Last update: Oct 2026

Cost of Living Comparison Between Khammam and Cebu

For one person, living is cheaper in Khammam: $296 a month against $918 in Cebu, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

14

Cost of Living Index in Khammam
Learn more

Khammam Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Khammam

🇮🇳 India

$296

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Khammam and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Khammam and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $296 in Khammam versus $918 in Cebu.

Khammam $296
Cebu $918

Estimated couple costs with rent: $466 in Khammam versus $1,409 in Cebu.

Khammam $466
Cebu $1,409

Monthly costs for a family of three with rent: $637 in Khammam versus $1,900 in Cebu.

Khammam $637
Cebu $1,900

Living in Khammam costs roughly 68% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Khammam 78% lower, Cebu 32% lower.

Meal at Budget Restaurant

$1.32 ₹125

$3.09 ₱194

-57.28%

Three-Course Dinner for Two, Mid-Range

$12.78 ₹1,214

$24.22 ₱1,524

-47.23%

Fast Food Meal (McDonalds, etc)

$2.41 ₹229

$3.92 ₱246

-38.52%

Cappuccino

$0.81 ₹76.5

$2.51 ₱158

-67.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.29 ₹27.70

$1.59 ₱100

-81.76%

Water (0.33 liter bottle)

$0.14 ₹13.42

$0.53 ₱33.42

-73.58%

Local Beer (0.5 liter draught)

$1.61 ₹152

$1.78 ₱112

-9.55%

Imported Beer (0.33 liter bottle)

$2.57 ₹244

$2.17 ₱137

18.43%

Milk (1 liter)

$0.72 ₹68.0

$1.92 ₱121

-62.50%

White Bread (500g)

$0.46 ₹43.59

$1.36 ₱85.4

-66.18%

Rice (white) (1kg)

$0.57 ₹54.4

$1.01 ₱63.5

-43.56%

Eggs

$0.81 ₹77.0

$2.03 ₱128

-60.10%

Local Cheese (1kg)

$3.26 ₹309

$9.86 ₱621

-66.94%

Chicken Fillets (1kg)

$3.45 ₹328

$4.39 ₱276

-21.41%

Beef Round Steak (1kg)

$7.60 ₱478

Apples (1kg)

$1.55 ₹147

$3.30 ₱208

-53.03%

Banana (1kg)

$0.61 ₹57.5

$1.39 ₱87.7

-56.12%

Oranges (1kg)

$1.12 ₹106

$2.33 ₱147

-51.93%

Tomato (1kg)

$0.38 ₹36.43

$1.50 ₱94.2

-74.67%

Potato (1kg)

$0.38 ₹36.43

$2.36 ₱149

-83.90%

Onion (1kg)

$0.38 ₹36.15

$1.90 ₱119

-80.00%

Lettuce (1 head)

$0.35 ₹33.38

$1.19 ₱74.9

-70.59%

Water (1.5 liter bottle)

$0.30 ₹28.47

$0.63 ₱39.69

-52.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.95 ₹280

$3.00 ₱189

-1.67%

Wine (Bottle)

$5.07 ₹482

$6.03 ₱379

-15.92%

Local Beer (0.5 liter bottle)

$1.53 ₹146

$1.23 ₱77.6

24.39%

Imported Beer (0.33 liter bottle)

$1.90 ₹180

$1.75 ₱110

8.57%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.31 ₹314

One-way Ticket (Public Transport)

$0.36 ₹34.09

$0.25 ₱15.85

44.00%

Public Transport Monthly Pass (Regular Price)

$15.77 ₹1,497

$12.64 ₱795

24.76%

Taxi Start (Normal Tariff)

$0.91 ₹86.8

$0.77 ₱48.59

18.18%

Taxi (Normal Tariff) (1km)

$0.11 ₹10.73

$0.23 ₱14.52

-52.17%

Taxi 1hour Waiting (Normal Tariff)

$1.18 ₹112

$4.46 ₱280

-73.54%

Gasoline (1 liter)

$1.10 ₹105

$1.31 ₱82.8

-16.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.5K ₹1.1M

$21.2K ₱1.3M

-45.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.7K ₹1.0M

$19.1K ₱1.2M

-44.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.69 ₹3,294

$120 ₱7,566

-71.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.29 ₹218

$14.00 ₱881

-83.64%

Internet (50+ Mbps, Unlimited Data)

$7.91 ₹752

$27.54 ₱1,733

-71.28%

Gym Membership (Monthly)

$10.43 ₹991

$32.33 ₱2,034

-67.74%

Tennis Court (1 Hour on Weekend)

$4.78 ₹454

$6.65 ₱418

-28.12%

Cinema Ticket

$2.12 ₹201

$5.65 ₱355

-62.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$28.36 ₹2,693

$275 ₱17.3K

-89.70%

International Primary School, 1 Child (Yearly)

$705 ₹67.0K

$7,918 ₱498.3K

-91.09%

Jeans (Levis 501 Or Similar)

$21.75 ₹2,065

$49.33 ₱3,105

-55.91%

Summer Dress (H&M, Zara, etc)

$14.27 ₹1,355

$25.24 ₱1,589

-43.46%

Sport Shoes (Adidas, Nike)

$31.87 ₹3,026

$77.0 ₱4,844

-58.59%

Men's Leather Business Shoes

$15.70 ₹1,491

$57.2 ₱3,600

-72.55%

1-bedroom Apartment, City Center (Monthly)

$73.1 ₹6,945

$500 ₱31.4K

-85.36%

1-bedroom Apartment, Outside City Center (Monthly)

$47.19 ₹4,482

$309 ₱19.4K

-84.72%

3-bedroom Apartment, City Center (Monthly)

$149 ₹14.1K

$1,078 ₱67.8K

-86.18%

3-bedroom Apartment, Outside City Center (Monthly)

$90.8 ₹8,622

$615 ₱38.7K

-85.24%

Buy Apartment in City Center (m2)

$1,066 ₹101.2K

$2,886 ₱181.6K

-63.08%

Buy Apartment Outside City Center (m2)

$206 ₹19.6K

$1,917 ₱120.6K

-89.25%

Average Monthly Net Salary (After Tax)

$480 ₹45.6K

$346 ₱21.8K

38.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.46

7.2

17.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Khammam: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Khammam

$91 30.6%

Cebu

$206 22.4% 127% $115

Accommodation & Living

Khammam

$47 15.9%

Cebu

$309 33.6% 554% $262

Monthly Utilities & Internet

Khammam

$45 15.2%

Cebu

$162 17.6% 260% $117

Eating Out

Khammam

$42 14.3%

Cebu

$88 9.6% 108% $46

Clothing & Footwear

Khammam

$38 12.7%

Cebu

$94 10.2% 150% $56

Getting Around

Khammam

$19 6.3%

Cebu

$16 1.7% 16.6% $3.1

Sport & Entertainment

Khammam

$15 5%

Cebu

$44 4.8% 197% $29

Cost Breakdown

A one-bedroom apartment in the center runs $73.1 in Khammam and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Khammam pays 39% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Khammam vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $91.0 vs $206 per month, with Khammam cheaper across the board.

Good to know

🇮🇳 Khammam

🇵🇭 Cebu

🕒 Local time

03:45 3:45 AM

06:15 6:15 AM

2 h 30 min ahead of Khammam

🌤 Weather

👥 Population

184,200

964,169

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.35 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 16, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.35 EUR).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 62.93 PHP (100 PHP = 1.59 USD). 1 EUR = 70.86 PHP (100 PHP = 1.41 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Khammam Cebu 4,780 km ≈ 6 h nonstop flight

From you

Khammam
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Khammam vs Cebu: Cost of Living - Frequently Asked Questions

Khammam is cheaper overall, especially in groceries, eating out, and clothing. The 210% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 39% higher in Khammam, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $73.1 in Khammam versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $296 per month in Khammam versus $918 in Cebu – a 210% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Khammam runs roughly 25% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Khammam gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Khammam is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Khammam and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Khammam gentler on the wallet – expenses run 210% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.