Outside City Center (Monthly)
$72.9 ₹6,924
$305 ₱19.2K
-76.05%
3-bedroom Apartment, City Center (Monthly)
$265 ₹25.2K
$1,075 ₱67.7K
-75.34%
3-bedroom Apartment, Outside City Center (Monthly)
$168 ₹16.0K
$632 ₱39.8K
-73.40%
Buy Apartment in City Center (m2)
$983 ₹93.3K
$2,870 ₱180.7K
-65.75%
Buy Apartment Outside City Center (m2)
$513 ₹48.7K
$1,877 ₱118.2K
-72.67%
💵 Salaries & Financials
Raiganj
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$336 ₱21.1K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.86
7.2
23.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Raiganj: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Raiganj
$99
Cebu
$210 113% $111
Accommodation & Living
Raiganj
$73
Cebu
$305 318% $232
Eating Out
Raiganj
$64
Cebu
$88 37.8% $24
Clothing & Footwear
Raiganj
$50
Cebu
$94 88.2% $44
Monthly Utilities & Internet
Raiganj
$44
Cebu
$160 262% $116
Sport & Entertainment
Raiganj
$20
Cebu
$43 121% $24
Getting Around
Raiganj
$11
Cebu
$15 41.9% $4.5

Cost Breakdown

A one-bedroom apartment in the center runs $124 in Raiganj and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $10.00 in Raiganj vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $99.0 vs $210 per month, with Raiganj cheaper across the board.

Good to know
🇮🇳 Raiganj
🇵🇭 Cebu
🕒 Local time
02:13 2:13 AM
04:43 4:43 AM
2 h 30 min ahead of Raiganj
🌤 Weather
👥 Population
183,600
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Raiganj Cebu 4,130 km ≈ 6 h nonstop flight
From you
  • Raiganj
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Raiganj vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Raiganj?
Raiganj is cheaper overall, especially in groceries, eating out, and clothing. The 154% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $539 in Raiganj and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Raiganj and Cebu?
Rent for a central apartment: $124 in Raiganj versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Raiganj and in Cebu?
All in, you'll spend $360 per month in Raiganj versus $915 in Cebu – a 154% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Raiganj runs roughly 64% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $800 enough for either Raiganj or Cebu?
Either city works on $800 a month, though Raiganj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Raiganj or Cebu more family-friendly?
For families, Raiganj is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Raiganj or Cebu?
Safety-wise, Raiganj and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Raiganj gentler on the wallet – expenses run 154% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Raiganj vs other spots: cost of living compared

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