Last update: Oct 2026

Cost of Living Comparison Between Cebu and Eluru

For one person, living is cheaper in Eluru: $326 a month against $918 in Cebu, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
16

Cost of Living Index in Eluru
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Eluru Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Eluru

🇮🇳 India

$326

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Eluru

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Eluru actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $326 in Eluru.

Cebu $918
Eluru $326

Estimated couple costs with rent: $1,409 in Cebu versus $511 in Eluru.

Cebu $1,409
Eluru $511

Monthly costs for a family of three with rent: $1,900 in Cebu versus $697 in Eluru.

Cebu $1,900
Eluru $697

Living in Cebu is roughly 182% more expensive than in Eluru, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Eluru 76% lower.

Meal at Budget Restaurant

$3.09 ₱195

$1.02 ₹96.8

202.94%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$6.28 ₹597

285.67%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.12 ₹487

-23.44%

Cappuccino

$2.51 ₱158

$2.35 ₹223

6.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.20 ₹18.96

695.00%

Water (0.33 liter bottle)

$0.53 ₱33.45

$0.10 ₹9.58

430.00%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.08 ₹197

-14.42%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.48 ₹330

-37.64%

Milk (1 liter)

$1.92 ₱121

$0.71 ₹67.0

170.42%

White Bread (500g)

$1.36 ₱85.5

$0.38 ₹36.22

257.89%

Rice (white) (1kg)

$1.01 ₱63.6

$0.56 ₹53.6

80.36%

Eggs

$2.03 ₱128

$0.95 ₹89.9

113.68%

Local Cheese (1kg)

$9.86 ₱621

$6.88 ₹653

43.31%

Chicken Fillets (1kg)

$4.39 ₱277

$2.76 ₹262

59.06%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.23 ₹117

168.29%

Banana (1kg)

$1.39 ₱87.8

$0.67 ₹63.5

107.46%

Oranges (1kg)

$2.33 ₱147

$0.76 ₹71.8

206.58%

Tomato (1kg)

$1.50 ₱94.3

$0.47 ₹44.51

219.15%

Potato (1kg)

$2.36 ₱149

$0.35 ₹33.63

574.29%

Onion (1kg)

$1.90 ₱119

$0.35 ₹33.68

442.86%

Lettuce (1 head)

$1.19 ₱74.9

$0.49 ₹46.08

142.86%

Water (1.5 liter bottle)

$0.63 ₱39.73

$0.30 ₹28.20

110.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.20 ₹398

-28.57%

Wine (Bottle)

$6.03 ₱380

$8.29 ₹788

-27.26%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.81 ₹171

-32.04%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.69 ₹256

-34.94%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.18 ₹587

One-way Ticket (Public Transport)

$0.25 ₱15.87

$0.32 ₹30.70

-21.88%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.64

$0.93 ₹88.1

-17.20%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$0.18 ₹17.11

27.78%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.13 ₹107

294.69%

Gasoline (1 liter)

$1.31 ₱82.8

$1.17 ₹111

11.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$15.4K ₹1.5M

38.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$22.2K ₹2.1M

-13.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

$10.33 ₹981

1063.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.07 ₹291

356.03%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

$7.84 ₹745

251.28%

Gym Membership (Monthly)

$32.33 ₱2,036

$22.34 ₹2,122

44.72%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$15.56 ₹1,477

-57.26%

Cinema Ticket

$5.65 ₱356

$3.20 ₹303

76.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$36.69 ₹3,484

650.37%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

$2,120 ₹201.3K

273.50%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

$15.75 ₹1,495

213.21%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

$5.30 ₹504

376.23%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

$26.04 ₹2,472

195.55%

Men's Leather Business Shoes

$57.2 ₱3,603

$31.74 ₹3,014

80.21%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$116 ₹11.0K

331.92%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$61.6 ₹5,844

401.74%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$341 ₹32.4K

216.13%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$126 ₹12.0K

388.19%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

$673 ₹63.9K

328.53%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$447 ₹42.4K

329.07%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$420 ₹39.9K

-17.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.46

-14.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Eluru: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Eluru

$62 18.9% 80.1% $247

Groceries & Markets

Cebu

$206 22.4%

Eluru

$105 32.3% 48.9% $101

Monthly Utilities & Internet

Cebu

$162 17.6%

Eluru

$21 6.5% 86.9% $141

Clothing & Footwear

Cebu

$94 10.2%

Eluru

$35 10.9% 62.2% $58

Eating Out

Cebu

$88 9.6%

Eluru

$70 21.6% 20.4% $18

Sport & Entertainment

Cebu

$44 4.8%

Eluru

$29 8.8% 34.1% $15

Getting Around

Cebu

$16 1.7%

Eluru

$3.1 * 1% 80% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $116 in Eluru. Housing cost is often the main lever when comparing two cities.

Eluru pays 21% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $6.00 in Eluru for a mid-range dinner for two. Groceries echo the gap at $206 vs $105 per month, with Eluru cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Eluru

🕒 Local time

23:36 11:36 PM

21:06 9:06 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

203,780

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Eluru 4,670 km ≈ 6 h nonstop flight

From you

Cebu
Eluru

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Eluru: Cost of Living - Frequently Asked Questions

Eluru is cheaper overall, especially in groceries, clothing, and eating out. The 182% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 21% lower in Eluru. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $116 in Eluru. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 96% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $326 in Eluru – a 182% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Eluru gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Eluru is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Eluru are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Eluru gentler on the wallet – expenses run 182% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.