Last update: Oct 2026

Cost of Living Comparison Between Cebu and Mathura, Uttar Pradesh

For one person, living is cheaper in Mathura, Uttar Pradesh: $312 a month against $918 in Cebu, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
15

Cost of Living Index in Mathura, Uttar Pradesh
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Mathura, Uttar Pradesh Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Mathura, Uttar Pradesh

🇮🇳 India

$312

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Mathura, Uttar Pradesh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Mathura, Uttar Pradesh actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $312 in Mathura, Uttar Pradesh.

Cebu $918
Mathura, Uttar Pradesh $312

Estimated couple costs with rent: $1,409 in Cebu versus $518 in Mathura, Uttar Pradesh.

Cebu $1,409
Mathura, Uttar Pradesh $518

Monthly costs for a family of three with rent: $1,900 in Cebu versus $724 in Mathura, Uttar Pradesh.

Cebu $1,900
Mathura, Uttar Pradesh $724

Living in Cebu is roughly 194% more expensive than in Mathura, Uttar Pradesh, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Mathura, Uttar Pradesh 77% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.59 ₹246

19.31%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$11.16 ₹1,060

117.03%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$2.66 ₹252

47.37%

Cappuccino

$2.51 ₱158

$1.96 ₹186

28.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.32 ₹30.78

396.88%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.09 ₹8.55

488.89%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.03 ₹98.2

72.82%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.57 ₹244

-15.56%

Milk (1 liter)

$1.92 ₱121

$0.66 ₹62.7

190.91%

White Bread (500g)

$1.36 ₱85.4

$0.46 ₹43.98

195.65%

Rice (white) (1kg)

$1.01 ₱63.5

$0.65 ₹62.0

55.38%

Eggs

$2.03 ₱128

$1.01 ₹96.1

100.99%

Local Cheese (1kg)

$9.86 ₱621

$2.71 ₹257

263.84%

Chicken Fillets (1kg)

$4.39 ₱277

$3.07 ₹292

43.00%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.18 ₹112

179.66%

Banana (1kg)

$1.39 ₱87.8

$0.39 ₹37.11

256.41%

Oranges (1kg)

$2.33 ₱147

$1.03 ₹97.8

126.21%

Tomato (1kg)

$1.50 ₱94.3

$0.29 ₹27.99

417.24%

Potato (1kg)

$2.36 ₱149

$0.19 ₹17.93

1142.11%

Onion (1kg)

$1.90 ₱119

$0.32 ₹30.58

493.75%

Lettuce (1 head)

$1.19 ₱74.9

$0.09 ₹8.26

1222.22%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.30 ₹28.49

110.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.06 ₹480

-40.71%

Wine (Bottle)

$6.03 ₱379

$2.44 ₹231

147.13%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.23 ₹117

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.47 ₹234

-29.15%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.30 ₹503

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.25 ₹23.68

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.06 ₹101

-27.36%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.27 ₹25.88

-14.81%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.03 ₹97.7

333.01%

Gasoline (1 liter)

$1.31 ₱82.8

$1.11 ₹106

18.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$12.6K ₹1.2M

69.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$19.9K ₹1.9M

-3.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$37.72 ₹3,582

218.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.05 ₹290

359.02%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$5.29 ₹502

420.60%

Gym Membership (Monthly)

$32.33 ₱2,035

$15.63 ₹1,485

106.85%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$4.68 ₹445

20.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$94.3 ₹8,951

192.08%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$767 ₹72.8K

932.25%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$20.43 ₹1,940

141.46%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$24.77 ₹2,352

1.90%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$46.26 ₹4,392

66.36%

Men's Leather Business Shoes

$57.2 ₱3,601

$26.16 ₹2,485

118.65%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$65.8 ₹6,245

659.50%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$44.31 ₹4,208

596.95%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$179 ₹17.0K

501.07%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$146 ₹13.9K

321.67%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,226 ₹116.5K

135.32%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$667 ₹63.3K

187.31%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$255 ₹24.2K

35.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

7.5

-4.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Mathura, Uttar Pradesh: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Mathura, Uttar Pradesh

$44 14.2% 85.7% $265

Groceries & Markets

Cebu

$206 22.4%

Mathura, Uttar Pradesh

$76 24.5% 62.9% $129

Monthly Utilities & Internet

Cebu

$162 17.6%

Mathura, Uttar Pradesh

$46 14.8% 71.5% $116

Clothing & Footwear

Cebu

$94 10.2%

Mathura, Uttar Pradesh

$53 17% 43.6% $41

Eating Out

Cebu

$88 9.6%

Mathura, Uttar Pradesh

$64 20.6% 27.3% $24

Sport & Entertainment

Cebu

$44 4.8%

Mathura, Uttar Pradesh

$25 8% 42.7% $19

Getting Around

Cebu

$16 1.7%

Mathura, Uttar Pradesh

$3.4 * 1.1% 78% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $65.8 in Mathura, Uttar Pradesh. Housing cost is often the main lever when comparing two cities.

Cebu pays 36% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $11.00 in Mathura, Uttar Pradesh for a mid-range dinner for two. Groceries echo the gap at $206 vs $76.0 per month, with Mathura, Uttar Pradesh cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Mathura, Uttar Pradesh

🕒 Local time

12:30 12:30 PM

10:00 10:00 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

100,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Mathura, Uttar Pradesh 5,190 km ≈ 7 h nonstop flight

From you

Cebu
Mathura, Uttar Pradesh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Mathura, Uttar Pradesh: Cost of Living - Frequently Asked Questions

Mathura, Uttar Pradesh is cheaper overall, especially in groceries, clothing, and eating out. The 194% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 36% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $65.8 in Mathura, Uttar Pradesh. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 169% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $312 in Mathura, Uttar Pradesh – a 194% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Mathura, Uttar Pradesh gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Mathura, Uttar Pradesh is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Mathura, Uttar Pradesh are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mathura, Uttar Pradesh gentler on the wallet – expenses run 194% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.