Last update: Oct 2026

Cost of Living Comparison Between Cebu and Khammam

For one person, living is cheaper in Khammam: $296 a month against $918 in Cebu, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
14

Cost of Living Index in Khammam
Learn more

Khammam Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Khammam

🇮🇳 India

$296

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Khammam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Khammam actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $296 in Khammam.

Cebu $918
Khammam $296

Estimated couple costs with rent: $1,409 in Cebu versus $466 in Khammam.

Cebu $1,409
Khammam $466

Monthly costs for a family of three with rent: $1,900 in Cebu versus $637 in Khammam.

Cebu $1,900
Khammam $637

Living in Cebu is roughly 210% more expensive than in Khammam, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Khammam 78% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.32 ₹125

134.09%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,524

$12.78 ₹1,214

89.51%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$2.41 ₹229

62.66%

Cappuccino

$2.51 ₱158

$0.81 ₹76.5

209.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.29 ₹27.70

448.28%

Water (0.33 liter bottle)

$0.53 ₱33.42

$0.14 ₹13.42

278.57%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.61 ₹152

10.56%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.57 ₹244

-15.56%

Milk (1 liter)

$1.92 ₱121

$0.72 ₹68.0

166.67%

White Bread (500g)

$1.36 ₱85.4

$0.46 ₹43.59

195.65%

Rice (white) (1kg)

$1.01 ₱63.5

$0.57 ₹54.4

77.19%

Eggs

$2.03 ₱128

$0.81 ₹77.0

150.62%

Local Cheese (1kg)

$9.86 ₱621

$3.26 ₹309

202.45%

Chicken Fillets (1kg)

$4.39 ₱276

$3.45 ₹328

27.25%

Beef Round Steak (1kg)

$7.60 ₱478

Apples (1kg)

$3.30 ₱208

$1.55 ₹147

112.90%

Banana (1kg)

$1.39 ₱87.7

$0.61 ₹57.5

127.87%

Oranges (1kg)

$2.33 ₱147

$1.12 ₹106

108.04%

Tomato (1kg)

$1.50 ₱94.2

$0.38 ₹36.43

294.74%

Potato (1kg)

$2.36 ₱149

$0.38 ₹36.43

521.05%

Onion (1kg)

$1.90 ₱119

$0.38 ₹36.15

400.00%

Lettuce (1 head)

$1.19 ₱74.9

$0.35 ₹33.38

240.00%

Water (1.5 liter bottle)

$0.63 ₱39.69

$0.30 ₹28.47

110.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.95 ₹280

1.69%

Wine (Bottle)

$6.03 ₱379

$5.07 ₹482

18.93%

Local Beer (0.5 liter bottle)

$1.23 ₱77.6

$1.53 ₹146

-19.61%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.90 ₹180

-7.89%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.31 ₹314

One-way Ticket (Public Transport)

$0.25 ₱15.85

$0.36 ₹34.09

-30.56%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱795

$15.77 ₹1,497

-19.85%

Taxi Start (Normal Tariff)

$0.77 ₱48.59

$0.91 ₹86.8

-15.38%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.52

$0.11 ₹10.73

109.09%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱280

$1.18 ₹112

277.97%

Gasoline (1 liter)

$1.31 ₱82.8

$1.10 ₹105

19.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$11.5K ₹1.1M

85.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$10.7K ₹1.0M

79.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,566

$34.69 ₹3,294

246.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱881

$2.29 ₹218

511.35%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,733

$7.91 ₹752

248.17%

Gym Membership (Monthly)

$32.33 ₱2,034

$10.43 ₹991

209.97%

Tennis Court (1 Hour on Weekend)

$6.65 ₱418

$4.78 ₹454

39.12%

Cinema Ticket

$5.65 ₱355

$2.12 ₹201

166.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$28.36 ₹2,693

870.77%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.3K

$705 ₹67.0K

1022.61%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,105

$21.75 ₹2,065

126.80%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$14.27 ₹1,355

76.87%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,844

$31.87 ₹3,026

141.48%

Men's Leather Business Shoes

$57.2 ₱3,600

$15.70 ₹1,491

264.33%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.4K

$73.1 ₹6,945

582.96%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$47.19 ₹4,482

554.42%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.8K

$149 ₹14.1K

623.43%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$90.8 ₹8,622

577.63%

Buy Apartment in City Center (m2)

$2,886 ₱181.6K

$1,066 ₹101.2K

170.86%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.6K

$206 ₹19.6K

829.83%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$480 ₹45.6K

-27.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.46

-14.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Khammam: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Khammam

$47 15.9% 84.7% $262

Groceries & Markets

Cebu

$206 22.4%

Khammam

$91 30.6% 56% $115

Monthly Utilities & Internet

Cebu

$162 17.6%

Khammam

$45 15.2% 72.2% $117

Clothing & Footwear

Cebu

$94 10.2%

Khammam

$38 12.7% 60% $56

Eating Out

Cebu

$88 9.6%

Khammam

$42 14.3% 52% $46

Sport & Entertainment

Cebu

$44 4.8%

Khammam

$15 5% 66.4% $29

Getting Around

Cebu

$16 1.7%

Khammam

$19 6.3% 20% $3.1

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $73.1 in Khammam. Housing cost is often the main lever when comparing two cities.

Khammam pays 39% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $13.00 in Khammam for a mid-range dinner for two. Groceries echo the gap at $206 vs $91.0 per month, with Khammam cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Khammam

🕒 Local time

07:20 7:20 AM

04:50 4:50 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

184,200

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.35 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 62.93 PHP (100 PHP = 1.59 USD). 1 EUR = 70.86 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 16, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.35 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Khammam 4,780 km ≈ 6 h nonstop flight

From you

Cebu
Khammam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Khammam: Cost of Living - Frequently Asked Questions

Khammam is cheaper overall, especially in groceries, clothing, and eating out. The 210% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 39% lower in Khammam. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $73.1 in Khammam. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $296 in Khammam – a 210% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Khammam runs roughly 25% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Khammam gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Khammam is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Khammam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Khammam gentler on the wallet – expenses run 210% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.