Last update: Oct 2026

Cost of Living Comparison Between Mathura, Uttar Pradesh and Cebu

For one person, living is cheaper in Mathura, Uttar Pradesh: $312 a month against $918 in Cebu, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

15

Cost of Living Index in Mathura, Uttar Pradesh
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Mathura, Uttar Pradesh Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Mathura, Uttar Pradesh

🇮🇳 India

$312

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Mathura, Uttar Pradesh and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mathura, Uttar Pradesh and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $312 in Mathura, Uttar Pradesh versus $918 in Cebu.

Mathura, Uttar Pradesh $312
Cebu $918

Estimated couple costs with rent: $518 in Mathura, Uttar Pradesh versus $1,409 in Cebu.

Mathura, Uttar Pradesh $518
Cebu $1,409

Monthly costs for a family of three with rent: $724 in Mathura, Uttar Pradesh versus $1,900 in Cebu.

Mathura, Uttar Pradesh $724
Cebu $1,900

Living in Mathura, Uttar Pradesh costs roughly 66% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Mathura, Uttar Pradesh 77% lower, Cebu 32% lower.

Meal at Budget Restaurant

$2.59 ₹246

$3.09 ₱194

-16.18%

Three-Course Dinner for Two, Mid-Range

$11.16 ₹1,060

$24.22 ₱1,525

-53.92%

Fast Food Meal (McDonalds, etc)

$2.66 ₹252

$3.92 ₱247

-32.14%

Cappuccino

$1.96 ₹186

$2.51 ₱158

-21.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 ₹30.78

$1.59 ₱100

-79.87%

Water (0.33 liter bottle)

$0.09 ₹8.55

$0.53 ₱33.43

-83.02%

Local Beer (0.5 liter draught)

$1.03 ₹98.2

$1.78 ₱112

-42.13%

Imported Beer (0.33 liter bottle)

$2.57 ₹244

$2.17 ₱137

18.43%

Milk (1 liter)

$0.66 ₹62.7

$1.92 ₱121

-65.62%

White Bread (500g)

$0.46 ₹43.98

$1.36 ₱85.4

-66.18%

Rice (white) (1kg)

$0.65 ₹62.0

$1.01 ₱63.5

-35.64%

Eggs

$1.01 ₹96.1

$2.03 ₱128

-50.25%

Local Cheese (1kg)

$2.71 ₹257

$9.86 ₱621

-72.52%

Chicken Fillets (1kg)

$3.07 ₹292

$4.39 ₱277

-30.07%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$1.18 ₹112

$3.30 ₱208

-64.24%

Banana (1kg)

$0.39 ₹37.11

$1.39 ₱87.8

-71.94%

Oranges (1kg)

$1.03 ₹97.8

$2.33 ₱147

-55.79%

Tomato (1kg)

$0.29 ₹27.99

$1.50 ₱94.3

-80.67%

Potato (1kg)

$0.19 ₹17.93

$2.36 ₱149

-91.95%

Onion (1kg)

$0.32 ₹30.58

$1.90 ₱119

-83.16%

Lettuce (1 head)

$0.09 ₹8.26

$1.19 ₱74.9

-92.44%

Water (1.5 liter bottle)

$0.30 ₹28.49

$0.63 ₱39.71

-52.38%

Cigarettes 20 Pack (Marlboro, Camel)

$5.06 ₹480

$3.00 ₱189

68.67%

Wine (Bottle)

$2.44 ₹231

$6.03 ₱379

-59.54%

Local Beer (0.5 liter bottle)

$1.23 ₹117

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$2.47 ₹234

$1.75 ₱110

41.14%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.30 ₹503

One-way Ticket (Public Transport)

$0.25 ₹23.68

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.06 ₹101

$0.77 ₱48.62

37.66%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.88

$0.23 ₱14.53

17.39%

Taxi 1hour Waiting (Normal Tariff)

$1.03 ₹97.7

$4.46 ₱281

-76.91%

Gasoline (1 liter)

$1.11 ₹106

$1.31 ₱82.8

-15.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.6K ₹1.2M

$21.2K ₱1.3M

-40.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.9K ₹1.9M

$19.1K ₱1.2M

3.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$37.72 ₹3,582

$120 ₱7,569

-68.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.05 ₹290

$14.00 ₱882

-78.21%

Internet (50+ Mbps, Unlimited Data)

$5.29 ₹502

$27.54 ₱1,734

-80.79%

Gym Membership (Monthly)

$15.63 ₹1,485

$32.33 ₱2,035

-51.65%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$4.68 ₹445

$5.65 ₱356

-17.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$94.3 ₹8,951

$275 ₱17.3K

-65.76%

International Primary School, 1 Child (Yearly)

$767 ₹72.8K

$7,918 ₱498.5K

-90.31%

Jeans (Levis 501 Or Similar)

$20.43 ₹1,940

$49.33 ₱3,106

-58.59%

Summer Dress (H&M, Zara, etc)

$24.77 ₹2,352

$25.24 ₱1,589

-1.86%

Sport Shoes (Adidas, Nike)

$46.26 ₹4,392

$77.0 ₱4,846

-39.89%

Men's Leather Business Shoes

$26.16 ₹2,485

$57.2 ₱3,601

-54.27%

1-bedroom Apartment, City Center (Monthly)

$65.8 ₹6,245

$500 ₱31.5K

-86.83%

1-bedroom Apartment, Outside City Center (Monthly)

$44.31 ₹4,208

$309 ₱19.4K

-85.65%

3-bedroom Apartment, City Center (Monthly)

$179 ₹17.0K

$1,078 ₱67.9K

-83.36%

3-bedroom Apartment, Outside City Center (Monthly)

$146 ₹13.9K

$615 ₱38.7K

-76.28%

Buy Apartment in City Center (m2)

$1,226 ₹116.5K

$2,886 ₱181.7K

-57.51%

Buy Apartment Outside City Center (m2)

$667 ₹63.3K

$1,917 ₱120.7K

-65.19%

Average Monthly Net Salary (After Tax)

$255 ₹24.2K

$346 ₱21.8K

-26.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

7.2

4.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mathura, Uttar Pradesh: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Mathura, Uttar Pradesh

$76 24.5%

Cebu

$206 22.4% 170% $129

Eating Out

Mathura, Uttar Pradesh

$64 20.6%

Cebu

$88 9.6% 37.5% $24

Clothing & Footwear

Mathura, Uttar Pradesh

$53 17%

Cebu

$94 10.2% 77.5% $41

Monthly Utilities & Internet

Mathura, Uttar Pradesh

$46 14.8%

Cebu

$162 17.6% 251% $116

Accommodation & Living

Mathura, Uttar Pradesh

$44 14.2%

Cebu

$309 33.6% 597% $265

Sport & Entertainment

Mathura, Uttar Pradesh

$25 8%

Cebu

$44 4.8% 74.5% $19

Getting Around

Mathura, Uttar Pradesh

$3.4 * 1.1%

Cebu

$16 1.7% 355% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $65.8 in Mathura, Uttar Pradesh and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 36% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $11.00 in Mathura, Uttar Pradesh vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $76.0 vs $206 per month, with Mathura, Uttar Pradesh cheaper across the board.

Good to know

🇮🇳 Mathura, Uttar Pradesh

🇵🇭 Cebu

🕒 Local time

09:15 9:15 AM

11:45 11:45 AM

2 h 30 min ahead of Mathura, Uttar Pradesh

🌤 Weather

👥 Population

100,000

964,169

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Mathura, Uttar Pradesh Cebu 5,190 km ≈ 7 h nonstop flight

From you

Mathura, Uttar Pradesh
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mathura, Uttar Pradesh vs Cebu: Cost of Living - Frequently Asked Questions

Mathura, Uttar Pradesh is cheaper overall, especially in groceries, eating out, and clothing. The 194% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 36% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $65.8 in Mathura, Uttar Pradesh versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 169% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $312 per month in Mathura, Uttar Pradesh versus $918 in Cebu – a 194% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Mathura, Uttar Pradesh gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Mathura, Uttar Pradesh is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mathura, Uttar Pradesh and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mathura, Uttar Pradesh gentler on the wallet – expenses run 194% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.