Last update: Oct 2026

Cost of Living Comparison Between Eluru and Cebu

For one person, living is cheaper in Eluru: $326 a month against $918 in Cebu, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

16

Cost of Living Index in Eluru
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Eluru Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Eluru

🇮🇳 India

$326

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Eluru and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Eluru and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $326 in Eluru versus $918 in Cebu.

Eluru $326
Cebu $918

Estimated couple costs with rent: $511 in Eluru versus $1,409 in Cebu.

Eluru $511
Cebu $1,409

Monthly costs for a family of three with rent: $697 in Eluru versus $1,900 in Cebu.

Eluru $697
Cebu $1,900

Living in Eluru costs roughly 65% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Eluru 76% lower, Cebu 32% lower.

Meal at Budget Restaurant

$1.02 ₹96.8

$3.09 ₱194

-66.99%

Three-Course Dinner for Two, Mid-Range

$6.28 ₹597

$24.22 ₱1,525

-74.07%

Fast Food Meal (McDonalds, etc)

$5.12 ₹487

$3.92 ₱247

30.61%

Cappuccino

$2.35 ₹223

$2.51 ₱158

-6.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.20 ₹18.96

$1.59 ₱100

-87.42%

Water (0.33 liter bottle)

$0.10 ₹9.58

$0.53 ₱33.43

-81.13%

Local Beer (0.5 liter draught)

$2.08 ₹197

$1.78 ₱112

16.85%

Imported Beer (0.33 liter bottle)

$3.48 ₹330

$2.17 ₱137

60.37%

Milk (1 liter)

$0.71 ₹67.0

$1.92 ₱121

-63.02%

White Bread (500g)

$0.38 ₹36.22

$1.36 ₱85.4

-72.06%

Rice (white) (1kg)

$0.56 ₹53.6

$1.01 ₱63.5

-44.55%

Eggs

$0.95 ₹89.9

$2.03 ₱128

-53.20%

Local Cheese (1kg)

$6.88 ₹653

$9.86 ₱621

-30.22%

Chicken Fillets (1kg)

$2.76 ₹263

$4.39 ₱277

-37.13%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$1.23 ₹117

$3.30 ₱208

-62.73%

Banana (1kg)

$0.67 ₹63.5

$1.39 ₱87.8

-51.80%

Oranges (1kg)

$0.76 ₹71.8

$2.33 ₱147

-67.38%

Tomato (1kg)

$0.47 ₹44.51

$1.50 ₱94.3

-68.67%

Potato (1kg)

$0.35 ₹33.64

$2.36 ₱149

-85.17%

Onion (1kg)

$0.35 ₹33.68

$1.90 ₱119

-81.58%

Lettuce (1 head)

$0.49 ₹46.08

$1.19 ₱74.9

-58.82%

Water (1.5 liter bottle)

$0.30 ₹28.20

$0.63 ₱39.71

-52.38%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ₹398

$3.00 ₱189

40.00%

Wine (Bottle)

$8.29 ₹788

$6.03 ₱379

37.48%

Local Beer (0.5 liter bottle)

$1.81 ₹171

$1.23 ₱77.7

47.15%

Imported Beer (0.33 liter bottle)

$2.69 ₹256

$1.75 ₱110

53.71%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.18 ₹587

One-way Ticket (Public Transport)

$0.32 ₹30.70

$0.25 ₱15.86

28.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.93 ₹88.1

$0.77 ₱48.62

20.78%

Taxi (Normal Tariff) (1km)

$0.18 ₹17.11

$0.23 ₱14.53

-21.74%

Taxi 1hour Waiting (Normal Tariff)

$1.13 ₹107

$4.46 ₱281

-74.66%

Gasoline (1 liter)

$1.17 ₹111

$1.31 ₱82.8

-10.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.4K ₹1.5M

$21.2K ₱1.3M

-27.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

$19.1K ₱1.2M

16.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$10.33 ₹981

$120 ₱7,569

-91.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.07 ₹291

$14.00 ₱882

-78.07%

Internet (50+ Mbps, Unlimited Data)

$7.84 ₹745

$27.54 ₱1,734

-71.53%

Gym Membership (Monthly)

$22.34 ₹2,122

$32.33 ₱2,035

-30.90%

Tennis Court (1 Hour on Weekend)

$15.56 ₹1,477

$6.65 ₱419

133.98%

Cinema Ticket

$3.20 ₹304

$5.65 ₱356

-43.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$36.69 ₹3,484

$275 ₱17.3K

-86.67%

International Primary School, 1 Child (Yearly)

$2,120 ₹201.3K

$7,918 ₱498.5K

-73.23%

Jeans (Levis 501 Or Similar)

$15.75 ₹1,495

$49.33 ₱3,106

-68.07%

Summer Dress (H&M, Zara, etc)

$5.30 ₹504

$25.24 ₱1,589

-79.00%

Sport Shoes (Adidas, Nike)

$26.04 ₹2,472

$77.0 ₱4,846

-66.16%

Men's Leather Business Shoes

$31.74 ₹3,014

$57.2 ₱3,601

-44.51%

1-bedroom Apartment, City Center (Monthly)

$116 ₹11.0K

$500 ₱31.5K

-76.85%

1-bedroom Apartment, Outside City Center (Monthly)

$61.6 ₹5,845

$309 ₱19.4K

-80.07%

3-bedroom Apartment, City Center (Monthly)

$341 ₹32.4K

$1,078 ₱67.9K

-68.37%

3-bedroom Apartment, Outside City Center (Monthly)

$126 ₹12.0K

$615 ₱38.7K

-79.52%

Buy Apartment in City Center (m2)

$673 ₹64.0K

$2,886 ₱181.7K

-76.66%

Buy Apartment Outside City Center (m2)

$447 ₹42.4K

$1,917 ₱120.7K

-76.69%

Average Monthly Net Salary (After Tax)

$420 ₹39.9K

$346 ₱21.8K

21.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.46

7.2

17.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Eluru: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Eluru

$105 32.3%

Cebu

$206 22.4% 95.8% $101

Eating Out

Eluru

$70 21.6%

Cebu

$88 9.6% 25.7% $18

Accommodation & Living

Eluru

$62 18.9%

Cebu

$309 33.6% 402% $247

Clothing & Footwear

Eluru

$35 10.9%

Cebu

$94 10.2% 165% $58

Sport & Entertainment

Eluru

$29 8.8%

Cebu

$44 4.8% 51.8% $15

Monthly Utilities & Internet

Eluru

$21 6.5%

Cebu

$162 17.6% 662% $141

Getting Around

Eluru

$3.1 * 1%

Cebu

$16 1.7% 399% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $116 in Eluru and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Eluru pays 21% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $6.00 in Eluru vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $105 vs $206 per month, with Eluru cheaper across the board.

Good to know

🇮🇳 Eluru

🇵🇭 Cebu

🕒 Local time

19:21 7:21 PM

21:51 9:51 PM

2 h 30 min ahead of Eluru

🌤 Weather

👥 Population

203,780

964,169

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Eluru Cebu 4,670 km ≈ 6 h nonstop flight

From you

Eluru
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Eluru vs Cebu: Cost of Living - Frequently Asked Questions

Eluru is cheaper overall, especially in groceries, eating out, and clothing. The 182% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 21% higher in Eluru, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $116 in Eluru versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 96% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $326 per month in Eluru versus $918 in Cebu – a 182% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Eluru gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Eluru is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Eluru and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Eluru gentler on the wallet – expenses run 182% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.